I don't understand why there would be a delay.  How does the bank handle
its' own loans?  The procedure should be the same.

Robert M. Sukel
Ways to Work Program Manager
Family Services
212 E Exchange Street
Akron OH 44304
(330) 376-9494 Ext. #214
[EMAIL PROTECTED]



-----Original Message-----
From: [EMAIL PROTECTED]
[mailto:[EMAIL PROTECTED] Behalf Of Anita Corriveau
Sent: 01 April, 2003 1:20 PM
To: Loan Committee Discussion Group
Subject: [WTW] Title Encumbrance


Hi All,
I am having extensive delays in closing secured loans (used car loans) with
my servicing bank. It was recommended that I submit them as unsecured loans
and hold the titles myself (Center for Family Services).
What is the liability to the agency if we hold the titles (CFS as First Lien
Holder)? What are the advantages/disadvantages?
Thanks in advance for your input.
Anita - Camden, NJ
Anita Corriveau
WAYS to WORK Family Loan Program
Center for Family Services
584 Benson Street
Camden, NJ  08103
856-964-1990 ext. 295
856-964-0242 fax
[EMAIL PROTECTED]

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