Last week Jana bank staff has completed my KYC I used thumb impression
during account opening process.

On 3/23/22, gufran ahmed <[email protected]> wrote:
> Hello sir please elaborate more on this issue, I mean to say that do you
> used thumb   impression on the KYC form or you have put your signatures on
> it
>
> On Wed, 23 Mar, 2022, 5:56 pm Bharat, <[email protected]> wrote:
>
>> So that much discussed KYC happened for me today at home & it took
>> less than 3 minutes for the person to complete it for me. Subsequently
>> I informed the concerned that it was done for me & the assured to
>> inform of it to their concerned teams. Now I am awaiting their
>> response to see what's next. Would surely let the group know what
>> follows through.
>>
>> Thank you,
>>
>> Bharat.
>>
>> On 3/22/22, Mahesh S. Panicker <[email protected]> wrote:
>> > Axis can be the most governmental of all private banks in the country.
>> > Had the struggle of my life to get them to issue the Flipkart Axis
>> > card. Thankfully, the guy who eventually helped my with my ICICI
>> > issue, had changed jobs, and was working with Axis. Axis had done a
>> > physical KYC for me. And originally, they had refused to issue the
>> > card on thumb impression, had to escalate the issue all the way to get
>> > it fixed.
>> > Hang in their, keep fighting, they'll eventually come around.
>> >
>> > On 3/21/22, Sandesh <[email protected]> wrote:
>> >> Namaskar!
>> >>
>> >> Well said!
>> >>
>> >> And I did not face any issue
>> >> with my IDFC First CC application on V KYC. and I do use LHT and have
>> >> my
>> >> thumb impression on my PAN too.
>> >> Here, all things including knowledge, mentality, understanding as well
>> as
>> >> willingness to assist of the bank staff play a very significant role.
>> >>
>> >> I also do have a story of Axis bank in this regard.
>> >>
>> >> will certainly tell it here on some other day.
>> >>
>> >> Regards
>> >>
>> >> Vande Mataram
>> >>
>> >> ----- Original Message -----
>> >> From: "Mahesh S. Panicker" <[email protected]>
>> >> To: <[email protected]>
>> >> Sent: Monday, March 21, 2022 10:14 AM
>> >> Subject: Re: [AI] KYC for banking facilities for the blind
>> >>
>> >>
>> >> Think they authenticate your ID, PAN and Aadhar, and match it with the
>> >> person. You have to show them the documents in a way wherein they can
>> >> click a photograph of the document. They would also need to click you.
>> >> This is what I was told by both Standard Chartered and American
>> >> Express. So its not really about the signature, as the application is
>> >> anyways taken online. So, ICICI shouldn't create much fuss really. You
>> >> should surely not let it go, fight it out, they do have processes to
>> >> get cards issued to blind person, just that most people dealing with
>> >> it aren't aware of the same.
>> >>
>> >> On 3/20/22, Amar Jain <[email protected]> wrote:
>> >>> Bharat-authenticating thumb impression on a video kyc is not
>> >>> possible.
>> >>>
>> >>> CEO or nodal officer or compliance officer can correct the situation
>> >>> before
>> >>> it gets escalated.
>> >>>
>> >>> Letting RBI know only helps from the perspective of data collection
>> >>> perspective.
>> >>>
>> >>> Regards,
>> >>> Amar Jain
>> >>>
>> >>> Sent from my iPhone
>> >>>
>> >>>> On 20-Mar-2022, at 9:49 PM, Bharat <[email protected]> wrote:
>> >>>>
>> >>>> I generally wonder, how are people  who put their signature instead
>> of
>> >>>> a thumb impression are more reliable & trustworthy. Even the blind
>> >>>> people, if they can't  vouch for their own signature, which most of
>> >>>> them cannot, how & why are they should be taken at the face value?
>> >>>>
>> >>>> The entire world seems to be against those who don't sign but use
>> >>>> their thumb impression to authenticate themselves.
>> >>>>
>> >>>> Thank you,
>> >>>>
>> >>>> Bharat.
>> >>>>
>> >>>>> On 3/20/22, Bharat <[email protected]> wrote:
>> >>>>> Isn't that hillarious? the CEO of the bank needs to authorise
>> >>>>> extreme
>> >>>>> dangerous concern of the issuance of a credit card to a blind
>> >>>>> person!
>> >>>>> Wow, I am seriously impressed. Every 2 days I receive a call asking
>> me
>> >>>>> why did I not complete my KYC? As soon as I tell them of my
>> blindness.
>> >>>>> They tell me they would check & get back. & of course, they never
>> >>>>> get
>> >>>>> back.
>> >>>>>
>> >>>>> Thank you,
>> >>>>>
>> >>>>> Bharat.
>> >>>>>
>> >>>>>> On 3/20/22, Amar Jain <[email protected]> wrote:
>> >>>>>> Bharat-very interesting!
>> >>>>>>
>> >>>>>> I Did apply but when they said that follow physical process, I
>> >>>>>> left
>> >>>>>> it.
>> >>>>>>
>> >>>>>> One advice I would have given was to write to the CEO and then
>> >>>>>> approach
>> >>>>>> RBI.
>> >>>>>> But since you have already filed, then let’s wait.
