When I opened the message, I found that Wayne Johnson had written:

 OBTW that is not correct as a person does not have to have a 
> PayPal acct to send you a CC payment that is processed by your PayPal 
> acct so you can have the loot thus the reason you're charged the 
> processing fee.

Say what?

I've never heard of that, so I can't say absolutely that you are 
incorrect.  Can you show me where PayPal accepts payments from 
non-account holders?

Anyway, you are "ALWAYS" charged a fee for getting a PayPal 
payment for eBay auctions.  ALWAYS!!

Regards,

Jim

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