Does anyone know if a payee can require that a covered entity send them an 835 via the 
ACH network?  I understand that the ACH transaction would go through a DFI, and that 
there is ongoing discussion about the role of the DFI in handling the 835.  I also 
understand that there are a number of acceptable flows of data (per the implementation 
guide) for the 835.  For example, it is acceptable to separate the data and dollars 
for the 835, moving the dollars via a paper check and the data through an 835.  If 
this format is considered compliant, can a covered entity choose this option and not 
pursue the alternative format where the dollars are moved through the ACH network, 
even if a payee requests it?  Any input would be appreciated.

Thanks,
Jackie Cameron
Product Coordinator
basys inc.
[EMAIL PROTECTED] 




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