>> >>>>>>
>> >>>>>> Regards,
>> >>>>>> Amar Jain
>> >>>>>>
>> >>>>>> Sent from my iPhone
>> >>>>>>
>> >>>>>>> On 20-Mar-2022, at 5:37 PM, Bharat <[email protected]> wrote:
>> >>>>>>>
>> >>>>>>> the challenge is, while trying to file a follow up complaint
>> >>>>>>> with
>> >>>>>>> the
>> >>>>>>> hiegher ups, it started asking me to choose the correct  cotegory
>> >>>>>>> &
>> >>>>>>> refused  to allow me to proceed to the next level.
>> >>>>>>>
>> >>>>>>> About the social media bit, you are right. Wonder, how i never
>> >>>>>>> thought
>> >>>>>>> of
>> >>>>>>> it.
>> >>>>>>>
>> >>>>>>> Thank you,
>> >>>>>>>
>> >>>>>>> bharat.
>> >>>>>>>
>> >>>>>>>> On 3/20/22, Mahesh S. Panicker <[email protected]>
>> >>>>>>>> wrote:
>> >>>>>>>> In the mean time, you can also use ICICI's social media pages to
>> >>>>>>>> highlight the issue. Post comments to some of their posts, then
>> >>>>>>>> send
>> >>>>>>>> a
>> >>>>>>>> private message detailing the issue. Also, keep the channels
>> opened
>> >>>>>>>> with the higher authorities in the bank, the nodal officer,
>> >>>>>>>> principal
>> >>>>>>>> nodal officer, and also try finding out the CEO desk mail ID and
>> >>>>>>>> let
>> >>>>>>>> them know about the issue. Based on my experience, the people at
>> >>>>>>>> the
>> >>>>>>>> higher levels at ICICI, seem to be more sensitive and sensible.
>> >>>>>>>>
>> >>>>>>>>> On 3/20/22, Bharat <[email protected]> wrote:
>> >>>>>>>>> I have finally gone ahead & complained to RBI regarding this.
>> >>>>>>>>> Although
>> >>>>>>>>> I couldn't manage to save my complaint copy due to some
>> confusion.
>> >>>>>>>>> I
>> >>>>>>>>> tried to reach out to their futher complaint authorities but
>> >>>>>>>>> all
>> >>>>>>>>> the
>> >>>>>>>>> time i Kept getting  a message saying this particular complaint
>> >>>>>>>>> doesn't belong to their queue.
>> >>>>>>>>>
>> >>>>>>>>> Lets see, what does ICICI bank say about it.
>> >>>>>>>>>
>> >>>>>>>>> Thank you once again to everyone for their guidance in this
>> >>>>>>>>> regard.
>> >>>>>>>>> I
>> >>>>>>>>> would get back to you with what happens in  this regard.
>> >>>>>>>>>
>> >>>>>>>>> thank you,
>> >>>>>>>>>
>> >>>>>>>>> bharat.
>> >>>>>>>>>
>> >>>>>>>>> On 3/20/22, Shek Mohammad Ali <[email protected]> wrote:
>> >>>>>>>>>> I'm also puzzled how they are stating that physical KYC is no
>> >>>>>>>>>> more.
>> >>>>>>>>>> I just did physical KYC in HDFC by visiting to the branch
>> >>>>>>>>>> yesterday.
>> >>>>>>>>>> On the other hand, I had applied for am Icici card couple of
>> >>>>>>>>>> months
>> >>>>>>>>>> back
>> >>>>>>>>>> but
>> >>>>>>>>>> had not got any update concerning my application though.
>> >>>>>>>>>> Probably internally they might have discontinued physical KYC
>> and
>> >>>>>>>>>> please
>> >>>>>>>>>> ask
>> >>>>>>>>>> them to provide circular/notification from the RBI or from
>> >>>>>>>>>> Icici
>> >>>>>>>>>> itself.
>> >>>>>>>>>>
>> >>>>>>>>>>
>> >>>>>>>>>> Thanks and best regards,
>> >>>>>>>>>> Ali
>> >>>>>>>>>> Sent from my iPhone
>> >>>>>>>>>>
>> >>>>>>>>>>> On 19-Mar-2022, at 9:13 PM, Harshit Lohia
>> >>>>>>>>>>> <[email protected]>
>> >>>>>>>>>>> wrote:
>> >>>>>>>>>>>
>> >>>>>>>>>>> Hi,
>> >>>>>>>>>>> RBI guidelines on Video KYC can be accessed from the below
>> >>>>>>>>>>> link
>> >>>>>>>>>>>
>> https://rbidocs.rbi.org.in/rdocs/notification/PDFs/NT354BE2BCC23B344982BD5793737940EFF3.PDF
>> >>>>>>>>>>>
>> >>>>>>>>>>>> On 3/19/22, Harshit Lohia <[email protected]> wrote:
>> >>>>>>>>>>>> Hi Bharat,
>> >>>>>>>>>>>> Proceed with registering your complaint with RBI Ombudsman.
>> >>>>>>>>>>>> I
>> >>>>>>>>>>>> am
>> >>>>>>>>>>>> not
>> >>>>>>>>>>>> aware of RBI guidelines by which physical KYC is permanently
>> >>>>>>>>>>>> closed.
