Direct Debit is different to using credit or debit cards - more like a
standing order but the amount paid each month/quarter/year is variable.
It's appropriate for utility bills etc, and better for subscriptions
etc than standing orders which have to be changed each time the subs
change (increase!).
Most organisations like direct debt as it doesn't get forgotten and
therefore membership retention is better. I was on the Lace Guild Exec
at the time DD was introduced and voted in favour, though personally I
choose not to pay Lace Guild or any other subs by DD. Although I have
no intention of cancelling my Lace Guild membership, once it's on DD
you do have to actively cancel if you want to resign. However, it is a
personal preference and many people do find DD more convenient.
Brenda
On 11 Aug 2008, at 15:36, Lorri Ferguson wrote:
Brenda and all,
Here in the USA, I was advised by my bank teller that using a
'debit card'
was the safest because it is the easiest to cancel if there is a
problem
later. And canceling the debit card does not cancel the account it is
linked
to.
We have 'debit cards' with numbers just like a credit card. One
gives the
vendor the debit card number not the bank account number. The card is
used
just like a credit card but you are not giving the vendor your checking
account number. I use one like this for ordering drugs through the
mail,
etc.
Lorri
Washington State, USA, in the foothills of Mt. Rainier
I know that direct debit makes that sort of thing easier but I am
very
reluctant to use it for anything other than absolute essentials such as
gas, water, electricity, council tax.
Brenda
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