I do not understand why there is a delay.  The bank has loans outside of
ways to work?  With all that we do I for one do not want the task of doing
the title work also.  That should be done by your banking partner

Donette Whiting
Norfolk, VA
----- Original Message -----
From: "Anita Corriveau" <[EMAIL PROTECTED]>
To: "Loan Committee Discussion Group" <[EMAIL PROTECTED]>
Sent: Tuesday, April 01, 2003 1:19 PM
Subject: [WTW] Title Encumbrance


> Hi All,
> I am having extensive delays in closing secured loans (used car loans)
with my servicing bank. It was recommended that I submit them as unsecured
loans and hold the titles myself (Center for Family Services).
> What is the liability to the agency if we hold the titles (CFS as First
Lien Holder)? What are the advantages/disadvantages?
> Thanks in advance for your input.
> Anita - Camden, NJ
> Anita Corriveau
> WAYS to WORK Family Loan Program
> Center for Family Services
> 584 Benson Street
> Camden, NJ  08103
> 856-964-1990 ext. 295
> 856-964-0242 fax
> [EMAIL PROTECTED]
>

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