>> >>>>>>>>>>>>
>> >>>>>>>>>>>>> On 3/17/22, Bharat <[email protected]> wrote:
>> >>>>>>>>>>>>> Hi all,
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> I have heard from ICICI regarding my request. As expected,
>> >>>>>>>>>>>>> they
>> >>>>>>>>>>>>> refuse
>> >>>>>>>>>>>>> to help. Should I still continue to persue their complaint
>> >>>>>>>>>>>>> redressal
>> >>>>>>>>>>>>> system or directly reach out to RBI in this regard.
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Please have a look at the below mail:
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> ---------
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Dear Customer,
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Greetings from ICICI Bank.
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Hope you and your loved ones are healthy and safe.
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> We sincerely regret for the delay in response and
>> >>>>>>>>>>>>> inconvenience
>> >>>>>>>>>>>>> caused
>> >>>>>>>>>>>>> to
>> >>>>>>>>>>>>> you.
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Based on our record your application is not eligible for
>> video
>> >>>>>>>>>>>>> KYC.
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> In case you wish to do video KYC, we suggest cancelling the
>> >>>>>>>>>>>>> application and applying again. You can opt for Video KYC
>> >>>>>>>>>>>>> in
>> >>>>>>>>>>>>> the
>> >>>>>>>>>>>>> new
>> >>>>>>>>>>>>> application.
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> However, please be informed that the cancellation request
>> will
>> >>>>>>>>>>>>> take
>> >>>>>>>>>>>>> 7
>> >>>>>>>>>>>>> working days to get processed and the application will be
>> >>>>>>>>>>>>> de-linked
>> >>>>>>>>>>>>> in
>> >>>>>>>>>>>>> another 7 working days.
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Hence you can apply again only post 14 working days. Please
>> >>>>>>>>>>>>> revert
>> >>>>>>>>>>>>> back to us with your confirmation and we shall raise a
>> request
>> >>>>>>>>>>>>> for
>> >>>>>>>>>>>>> cancellation.
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Please be informed that due to RBI guidelines, Physical KYC
>> is
>> >>>>>>>>>>>>> permanently closed. You can only apply through Video KYC if
>> >>>>>>>>>>>>> Aadhaar
>> >>>>>>>>>>>>> linked with your mobile number and complete address updated
>> in
>> >>>>>>>>>>>>> your
>> >>>>>>>>>>>>> Aadhaar.
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Looking forward to more opportunities to be of service to
>> >>>>>>>>>>>>> you
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Thank you for giving us the opportunity to serve.
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Bank Digitally and Stay Safe!
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Sincerely,
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Manimegalai R
>> >>>>>>>>>>>>> Customer Service Officer
>> >>>>>>>>>>>>> ICICI Bank Limited
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> On 3/16/22, Bharat <[email protected]> wrote:
>> >>>>>>>>>>>>>> Hi Harshit,
>> >>>>>>>>>>>>>>
>> >>>>>>>>>>>>>> Thank you so much for the prompt reply. I would surely do
>> >>>>>>>>>>>>>> that
>> >>>>>>>>>>>>>> in
>> >>>>>>>>>>>>>> case
>> >>>>>>>>>>>>>> nothing works & would certainly get back witht he final
>> >>>>>>>>>>>>>> outcome.
>> >>>>>>>>>>>>>>
>> >>>>>>>>>>>>>> Thank you,
>> >>>>>>>>>>>>>>
>> >>>>>>>>>>>>>> Bharat.
>> >>>>>>>>>>>>>>
>> >>>>>>>>>>>>>> On 3/15/22, Harshit Lohia <[email protected]> wrote:
>> >>>>>>>>>>>>>>> Dear Mr. Bharat,
>> >>>>>>>>>>>>>>> Please note the date on which you have made a complaint
>> >>>>>>>>>>>>>>> to
>> >>>>>>>>>>>>>>> ICICI
>> >>>>>>>>>>>>>>> bank.
>> >>>>>>>>>>>>>>> On 30th day of filing complaint with ICICI bank approach
>> RBI
>> >>>>>>>>>>>>>>> Ombudsman
>> >>>>>>>>>>>>>>> via CMS portal. The link is available on RBI's official
>> >>>>>>>>>>>>>>> website.
>> >>>>>>>>>>>>>>> While
>> >>>>>>>>>>>>>>> registering the complaint mention that you have
>> >>>>>>>>>>>>>>> approached
>> >>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>> bank
>> >>>>>>>>>>>>>>> on
>> >>>>>>>>>>>>>>> which date; your declaration in this regard may suffice.
>> You
>> >>>>>>>>>>>>>>> may
>> >>>>>>>>>>>>>>> choose to attach any other document/communication such as
>> >>>>>>>>>>>>>>> mail
>> >>>>>>>>>>>>>>> regarding schedule of KYC call or application copy. If
>> >>>>>>>>>>>>>>> you
>> >>>>>>>>>>>>>>> don't
>> >>>>>>>>>>>>>>> have
>> >>>>>>>>>>>>>>> any document you may submit the complaint without any
>> >>>>>>>>>>>>>>> attachment
>> >>>>>>>>>>>>>>> also.
>> >>>>>>>>>>>>>>> This pressurises the bank to act with urgency.
