Hi Alok,

This will be used to cover unbanked areas and will not be deployed in branches 
per se. Typically, a debit card depending upon account category and the 
withdrawal limit solves the purpose. Having said this, I am legally considering 
a few proposals to suggest to board members at banks level to overcome this 
problem.

Regards,
Amar Jain

Sent from my iPhone

> On 04-Jul-2018, at 4:12 PM, Alok Kaushik <[email protected]> wrote:
> 
> Hi Amar,
> Can details  provided in the following links be useful for a more generic 
> solution? On the first look at it, it appears promising to me. While Aadhar 
> enabled payment systems are being backed by the government, I wonder if it 
> would violate any law.
> 
> Cash at SBI
> https://www.sbi.co.in/portal/web/home/cash-at-sbi 
> 
> This link on SBIs official website mentions the following.
> 
> "To add to your convenience, the CSPs also offer Aadhar Enabled Payment 
> System (AEPS) using which you can withdraw cash by providing your Aadhar 
> number and fingerprint from your Aadhar-seeded account held in any 
> participating bank."
> 
> Here are some other relevant references related  to Aadhar enabled payment 
> systems.
> 
> Digital push: SBI to acquire 6 lakh fingerprint scanners 
> https://www.thehindubusinessline.com/money-and-banking/digital-push-sbi-to-acquire-6-lakh-fingerprint-scanners/article9737613.ece
>  
> 
> Centre pushes for fingerprint money transactions through Aadhar Pay
> https://timesofindia.indiatimes.com/india/centre-pushes-for-fingerprint-money-transactions-through-aadhaar-pay/articleshow/56724517.cms
> 
> Thanks.
> Alok
> 
> 
> -----Original Message-----
> From: AccessIndia [mailto:[email protected]] On Behalf 
> Of Amar Jain
> Sent: 04 July 2018 15:20
> To: AccessIndia: a list for discussing accessibility and issues concerning 
> the disabled.
> Subject: Re: [AI] SBI insists on bringing witness for cash withdrawal
> 
> Alok,
> 
> The branch may be in trouble during audit and inspection. The UIDAI allows 
> Aadhar KYC for very specific purposes currently.
> 
> Regards,
> Amar Jain
> 
> Sent from my iPhone
> 
>> On 04-Jul-2018, at 3:10 PM, Alok Kaushik <[email protected]> wrote:
>> 
>> Hi,
>> I am aware  of cases in which SBI has  verified customers identity by 
>> digital matching of the thumb impression from Aadhar biometric database. 
>> They were making an issue about signature mismatch in case of a legally 
>> blind person but eventually completed  the transaction without any problem 
>> with this approach.
>> 
>> Thanks.
>> Alok
>> 
>> 
>> 
>> -----Original Message-----
>> From: AccessIndia [mailto:[email protected]] On 
>> Behalf Of Amar Jain
>> Sent: 04 July 2018 14:44
>> To: AccessIndia: a list for discussing accessibility and issues concerning 
>> the disabled.
>> Subject: Re: [AI] SBI insists on bringing witness for cash withdrawal
>> 
>> Witness is generally insisted upon. And because its a non-home branch, they 
>> are also not able to verify thumb impression as the image is with the home 
>> branch.
>> 
>> Sent from my iPhone
>> 
>>> On 04-Jul-2018, at 1:58 PM, bhawani shankar verma <[email protected]> 
>>> wrote:
>>> 
>>> I don't know SBI rules. but, in my bank no payment is allowed on 
>>> withdrawal form other than its sol branch. even in sol branch one can not 
>>> withdraw more than Rs.50000/- secondly, on thumb impression, one or two 
>>> witnesses are required for withdrawing money on thumb impression. the 
>>> witness should preferably be customer of the bank or know to the bank.
>>> 
>>> 
>>> -----Original Message----- From: Lyngdoh
>>> Sent: Wednesday, July 04, 2018 1:46 PM
>>> To: AccessIndia: a list for discussing accessibility and issues concerning 
>>> the disabled.
>>> Subject: [AI] SBI insists on bringing witness for cash withdrawal
>>> 
>>> Hi
>>> 
>>> Is it fair that SBI keeps on insisting that my friend should take 
>>> along with him a sighted partner for cash withdraw using passbook?
>>> Or is there anything that I can tell him to tell SBI to allow him 
>>> withdraw his money without sighted partner? Anyways he does not have 
>>> one, so he is unable to withdraw it even if it is urgent for him.
>>> And he does not have ATM card nor cheque too and he is not in his 
>>> home branch right now. So passbook is his only option.
>>> 
>>> 
>>> --
>>> 
>>> Believe in WORK not in LUCK! & Most of all, trust in God but don't be 
>>> dependent on Him.
>>> ---
>>> Thanks,
>>> Cornelius Lyngdoh.
>>> 
>>> 
>>> 
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