Dave,

As Robin has stated, please keep in mind the other factors when you stop making loans from your program.  We (Baton Rouge) did not attend the conference this past October but recently received the score card from Robin and will starting using it effective this month.  After 5 months we will review the process.  As always when making loans to high risk clients there will be a challenge with repayments.  

Kandee Wickboldt
Family Service of Greater Baton Rouge

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