>> >>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>> Regards
>> >>>>>>>>>>>>>>> Harshit
>> >>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>> On 3/15/22, Bharat <[email protected]> wrote:
>> >>>>>>>>>>>>>>>> Hi,
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>> Here is the update on this. My Kyc has now been
>> rescheduled
>> >>>>>>>>>>>>>>>> for
>> >>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>> 3rd time. On  each of these days, let alone the
>> >>>>>>>>>>>>>>>> represetative
>> >>>>>>>>>>>>>>>> visit,
>> >>>>>>>>>>>>>>>> I
>> >>>>>>>>>>>>>>>> haven't even received a phone call from anyone.
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>> I have also written to ICICI on their website for the
>> >>>>>>>>>>>>>>>> 1st
>> >>>>>>>>>>>>>>>> level
>> >>>>>>>>>>>>>>>> complaint but to no avail as no one got back to me.
>> >>>>>>>>>>>>>>>> Considering,
>> >>>>>>>>>>>>>>>> ICICI
>> >>>>>>>>>>>>>>>> did not send me a copy of my submission to me despite
>> >>>>>>>>>>>>>>>> asking
>> >>>>>>>>>>>>>>>> for
>> >>>>>>>>>>>>>>>> my
>> >>>>>>>>>>>>>>>> email ID at the time of submitting my request, I don't
>> even
>> >>>>>>>>>>>>>>>> have
>> >>>>>>>>>>>>>>>> a
>> >>>>>>>>>>>>>>>> proof of my submission.
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>> I called up the Amazon customercare who assured me that
>> >>>>>>>>>>>>>>>> they
>> >>>>>>>>>>>>>>>> have
>> >>>>>>>>>>>>>>>> raised my concern to the verification department & have
>> >>>>>>>>>>>>>>>> lined
>> >>>>>>>>>>>>>>>> up
>> >>>>>>>>>>>>>>>> my
>> >>>>>>>>>>>>>>>> request at the high priority. In such a scenario I
>> >>>>>>>>>>>>>>>> technically
>> >>>>>>>>>>>>>>>> have
>> >>>>>>>>>>>>>>>> no
>> >>>>>>>>>>>>>>>> proof of having reached out to ICICI to be attached at
>> >>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>> time
>> >>>>>>>>>>>>>>>> of
>> >>>>>>>>>>>>>>>> complaining to banking ombudsman.
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>> Thank you,
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>> Bharat.
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>> On 3/10/22, Harshit Lohia <[email protected]> wrote:
>> >>>>>>>>>>>>>>>>> Hi,
>> >>>>>>>>>>>>>>>>> Write a complaint to ICICI bank on their website using
>> >>>>>>>>>>>>>>>>> their
>> >>>>>>>>>>>>>>>>> online
>> >>>>>>>>>>>>>>>>> grievance redressal form. Mention that if  they do not
>> >>>>>>>>>>>>>>>>> comply
>> >>>>>>>>>>>>>>>>> within
>> >>>>>>>>>>>>>>>>> 30 days, you will be forced to file a complaint with
>> >>>>>>>>>>>>>>>>> RBI
>> >>>>>>>>>>>>>>>>> Ombudsman
>> >>>>>>>>>>>>>>>>> as
>> >>>>>>>>>>>>>>>>> per the provisions of RBI circular on 'Banking services
>> to
>> >>>>>>>>>>>>>>>>> senior
>> >>>>>>>>>>>>>>>>> citizens and the disabled' dated November 9, 2017. They
>> >>>>>>>>>>>>>>>>> will
>> >>>>>>>>>>>>>>>>> surely
>> >>>>>>>>>>>>>>>>> respond.
>> >>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>> On 3/9/22, Mahesh S. Panicker
>> >>>>>>>>>>>>>>>>> <[email protected]
>> >
>> >>>>>>>>>>>>>>>>> wrote:
>> >>>>>>>>>>>>>>>>>> Standard Chartered did V KYC for me without drama.
>> >>>>>>>>>>>>>>>>>> With
>> >>>>>>>>>>>>>>>>>> ICICI,
>> >>>>>>>>>>>>>>>>>> it
>> >>>>>>>>>>>>>>>>>> was
>> >>>>>>>>>>>>>>>>>> originally very difficult, pre-Covid times it was and
>> >>>>>>>>>>>>>>>>>> they
>> >>>>>>>>>>>>>>>>>> originally
>> >>>>>>>>>>>>>>>>>> refused to process my documents after home KYC. As I
>> kept
>> >>>>>>>>>>>>>>>>>> writing,
>> >>>>>>>>>>>>>>>>>> and
>> >>>>>>>>>>>>>>>>>> using up all avenues of protest and complaind, they
>> >>>>>>>>>>>>>>>>>> eventually
>> >>>>>>>>>>>>>>>>>> processed my application. It was the ICICI Platinum
>> card.
>> >>>>>>>>>>>>>>>>>> On
>> >>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>> basis
>> >>>>>>>>>>>>>>>>>> of that card, I got the AmazonPay card issued without
>> any
>> >>>>>>>>>>>>>>>>>> issues,
>> >>>>>>>>>>>>>>>>>> and
>> >>>>>>>>>>>>>>>>>> the onboarding process in that case took just a couple
>> of
>> >>>>>>>>>>>>>>>>>> minutes.
