Good Day,

I know this email might come as a surprise to you considering the number of 
junk emails we all receive on a daily basis. I can assure you that this email 
is authentic and I would appreciate it if the content of this letter is kept 
strictly confidential and respects the integrity of the information.

Nevertheless, I have decided to contact you due to the urgency of this 
transaction. Let me start by introducing myself, I am Mr. James Phillip Owen, 
an account manager in one of the banks here in the United Kingdom. I have 
worked a little more than 15 years now. I am contacting you concerning an 
abandoned consignment containing the sum of £10 million British Pounds. I was 
the account manager to Late Mr. Philemon Juan Smith, a foreign contractor with 
the department of works and housing who has an investment account with my bank; 
I encouraged him to consider various growths of funds with prime ratings, then 
he invested £10million, based on my advice, we were able to spin the money 
around various opportunities and made attractive margins for the first few 
months of our operation. The accrued profit and interest plus capital amount to 
£17,352,110 (Seventeen million, three hundred and fifty-two thousand, one 
hundred and ten British Pounds). In mid-2007, he instructed that the principal 
sum of (£10M) be liquidated and made available in cash because he needed to 
make an urgent investment requiring cash payment of (£10M), we, however, 
assisted him and made the cash available in a consignment for him.

After a few months; the management of my bank sent several notices to inform 
him about the cash but without response, on further inquiries we found out that 
my client was poisoned by the same people he wanted to do business with, that 
made his request for cash payment for the business. He died without leaving a 
WILL and several efforts were made to find his extended family but without 
success. Because of the sensitive nature of private banking, most customers do 
not nominate next of kin in their investment, also usually in most cases leave 
their WILLS in our care, in this case; the deceased client died intestate. It 
is quite clear now that our dear client died with no identifiable family 
member. According to practice, the Private banking sector will by the end of 
the year of 2020 broadcast a request for a statement of claim to my Bank, 
failing to receive viable claims they will probably revert the deposit to the 
ownership of the UK Government Treasury department according to United Kingdom 
Banking and financial law.

I am proposing that you stand as the business associate/next of kin to the late 
deceased (Mr. Philemon Juan Smith) and after the successful execution of the 
business deal, the funds will be shared in the ratio of 50/50. I want you to 
know that I have done my homework already before contacting you. Although the 
project is CAPITAL INTENSIVE, I will be able to pull it through following 
proper banking and legal Channels with your assistance on your end. This claim 
will be executed without breaching any UK laws and success is guaranteed if we 
cooperate on this.

An opportunity like this only comes once in a lifetime. I would want you to 
think about this and let me know your decision because such a deal happens in 
the banking industry but only the outside world is not aware. If you give me a 
positive response, I will give you the relevant INFORMATION for the successful 
completion of this deal and we both enjoy it in peace. All I require from you 
is honesty/sincerity; I guarantee that this will be executed under a legitimate 
arrangement that will protect you from any breach of the law. If you give me 
positive signals, I will initiate this process towards a conclusion.

Kindly treat this proposal with utmost confidentiality and urgency for a 100% 
success.

Sincerely,
James Phillip Owen

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