I know from when I was in fundraising there is an enormous amount of people in Europe (and elsewhere obviously but an enormous amount of people who wanted to donate in Europe) who didn't have credit cards and required other ways to pay (we, luckily, had paypal but even then we had to start adding other payment options). Debit cards were a weird bunch depending on the country, even where they had the visa/mastercard logo they would often not work in large chunks (most of the debit cards coming from India and Brazil for example).
James Alexander Legal and Community Advocacy Wikimedia Foundation (415) 839-6885 x6716 @jamesofur On Wed, Jun 4, 2014 at 11:36 AM, Risker <[email protected]> wrote: > From the Canadian perspective, people can have credit cards (16 digit chip > & PIN for Visa/Mastercard, others only 16 digits) and/or bank/interact > debit cards (also 16 digit chip&PIN). The former are able to be used > online; debit cards are for in-person transactions with very, very few > exceptions. > > Visa and Mastercard offer prepaid debit cards; however, their purchase fee > is typically 10% of the value of the card (a $500 card costs $50) and the > currency exchange rates and service charges associated with using a > different currency is usually double or triple what banks or Paypal > charge. The *real* cost of Wikimania registration using one of those debit > cards would be approximately 40% higher than the face value of what > Wikimania was actually charging. > > Unless I miss my guess, scholarships are being paid to people via Paypal. > I think that really points to the necessity of accepting at least Paypal as > an acceptable alternative payment. > > Risker > > > On 4 June 2014 14:03, Richard Symonds <[email protected]> > wrote: > >> Roan, >> >> I don't mean to sound daft, but Chip & PIN cards are (at least here) >> MasterCard/Visa >> cards with 16-digit numbers. The two are the same? >> >> The reason people are cautious about giving out bank details is because >> of things like this: >> http://www.museumofhoaxes.com/hoax/weblog/permalink/clarksons_account_gets_hacked/ >> ... >> >> Richard Symonds >> Wikimedia UK >> 0207 065 0992 >> >> Wikimedia UK is a Company Limited by Guarantee registered in England and >> Wales, Registered No. 6741827. Registered Charity No.1144513. Registered >> Office 4th Floor, Development House, 56-64 Leonard Street, London EC2A 4LT. >> United Kingdom. Wikimedia UK is the UK chapter of a global Wikimedia >> movement. The Wikimedia projects are run by the Wikimedia Foundation (who >> operate Wikipedia, amongst other projects). >> >> *Wikimedia UK is an independent non-profit charity with no legal control >> over Wikipedia nor responsibility for its contents.* >> >> >> On 4 June 2014 18:58, Roan Kattouw <[email protected]> wrote: >> >>> On Jun 4, 2014 10:37 AM, "Michael Snow" <[email protected]> wrote: >>> > >>> > On 6/4/2014 10:14 AM, Joseph Fox wrote: >>> >> >>> >> Pretty sure the difference is that in the US, “debit cards” as we >>> Brits know them are rare. >>> > >>> > Not at all, debit cards are a routine feature for checking accounts in >>> the US. But yes, if your debit card has a logo for one of the big payment >>> processors, then most merchants displaying that logo should be able to >>> accept it, even if their transactions use a credit function rather than the >>> debit function. >>> > >>> The problem is that in many continental European countries, >>> MasterCard/Visa cards with 16-digit numbers etc are things that most people >>> don't have. Payments are made using chip&PIN cards or bank transfer. >>> >>> I've always been baffled by how hesitant UK-based individuals and >>> companies are to give me their bank account information (so I can send them >>> money), citing security concerns. >>> >>> Roan >>> >>> _______________________________________________ >>> Wikimania-l mailing list >>> [email protected] >>> https://lists.wikimedia.org/mailman/listinfo/wikimania-l >>> >>> >> >> _______________________________________________ >> Wikimania-l mailing list >> [email protected] >> https://lists.wikimedia.org/mailman/listinfo/wikimania-l >> >> > > _______________________________________________ > Wikimania-l mailing list > [email protected] > https://lists.wikimedia.org/mailman/listinfo/wikimania-l > >
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