>> >>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>> On 3/9/22, Sandesh <[email protected]> wrote:
>> >>>>>>>>>>>>>>>>>>> You could certainly schedule for V KYC and it has to
>> >>>>>>>>>>>>>>>>>>> be
>> >>>>>>>>>>>>>>>>>>> done
>> >>>>>>>>>>>>>>>>>>> without
>> >>>>>>>>>>>>>>>>>>> any
>> >>>>>>>>>>>>>>>>>>> issue.
>> >>>>>>>>>>>>>>>>>>> You could also write to Amazon and ICICI bank telling
>> >>>>>>>>>>>>>>>>>>> them
>> >>>>>>>>>>>>>>>>>>> these
>> >>>>>>>>>>>>>>>>>>> things.
>> >>>>>>>>>>>>>>>>>>> and if you are comfortable for home KYC, ask them why
>> >>>>>>>>>>>>>>>>>>> even
>> >>>>>>>>>>>>>>>>>>> after
>> >>>>>>>>>>>>>>>>>>> making
>> >>>>>>>>>>>>>>>>>>> it
>> >>>>>>>>>>>>>>>>>>> scheduled is not done so far? Amazon would certainly
>> >>>>>>>>>>>>>>>>>>> be
>> >>>>>>>>>>>>>>>>>>> of
>> >>>>>>>>>>>>>>>>>>> assistance
>> >>>>>>>>>>>>>>>>>>> here.
>> >>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>> I did get this credit card about 2 and half years
>> >>>>>>>>>>>>>>>>>>> back
>> >>>>>>>>>>>>>>>>>>> without
>> >>>>>>>>>>>>>>>>>>> any
>> >>>>>>>>>>>>>>>>>>> problem.
>> >>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>> the person came to my residence and everything went
>> >>>>>>>>>>>>>>>>>>> smoothly.
>> >>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>> Vande Mataram
>> >>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>> ----- Original Message -----
>> >>>>>>>>>>>>>>>>>>> From: "Bharat" <[email protected]>
>> >>>>>>>>>>>>>>>>>>> To: "AccessIndia: a list for discussing accessibility
>> >>>>>>>>>>>>>>>>>>> and
>> >>>>>>>>>>>>>>>>>>> issues
>> >>>>>>>>>>>>>>>>>>> concerning
>> >>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>> the disabled." <[email protected]>
>> >>>>>>>>>>>>>>>>>>> Sent: Wednesday, March 9, 2022 9:36 PM
>> >>>>>>>>>>>>>>>>>>> Subject: [AI] KYC for banking facilities for the
>> >>>>>>>>>>>>>>>>>>> blind
>> >>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>> Hi all,
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>> I recently filled up the online application for the
>> >>>>>>>>>>>>>>>>>>>> Amazon
>> >>>>>>>>>>>>>>>>>>>> ICICI
>> >>>>>>>>>>>>>>>>>>>> credit card & was presented with the video KYC
>> >>>>>>>>>>>>>>>>>>>> option.
>> >>>>>>>>>>>>>>>>>>>> Once
>> >>>>>>>>>>>>>>>>>>>> I
>> >>>>>>>>>>>>>>>>>>>> opted
>> >>>>>>>>>>>>>>>>>>>> for that, the representative refused to conduct my
>> >>>>>>>>>>>>>>>>>>>> KYC
>> >>>>>>>>>>>>>>>>>>>> once
>> >>>>>>>>>>>>>>>>>>>> she
>> >>>>>>>>>>>>>>>>>>>> realised me being blind. She instead suggested me to
>> >>>>>>>>>>>>>>>>>>>> opt
>> >>>>>>>>>>>>>>>>>>>> for
>> >>>>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>>>> home
>> >>>>>>>>>>>>>>>>>>>> document collection option.
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>> I have scheduled the home collection thrice but no
>> >>>>>>>>>>>>>>>>>>>> one
>> >>>>>>>>>>>>>>>>>>>> has
>> >>>>>>>>>>>>>>>>>>>> come
>> >>>>>>>>>>>>>>>>>>>> up
>> >>>>>>>>>>>>>>>>>>>> for
>> >>>>>>>>>>>>>>>>>>>> it till now.
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>> I would like to know, if the video KYC is not for
>> >>>>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>>>> blind.
>> >>>>>>>>>>>>>>>>>>>> &
>> >>>>>>>>>>>>>>>>>>>> if
>> >>>>>>>>>>>>>>>>>>>> yes,
>> >>>>>>>>>>>>>>>>>>>> then what are the rules for it.
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>> Thank you,
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>> Bharat.
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>> --
>> >>>>>>>>>>>>>>>>>>>> Disclaimer:
>> >>>>>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise,
>> >>>>>>>>>>>>>>>>>>>> reflect
>> >>>>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>>>> thinking
>> >>>>>>>>>>>>>>>>>>>> of
>> >>>>>>>>>>>>>>>>>>>> the person sending the mail and AI in no way relates
>> >>>>>>>>>>>>>>>>>>>> itself
>> >>>>>>>>>>>>>>>>>>>> to
>> >>>>>>>>>>>>>>>>>>>> its
>> >>>>>>>>>>>>>>>>>>>> veracity;
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any
>> commission/omission
>> >>>>>>>>>>>>>>>>>>>> based
>> >>>>>>>>>>>>>>>>>>>> on
>> >>>>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>>>> mails
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>> sent through this mailing list..
