I'm not paying it out of my pocket... the company is... :) Travis Microserv Kevin Neal wrote: Call me cheap I guess. I have a $229/mo plan for my family of 4 (5 in a week or so). $7500 deductible. Next year my rate will drop, after the insurance company re-rates their HSA rates I'll be moving to the $10,000 deductible plan, that will be an absolutely no benefits until 10k is paid. I don't mind it, I'd rather not have to pay the extra per month.Just a quick comparison, if I pay $229/mo vs $650/mo, if I max my deductible for the year I pay $1698 more than Marlon, but if I only hit $750, I saved $5052. I'd rather put money in the bank and have it work for me than giving it to an insurance company. -Kevin On Sat, Dec 5, 2009 at 10:16 PM, Marlon K. Schafer <o...@odessaoffice.com> wrote:Here in Wa. it's $650ish for me and the three kids. $750 deductable per person. The wife's is covered by her work. No dental and a crappy vision plan. What we are missing is competition in the medical industry. It's got TOO much government interference and no lawsuit protection. marlon ----- Original Message ----- From: "Travis Johnson" <t...@ida.net> To: <fai...@snappydsl.net>; "WISPA General List" <wireless@wispa.org> Sent: Saturday, December 05, 2009 8:05 PM Subject: Re: [WISPA] health insuranceAhhhh... now we know.... it's Florida that is causing everyone else's insurance rates to go up... :) We pay about $700/month to cover an entire family (this is just health insurance, the dental and vision is extra). Travis Microserv Faisal Imtiaz wrote:As a business owner, in Florida, where the Health Insurance is one of the highest in the US, we have seeing 15-20% increses every year for the last few years. It is nice to see that you offer 100% health insurance coverage for all of your Employees, where the company is picking up the Tab for the Insurance Premiums. Simply for the sake of my understanding, why would you choose to " force us to go to a subcontractor type work-force (at least for 5-10 of our current employees) to get us under the 25 employee limit and ..... " offer less benefits for everyone in the company " At the end of the day, $412 / employee is not a whole lot of money, especially when you are talking about a benfit like Health Insurance....... If you are looking to have some means of off-setting the additional $$$, would'nt it me easier and better for everyone if you reduced your Company provided 100% coverage to let's say 90%, and have the Employee pay the other 10% ? What are your current costs for Health Insurnace ? We are seeing typically $300-$400 / month for a single male, and $1300-$1450 /month for a family >From what we have been seeing in the last few years, including ourpresentcoverage increase (approx $8100/year for 3 families)... $412 /year increase would be a Blessing and a Christmas present... ------------------- Just a thought. Faisal Imtiaz Computer Office Solutions Inc. /SnappyDSL.net Ph: (305) 663-5518 x 232 -----Original Message----- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Travis Johnson Sent: Saturday, December 05, 2009 7:50 PM To: WISPA General List Subject: [WISPA] health insurance Hi, What are everyone else's plans if this new health insurance plan gets passed in Congress? We fall in the 25-100 employee category, so they are estimating our health insurance costs would go up $412 per employee for us (we already cover 100% of the costs for our employees). So, basically this would force us to go to a subcontractor type work-force (at least for 5-10 of our current employees) to get us under the 25 employee limit and offer less benefits for everyone in the company. Once again, it seems our government is stepping in where it doesn't belong. Either take over the health care system 100% (including funding it), or leave it alone. Travis Microserv ---------------------------------------------------------------------------- ---- WISPA Wants You! Join today! http://signup.wispa.org/ ---------------------------------------------------------------------------- ---- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -------------------------------------------------------------------------------- WISPA Wants You! 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