Huh? Mahal naman... Nasa The Personal ako and nagrereklamo na ako sa C$275 a month ko...it was only C$250 last year for the new car tapos tumaas pa after a year...labo nga e...
-----Original Message----- From: crandzfv01 <[EMAIL PROTECTED]> To: [email protected] Sent: Thu, 31 Mar 2005 02:25:24 -0000 Subject: [4c-math94] Re: 2005 Toyota Rav4 Insurance Premium Joon, ano insurer mo? nasa Royal Sunalliance ako mahal ng premium, naghahanap ako ng mas mababa..... my insurance for sentra gxe'02 is C$6K per year (approx c$550) per month! Randy ... --- In [email protected], "spurs" <[EMAIL PROTECTED]> wrote: > > randy and lucky.... tama kayo... mura na tong nakuha ko... > i did canvass naman before getting this... at naupod finger ko sa > kakadial sa mga insruance... at ito na ang pinaka best deal... > mura nga pero syempre mahal pa rin... ang mahal din pala ng insruance > dyan sa canada no... > > actually with my old car, dodge neon, nung bago pa lang ako dito... > i started at $175/mo to think used car na yon 3 yrs ago... kasi dito > diba may mga points/ratings... like yrs US driving exp, civil > status, age, degree holder, etc... pero unti unting bumaba yon > hanggang naging $64/mon... ngayon bago yung car... akyat ulit sa > $104... though i got as high as $175+ quotes from others... > > > > --- In [email protected], [EMAIL PROTECTED] wrote: > > Progressive ata ang mura sa US > > > > -----Original Message----- > > From: JCR <[EMAIL PROTECTED]> > > To: [email protected] > > Sent: Tue, 29 Mar 2005 20:38:22 -0800 > > Subject: Re: [4c-math94] Re: 2005 Toyota Rav4 Insurance Premium > > > > hey Rommel, > > > > pasalamat ka sa insurance mo... here sa toronto it starts at > $200 and > > up, average car insurance mura pa (nakapamulubi talaga.... ) > > check mo kinetics or canvass ka, mas mura daw yata sa Geico (pag > US)... > > tapos 83cents gas ngayon! > > > > ..Randy .. > > ----- Original Message ----- > > From: spurs > > To: [email protected] > > Sent: Tuesday, March 29, 2005 2:43 PM > > Subject: [4c-math94] Re: 2005 Toyota Rav4 Insurance Premium > > > > > > > > wow daniel, bilib ako sa yo... everready battery ka... > > awesome, that means you really know what you are selling... > > a sign of a good agent... kung andyan lang ako, > > sayo ako kukuha eh... mas mura nga talaga dyan... $104/mo > > dito... Thanks for the info!! > > > > but anyway, cge im kinda interested for the pension plan, > > i'm thinking of getting one for my mom... find me a good deal ha? > > if u need info let me know... > > > > > > > > --- In [email protected], jun ramos <[EMAIL PROTECTED]> > > wrote: > > > No, Mel, that's the annual premium.... payable pa in > > installments. : -) > > > > > > Generally, it's very easy to compute insurance premiums for cars, > > i quote on the spot to my clients. The only thing needed is the > > value of the car. Unfortunately, I don't have the value of a 2005 > > Toyota Rav4.. all the while I thought I was always bringing it. > > Usually, clients get insurance from the dealer on the first year > > because it's "free" or part of the package... they're not aware > that > > it's not really free or they simply don't want to get into the > > hassle of getting in touch with an insurance company or agent... > but > > it's really cheaper to go directly to the insurance company/agent.. > > even if the dealer would offer other "freebies" such as leather > seat > > cover, etc.... Most cars I quote are more than one year old... If > > I quote brand new cars, we base the value on the actual price. > > Anyway, just to come up with a value, I'll just assume that a 2005 > > Rav4 costs 1.2M. If my estimate is way off, I'll e-mail you another > > quotation to satisfy your curiosity . :-) > > > > > > > > > Coverage > > > > > > BPI/MS > > > > > > UCPB > > > > > > Own Damage > > > > > > 1,200,000.00 > > > > > > 1,200,000.00 > > > > > > Theft > > > > > > 1,200,000.00 > > > > > > 1,200,000.00 > > > > > > 3rd Party - Bodily Injury > > > > > > 200,000.00 > > > > > > 200,000.00 > > > > > > 3rd Party - Property Damage > > > > > > 200,000.00 > > > > > > 200,000.00 > > > > > > Passenger Insurance > > > > > > 100,000.00 > > > > > > 100,000.00 > > > > > > Annual Premium > > > > > > 29,852.10 > > > > > > 