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>> Search for old postings at:
>> >>>>>>>>>>>>>>>>>>>>
>> http://www.mail-archive.com/[email protected]/
>> >>>>>>>>>>>>>>>>>>>> ---
>> >>>>>>>>>>>>>>>>>>>> You received this message because you are subscribed
>> to
>> >>>>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>>>> Google
>> >>>>>>>>>>>>>>>>>>>> Groups
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>> "AccessIndia" group.
>> >>>>>>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving
>> >>>>>>>>>>>>>>>>>>>> emails
>> >>>>>>>>>>>>>>>>>>>> from
>> >>>>>>>>>>>>>>>>>>>> it,
>> >>>>>>>>>>>>>>>>>>>> send
>> >>>>>>>>>>>>>>>>>>>> an
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>> email to [email protected].
>> >>>>>>>>>>>>>>>>>>>> To view this discussion on the web visit
>> >>>>>>>>>>>>>>>>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UD_viiMNpc-yEsOSK7DyKa9x0ywE2A36B6US-%3DQ_sZzfA%40mail.gmail.com
>> .
>> >>>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>> --
>> >>>>>>>>>>>>>>>>>>> Disclaimer:
>> >>>>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise,
>> reflect
>> >>>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>>> thinking
>> >>>>>>>>>>>>>>>>>>> of
>> >>>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>>> person sending the mail and AI in no way relates
>> >>>>>>>>>>>>>>>>>>> itself
>> >>>>>>>>>>>>>>>>>>> to
>> >>>>>>>>>>>>>>>>>>> its
>> >>>>>>>>>>>>>>>>>>> veracity;
>> >>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any
>> >>>>>>>>>>>>>>>>>>> commission/omission
>> >>>>>>>>>>>>>>>>>>> based
>> >>>>>>>>>>>>>>>>>>> on
>> >>>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>>> mails
>> >>>>>>>>>>>>>>>>>>> sent through this mailing list..
>> >>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>> Search for old postings at:
>> >>>>>>>>>>>>>>>>>>>
>> http://www.mail-archive.com/[email protected]/
>> >>>>>>>>>>>>>>>>>>> ---
>> >>>>>>>>>>>>>>>>>>> You received this message because you are subscribed
>> >>>>>>>>>>>>>>>>>>> to
>> >>>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>>> Google
>> >>>>>>>>>>>>>>>>>>> Groups
>> >>>>>>>>>>>>>>>>>>> "AccessIndia" group.
>> >>>>>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving
>> emails
>> >>>>>>>>>>>>>>>>>>> from
>> >>>>>>>>>>>>>>>>>>> it,
>> >>>>>>>>>>>>>>>>>>> send
>> >>>>>>>>>>>>>>>>>>> an
>> >>>>>>>>>>>>>>>>>>> email to [email protected].
>> >>>>>>>>>>>>>>>>>>> To view this discussion on the web visit
>> >>>>>>>>>>>>>>>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/001001d833dc%246bb40050%240201a8c0%40DESKTOPNR7CDRK
>> .
>> >>>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>> --
>> >>>>>>>>>>>>>>>>>> Dr. Mahesh S. Panicker
>> >>>>>>>>>>>>>>>>>> Associate Professor,
>> >>>>>>>>>>>>>>>>>> Department of Political Science,
>> >>>>>>>>>>>>>>>>>> Lady Shri Ram College for Women,
>> >>>>>>>>>>>>>>>>>> Lajpat Nagar
>> >>>>>>>>>>>>>>>>>> New Delhi 110024
>> >>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>> --
>> >>>>>>>>>>>>>>>>>> Disclaimer:
>> >>>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise,
>> >>>>>>>>>>>>>>>>>> reflect
>> >>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>> thinking
>> >>>>>>>>>>>>>>>>>> of
>> >>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>> person sending the mail and AI in no way relates
>> >>>>>>>>>>>>>>>>>> itself
>> >>>>>>>>>>>>>>>>>> to
>> >>>>>>>>>>>>>>>>>> its
>> >>>>>>>>>>>>>>>>>> veracity;
>> >>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any
>> >>>>>>>>>>>>>>>>>> commission/omission
>> >>>>>>>>>>>>>>>>>> based
>> >>>>>>>>>>>>>>>>>> on
>> >>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>> mails
>> >>>>>>>>>>>>>>>>>> sent through this mailing list..
>> >>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>> Search for old postings at:
>> >>>>>>>>>>>>>>>>>>
>> http://www.mail-archive.com/[email protected]/
>> >>>>>>>>>>>>>>>>>> ---
>> >>>>>>>>>>>>>>>>>> You received this message because you are subscribed
>> >>>>>>>>>>>>>>>>>> to
>> >>>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>>> Google
>> >>>>>>>>>>>>>>>>>> Groups
>> >>>>>>>>>>>>>>>>>> "AccessIndia" group.
