I agree I use it to accept those kind of payments also and the rate is not a
problem. 

Don't know how anyone can stay in business doing anything with a 3 or 5
point mark-up. Even selling apple computers my markup is better than that
although I don't need to do pay pal for that.

But 3% plus .30 cents should not make a big difference in any sale or else
it is not worth selling the product in the 1st place.

Dan

That�s just my two cents

on 1/5/05 20:33, Bill Conlon at [EMAIL PROTECTED] wrote:

> Ben,
> 
> Don't know where your numbers came from.  Here's the fee structure to
> receive a CC via Paypal:
> 
> https://www.paypal.com/us/cgi-bin/webscr?cmd=_display-fees
> 
> Receive Funds     1.9% + $0.30 USD to 2.9% + $0.30 USD
> 
> You must open a Premier/Business account, but that doesn't seem like a
> big deal.  There's no fee to transfer funds to your bank.  To me, it
> seems like a moderate cost way to accept credit cards.
> 
> 
> On Wednesday, January 5, 2005, at 02:42  PM, Ben Johansen wrote:
> 
>> �
>> 
> <image.tiff>
>> 
>> 
>> �
>> 
>> I prefer the USPS processing fee of $0.37 for the entire transaction
>> no mater what the amount ;-)
>> 
>> �
>> 
>> Ben Johansen - http://www.pcforge.com
>> 
>> Authorized Witango & MDaemon Reseller
>> 
>> Available for Witango Developement
>> 
>> �
>> 
>> �
>> 
>> -----Original Message-----
>> From: Bill Conlon [mailto:[EMAIL PROTECTED]
>> Sent: Wednesday, January 05, 2005 3:23 PM
>> To: [email protected]
>> Subject: Re: Witango-Talk: PayPal Integration
>> 
>> �
>> 
>> I think it's 30 cents per transaction plus 2.9% of transaction amount�
>> 
>> if your monthly volume is less than $3,000.� I recall rates will drop
>> a�
>> 
>> point with volume.� I don't know what your bank charges, but I suspect�
>> 
>> these rates are not out of line (a quick Google turned up comparable�
>> 
>> rates).� And w/ Paypal you don't have to buy a certificate, nor do you�
>> 
>> need a separate IP address on which to deploy the certificate.
>> 
>> �
>> 
>> And PP pays interest, which my business checking account does not.
>> 
>> �
>> 
>> On Wednesday, January 5, 2005, at 02:10� PM, Ben Johansen wrote:
>> 
>> �
>> 
>>> Last I checked that was 3% on each 100.00 increment.
>> 
>>> Could be wrong, but I have had customers try to pay me over paypal
>> and�
>> 
>>> I
>> 
>>> lost all my markup and some. I simply refuse the payments
>> 
>>> �
>> 
>>> Ben Johansen - http://www.pcforge.com
>> 
>>> Authorized Witango & MDaemon Reseller
>> 
>>> Available for Witango Developement
>> 
>>> �
>> 
>>> �
>> 
>>> -----Original Message-----
>> 
>>> From: Stefan Gonick [mailto:[EMAIL PROTECTED]
>> 
>>> Sent: Wednesday, January 05, 2005 2:46 PM
>> 
>>> To: [email protected]
>> 
>>> Subject: RE: Witango-Talk: PayPal Integration
>> 
>>> �
>> 
>>> Paypal only charges approximately 3% of each transaction. That
>> 
>>> number goes down the larger the transaction. That doesn't seem
>> 
>>> exorbitant to me.
>> 
>>> �
>> 
>>> Stefan
>> 
>>> �
>> 
>>> At 04:43 PM 1/5/2005, you wrote:
>> 
>>>> The reason Pay Pal Scare me is there exorbitant fees they charge
>> 
>>>> �
>> 
>>>> Ben Johansen - http://www.pcforge.com
>> 
>>>> Authorized Witango & MDaemon Reseller
>> 
>>>> Available for Witango Developement
>> 
>>>> �
>> 
>>>> �
>> 
>>>> -----Original Message-----
>> 
>>>> From: John McGowan [mailto:[EMAIL PROTECTED]
>> 
>>>> Sent: Wednesday, January 05, 2005 2:34 PM
>> 
>>>> To: [email protected]
>> 
>>>> Subject: Re: Witango-Talk: PayPal Integration
>> 
>>>> �
>> 
>>>> We've done the Pay pal integration for customers before, but our