23,849.29 > > > > > > > > > Too bad, we can't cover your car... unless you're willing to make > > the claim here hehehe... it's not like personal accident or life > > insurance where the person is covered anywhere in the world... :-) > > > > > > Di bale, nakapila na yan sa ise-send ko... premiums for pension > > plans, educ plans (you don't really need to have a child to get > > one!) and life plans... :-) > > > Nice to hear from u... congrats for getting a new car... ingat > > lagi! > > > > > > God bless you all! Regards na rin sa HS classmates na nasa US! > > > > > > > > > spurs <[EMAIL PROTECTED]> wrote: > > > > > > hi daniel, > > > > > > yung P5,362.80 premium, monthly ba yon? > > > > > > out of curiosity, if its readily available on your notes, or > would > > > NOT entail you so much effort/time, how much is a comprehensive > > full > > > coverage insurance for a 2005 toyota rav4?? ... just got one last > > > month, and kamahal ng insurance ko... pero kung ire-research mo > pa > > > or would involve time on your part, don't even worry about... > ok... > > > like what i've said out of curiosity lang...gonna compare it > > here... > > > (unless they cover US hehe) > > > > > > hello everyone... i heard may 8.7 quake na naman sa indonesia... > > > ingat na lang lagi... > > > > > > > > > > > > > > > --- In [email protected], jun ramos <[EMAIL PROTECTED]> > > > wrote: > > > > Hi, Dave! > > > > > > > > Here are the quotations for your car, one from BPI/MS and one > > from > > > UCPB. I pasted here a summary: > > > > > > > > Unit: 1995 Toyota Corolla 1.3 XL > > > > > > > > Coverage > > > > > > > > BPI/MS > > > > > > > > UCPB > > > > > > > > Own Damage > > > > > > > > 120,000.00 > > > > > > > > 120,000.00 > > > > > > > > Theft > > > > > > > > 120,000.00 > > > > > > > > 120,000.00 > > > > > > > > 3rd Party - Bodily Injury > > > > > > > > 200,000.00 > > > > > > > > 100,000.00 > > > > > > > > 3rd Party - Property Damage > > > > > > > > 200,000.00 > > > > > > > > 100,000.00 > > > > > > > > Passenger Insurance > > > > > > > > 100,000.00 > > > > > > > > 100,000.00 > > > > > > > > Premium > > > > > > > > 5,362.80 > > > > > > > > 5,372.07 > > > > > > > > > > > > The only major difference is the third party coverage. > > > > > > > > In terms of claims, for BPI/MS, you have to have the unit > > > inspected / appraised first (usually you'll just stay around five > > > minutes only), at BPI/MS Calims Evaluation Center in Makati or at > > an > > > accredited appraiser (like Toyota Shaw or Toyota Ortigas); then > > they > > > or I will call you for the appraised value before you can bring > > the > > > car to the preferred shop. You can submit the docs at the shop > > > which appraised you. Yes, BPI/MS will issue first an LOA before > > you > > > send the car to an accredited shop. If the shop you prefer is not > > > accredited, we'll have to go for cash settlement. For UCPB, you > > can > > > go directly to the shop and negotiate, as long as it is > accredited. > > > > > > > > Yes, for BPI/MS, Carsavers - Ziebart is accredited. For UCPB, > > the > > > nearest accredited shop there, I think, is Saturn Autospec, Inc. > > in > > > Pasig. > > > > > > > > Although the important details are already there, I'll attach > > the > > > quotations just the same for other info, like payment modes, etc. > > > > > > > > Thank you uli, Happy Easter and ingat! As usual, the fastest > > way > > > I can reply is through cell phone. :-) > > > > > > > > > > > > Thanks, > > > > > > > > Daniel > > > > 0917-9177683 > > > > > > > > > > > > --------------------------------- > > > > Do you Yahoo!? > > > > Make Yahoo! your home page > > > > Yahoo! Groups SponsorADVERTISEMENT > > > > > > > > > > > > --------------------------------- > > > > Yahoo! Groups Links > > > > > > > > To visit your group on the web, go to: > > > > http://groups.yahoo.com/group/ust-ehs1990/ > > > > > > > > To unsubscribe from this group, send an email to: > > > > [EMAIL PROTECTED] > > > > > > > > Your use of Yahoo! Groups is subject to the Yahoo! Terms of > > > Service. > > > > > > > > > > > > > > > > > > > > > > > > > > > > --------------------------------- > > > > Do you Yahoo!? > > > > Yahoo! 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