>> >>>>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving
>> >>>>>>>>>>>>>>>>>> emails
>> >>>>>>>>>>>>>>>>>> from
>> >>>>>>>>>>>>>>>>>> it,
>> >>>>>>>>>>>>>>>>>> send
>> >>>>>>>>>>>>>>>>>> an
>> >>>>>>>>>>>>>>>>>> email to [email protected].
>> >>>>>>>>>>>>>>>>>> To view this discussion on the web visit
>> >>>>>>>>>>>>>>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFAyNEPV_ZhuYxyTxRDabHKCSFev7bvfhF6Zf8iqxGAxgz7b%3Dw%40mail.gmail.com
>> .
>> >>>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>> --
>> >>>>>>>>>>>>>>>>> Thanks & Regards
>> >>>>>>>>>>>>>>>>> Harshit Lohia
>> >>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>> --
>> >>>>>>>>>>>>>>>>> Disclaimer:
>> >>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise,
>> >>>>>>>>>>>>>>>>> reflect
>> >>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>> thinking
>> >>>>>>>>>>>>>>>>> of
>> >>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>> person sending the mail and AI in no way relates itself
>> to
>> >>>>>>>>>>>>>>>>> its
>> >>>>>>>>>>>>>>>>> veracity;
>> >>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any commission/omission
>> >>>>>>>>>>>>>>>>> based
>> >>>>>>>>>>>>>>>>> on
>> >>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>> mails
>> >>>>>>>>>>>>>>>>> sent through this mailing list..
>> >>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>> Search for old postings at:
>> >>>>>>>>>>>>>>>>>
>> http://www.mail-archive.com/[email protected]/
>> >>>>>>>>>>>>>>>>> ---
>> >>>>>>>>>>>>>>>>> You received this message because you are subscribed to
>> >>>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>>> Google
>> >>>>>>>>>>>>>>>>> Groups
>> >>>>>>>>>>>>>>>>> "AccessIndia" group.
>> >>>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving
>> >>>>>>>>>>>>>>>>> emails
>> >>>>>>>>>>>>>>>>> from
>> >>>>>>>>>>>>>>>>> it,
>> >>>>>>>>>>>>>>>>> send
>> >>>>>>>>>>>>>>>>> an
>> >>>>>>>>>>>>>>>>> email to [email protected].
>> >>>>>>>>>>>>>>>>> To view this discussion on the web visit
>> >>>>>>>>>>>>>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJDDuoxDRcTcep4E7JzKifD0YoOfnL8XO8pBodFBgwkDdhTFgA%40mail.gmail.com
>> .
>> >>>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>> --
>> >>>>>>>>>>>>>>>> Disclaimer:
>> >>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect
>> >>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>> thinking
>> >>>>>>>>>>>>>>>> of
>> >>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>> person sending the mail and AI in no way relates itself
>> >>>>>>>>>>>>>>>> to
>> >>>>>>>>>>>>>>>> its
>> >>>>>>>>>>>>>>>> veracity;
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>> 2. AI cannot be held liable for any commission/omission
>> >>>>>>>>>>>>>>>> based
>> >>>>>>>>>>>>>>>> on
>> >>>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>>> mails
>> >>>>>>>>>>>>>>>> sent through this mailing list..
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>> Search for old postings at:
>> >>>>>>>>>>>>>>>>
>> http://www.mail-archive.com/[email protected]/
>> >>>>>>>>>>>>>>>> ---
>> >>>>>>>>>>>>>>>> You received this message because you are subscribed to
>> the
>> >>>>>>>>>>>>>>>> Google
>> >>>>>>>>>>>>>>>> Groups
>> >>>>>>>>>>>>>>>> "AccessIndia" group.
>> >>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving emails
>> >>>>>>>>>>>>>>>> from
>> >>>>>>>>>>>>>>>> it,
>> >>>>>>>>>>>>>>>> send
>> >>>>>>>>>>>>>>>> an
>> >>>>>>>>>>>>>>>> email to [email protected].
>> >>>>>>>>>>>>>>>> To view this discussion on the web visit
>> >>>>>>>>>>>>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UCVZKkjtSP7Ap338LMq1ppQ6rekP8KiuGM8YnSvKkFf%2BQ%40mail.gmail.com
>> .
>> >>>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>> --
>> >>>>>>>>>>>>>>> Thanks & Regards
>> >>>>>>>>>>>>>>> Harshit Lohia
>> >>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>> --
>> >>>>>>>>>>>>>>> Disclaimer:
>> >>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect
>> the
>> >>>>>>>>>>>>>>> thinking
>> >>>>>>>>>>>>>>> of
>> >>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>> person sending the mail and AI in no way relates itself
>> >>>>>>>>>>>>>>> to
>> >>>>>>>>>>>>>>> its
>> >>>>>>>>>>>>>>> veracity;
>> >>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>> 2. AI cannot be held liable for any commission/omission
>> >>>>>>>>>>>>>>> based
>> >>>>>>>>>>>>>>> on
>> >>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>> mails
>> >>>>>>>>>>>>>>> sent through this mailing list..
