Don, You don't type an URL, you type a domain name. The "convenience" may seem limited but if the card is shared you don't have to have the card details available. Using short-lived card-numbers in conjunction with 3D is also an new possibility enabled by this scheme.
And the "card" could equally well be an account-number. I have three in my bank and I don't remember any of these, but my bank allows me to select from a list when I perform payments. But the main objective behind the proposal is to get a universal "3D-like" system instead of a VISA-only. Anders ----- Original Message ----- From: "Don Park" <[EMAIL PROTECTED]> To: "'internet-payments a '" <[EMAIL PROTECTED]> Sent: Tuesday, May 28, 2002 3:53 PM Subject: RE: Proposal: A replacement for 3D Secure Do I understand correctly that the convenience provided by this proposal basically amounts to cardholder typing in a URL instead of a card number? - Don