>> 
>>>> customers have gotten complaints from their customers when using
>> the�
>> 
>>>> pay
>> 
>>>> pal payment processing.� For some reason the name "Pay Pal" scares
>> 
>>>> people away.
>> 
>>>> �
>> 
>>>> We've had better luck for our customers that chose to go with�
>> 
>>>> Verisign's
>> 
>>>> payment services via Pay Flow Link for low cost credit card�
>> 
>>>> transaction
>> 
>>>> processing...
>> 
>>>> �
>> 
>>>> http://www.verisign.com/products-services/payment-processing/online-
>> 
>>>> payment
>> 
>>> /
>> 
>>>> payflow-link/index.html
>> 
>>>> �
>> 
>>>> You still have the up front setup costs with Verisign and the
>> initial
>> 
>>>> fees for setting up a merchant account, but it only costs 19 bucks
>> a�
>> 
>>>> month
>> 
>>>> �
>> 
>>>> /John
>> 
>>>> �
>> 
>>>> �
>> 
>>>> �
>> 
>>>> Steve Smith wrote:
>> 
>>>> �
>> 
>>>>> I've got a client who wants to use PayPal in order to receive�
>> 
>>>>> payments
>> 
>>>>> for products purchased on a site that I've built for him. Does
>> anyone
>> 
>>>>> have any experience with integrating PayPal's Web Services? I don't
>> 
>>>>> want to use their shopping cart, or their BuyNow buttons but use
>> the
>> 
>>>>> scripting option to send a request from my application with the
>> 
>>>>> transaction's details and let them handle the credit card
>> processing.
>> 
>>>>> �
>> 
>>>>> I'd appreciate any information and/or opinions on this.
>> 
>>>>> �
>> 
>>>>> Thanks,
>> 
>>>>> �
>> 
>>>>> Steve Smith
>> 
>>>>> �
>> 
>>>>> Oakbridge Information Solutions
>> 
>>>>> Office: (519) 624-4388
>> 
>>>>> Fax: (519) 624-3353
>> 
>>>>> Email: [EMAIL PROTECTED]
>> 
>>>>> Web: _http://www.oakbridge.ca_
>> 
>>>>> �
>> 
>>>>  
>> ______________________________________________________________________
>> 
>>>> __
>> 
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>>>> �
>> 
>>>> �
>> 
>>>>  
>> ______________________________________________________________________
>> 
>>>> __
>> 
>>>> TO UNSUBSCRIBE: Go to http://www.witango.com/developer/maillist.taf
>> 
>>> �
>> 
>>> =====================================================
>> 
>>> Database WebWorks: Dynamic web sites through database integration
>> 
>>> http://www.DatabaseWebWorks.com
>> 
>>> �
>> 
>>>  
>> _______________________________________________________________________
>> 
>>> _
>> 
>>> TO UNSUBSCRIBE: Go to http://www.witango.com/developer/maillist.taf
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>>> �
>> 
>>> �
>> 
>>>  
>> _______________________________________________________________________
>> 
>>> _
>> 
>>> TO UNSUBSCRIBE: Go to http://www.witango.com/developer/maillist.taf
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>>> �
>> 
>> �
>> 
>> _______________________________________________________________________
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>> 
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>> 
> 
> ________________________________________________________________________
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-- 
Dan Stein
FileMaker 7 Certified Developer
Digital Software Solutions
799 Evergreen Circle
Telford PA 18969
Land: 215-799-0192
Cell: 610-256-2843
Fax 413-410-9682
FMP, WiTango, EDI,SQL 2000, MySQL, CWP
[EMAIL PROTECTED]
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    "When you are born, you cry and those who love you rejoice.  And if you
live your life as you should, when you die, you rejoice and those who
love you cry."

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