We just got activated yesterday. We used Authorize.Net / Chase processing.
The rates were better w/IP-Pay and we get better reporting from it. It would take Authorize.Net 3 days from now to show transactions that we did today, regardless of business day. IP-Pay has a real-time option where you can see exactly what happened with a transaction you just made. That was worth switching right there. (not to mention that when I set up the Authorize.Net account, they recorded my cell phone # and it's THAT phone # that shows up on everyone's bill. Sheesh... I have worked very hard to keep my cell phone numbers from all but 2 customers (have to have some resemblance of a life). Auth.Net just would not take that off of our account! So I started getting calls at all hours. Hopefully now that will reside...) Mark Nash UnwiredWest 78 Centennial Loop, Suite E Eugene, OR 97401 http://www.unwiredwest.com 541-998-5555 541-998-5599 fax ----- Original Message ----- From: "Charles Wu" <[email protected]> To: "WISPA General List" <[email protected]> Sent: Saturday, March 21, 2009 8:38 AM Subject: Re: [WISPA] ISP billing/management software. > >As for merchant services, we have a very nice system in place through our >>local bank. We're quite happy with it and we're getting very good rates. > > Good for you > > Remember, credit card rates are all based upon fraud & risk (e.g., a > swiped card has a lower transaction rate than a phone order / keyed > card) -- that said, there are specific rate structures that were > implemented about 4-5 years ago to account for the fact that > ISP/Telco/CableCos bill the same people every month and that they have > extremely low chargebacks > > Your bank (and I'd say 99% of the credit card industry) doesn't > differentiate between this and I can say with 100% certainty that you're > being labeled as an Internet/Ecommerce provider. > > Additionally, to take advantage of this rate structure, Visa/MC require > the implementation of enhanced data requirements; this can only occur with > direct integration into a billing platform (e.g., need to get rid of the > gateway) > > We've engaged over 300 service providers since the summer, and in EVERY > SCENARIO, we have been able to properly reclassify them to take advantage > of the recurring ISP/Telco/Cableco rates and reduce their payment > processing fees by 10-40% > > -Charles > > > > This message is intended only for the use of the individual or entity to > which it is addressed and may contain information that is privileged, > confidential and exempt from disclosure under applicable law. If the > reader of this message is not the intended recipient, or the employee or > agent responsible for delivery of the message to the intended recipient, > you are hereby notified that any dissemination, distribution or copying of > this communication is strictly prohibited. If you have received this > communication in error, please notify us immediately by telephone at > 630-344-1586. > > > -------------------------------------------------------------------------------- > WISPA Wants You! Join today! > http://signup.wispa.org/ > -------------------------------------------------------------------------------- > > WISPA Wireless List: [email protected] > > Subscribe/Unsubscribe: > http://lists.wispa.org/mailman/listinfo/wireless > > Archives: http://lists.wispa.org/pipermail/wireless/ > -------------------------------------------------------------------------------- WISPA Wants You! Join today! http://signup.wispa.org/ -------------------------------------------------------------------------------- WISPA Wireless List: [email protected] Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
