>>
> Oh I have no problem with regular forced password changes, say quarterly or
> so; I'm used to that in other contexts.  But not a one-time password, which
> will actually increase risk because people will choose "keep me logged in"
> to avoid having to get a new  password every time they want to log in.
>

I believe there's some research to suggest that quarterly password
changes decrease overall security. I personally would not like having
to do that.

> These tend also to be solutions coming from moneyed countries, and some of
> these things involve technology that is not globally available.
>

I'm not sure what you mean by that.

--bawolff

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