>> >>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>> Search for old postings at:
>> >>>>>>>>>>>>>>>
>> http://www.mail-archive.com/[email protected]/
>> >>>>>>>>>>>>>>> ---
>> >>>>>>>>>>>>>>> You received this message because you are subscribed to
>> >>>>>>>>>>>>>>> the
>> >>>>>>>>>>>>>>> Google
>> >>>>>>>>>>>>>>> Groups
>> >>>>>>>>>>>>>>> "AccessIndia" group.
>> >>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving emails
>> >>>>>>>>>>>>>>> from
>> >>>>>>>>>>>>>>> it,
>> >>>>>>>>>>>>>>> send
>> >>>>>>>>>>>>>>> an
>> >>>>>>>>>>>>>>> email to [email protected].
>> >>>>>>>>>>>>>>> To view this discussion on the web visit
>> >>>>>>>>>>>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJDDuox0V%3Dihu52ebcD-DzTFFrWd9Dhp_hCSerVcJG9Reh29Tg%40mail.gmail.com
>> .
>> >>>>>>>>>>>>>>>
>> >>>>>>>>>>>>>>
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> --
>> >>>>>>>>>>>>> Disclaimer:
>> >>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect
>> >>>>>>>>>>>>> the
>> >>>>>>>>>>>>> thinking
>> >>>>>>>>>>>>> of
>> >>>>>>>>>>>>> the
>> >>>>>>>>>>>>> person sending the mail and AI in no way relates itself to
>> its
>> >>>>>>>>>>>>> veracity;
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> 2. AI cannot be held liable for any commission/omission
>> >>>>>>>>>>>>> based
>> >>>>>>>>>>>>> on
>> >>>>>>>>>>>>> the
>> >>>>>>>>>>>>> mails
>> >>>>>>>>>>>>> sent through this mailing list..
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>> Search for old postings at:
>> >>>>>>>>>>>>> http://www.mail-archive.com/[email protected]/
>> >>>>>>>>>>>>> ---
>> >>>>>>>>>>>>> You received this message because you are subscribed to the
>> >>>>>>>>>>>>> Google
>> >>>>>>>>>>>>> Groups
>> >>>>>>>>>>>>> "AccessIndia" group.
>> >>>>>>>>>>>>> To unsubscribe from this group and stop receiving emails
>> >>>>>>>>>>>>> from
>> >>>>>>>>>>>>> it,
>> >>>>>>>>>>>>> send
>> >>>>>>>>>>>>> an
>> >>>>>>>>>>>>> email to [email protected].
>> >>>>>>>>>>>>> To view this discussion on the web visit
>> >>>>>>>>>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UA%3DA2YL-Mu9dowhERBf%3DUtAM6Sp0GL7-FAHeTnqkUaMMA%40mail.gmail.com
>> .
>> >>>>>>>>>>>>>
>> >>>>>>>>>>>>
>> >>>>>>>>>>>>
>> >>>>>>>>>>>> --
>> >>>>>>>>>>>> Thanks & Regards
>> >>>>>>>>>>>> Harshit Lohia
>> >>>>>>>>>>>>
>> >>>>>>>>>>>
>> >>>>>>>>>>>
>> >>>>>>>>>>> --
>> >>>>>>>>>>> Thanks & Regards
>> >>>>>>>>>>> Harshit Lohia
>> >>>>>>>>>>>
>> >>>>>>>>>>> --
>> >>>>>>>>>>> Disclaimer:
>> >>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>> >>>>>>>>>>> thinking
>> >>>>>>>>>>> of
>> >>>>>>>>>>> the person sending the mail and AI in no way relates itself
>> >>>>>>>>>>> to
>> >>>>>>>>>>> its
>> >>>>>>>>>>> veracity;
>> >>>>>>>>>>>
>> >>>>>>>>>>> 2. AI cannot be held liable for any commission/omission based
>> on
>> >>>>>>>>>>> the
>> >>>>>>>>>>> mails
>> >>>>>>>>>>> sent through this mailing list..
>> >>>>>>>>>>>
>> >>>>>>>>>>>
>> >>>>>>>>>>> Search for old postings at:
>> >>>>>>>>>>> http://www.mail-archive.com/[email protected]/
>> >>>>>>>>>>> ---
>> >>>>>>>>>>> You received this message because you are subscribed to the
>> >>>>>>>>>>> Google
>> >>>>>>>>>>> Groups
>> >>>>>>>>>>> "AccessIndia" group.
>> >>>>>>>>>>> To unsubscribe from this group and stop receiving emails from
>> >>>>>>>>>>> it,
>> >>>>>>>>>>> send
>> >>>>>>>>>>> an
>> >>>>>>>>>>> email to [email protected].
>> >>>>>>>>>>> To view this discussion on the web visit
>> >>>>>>>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJDDuoyUguEK8p9o_yfU%2BeU1JZ3GL6DGXLQAdUDFZOg2a-6Rkg%40mail.gmail.com
>> .
>> >>>>>>>>>>
>> >>>>>>>>>> --
>> >>>>>>>>>> Disclaimer:
>> >>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>> >>>>>>>>>> thinking
>> >>>>>>>>>> of
>> >>>>>>>>>> the
>> >>>>>>>>>> person sending the mail and AI in no way relates itself to its
>> >>>>>>>>>> veracity;
>> >>>>>>>>>>
>> >>>>>>>>>> 2. AI cannot be held liable for any commission/omission based
>> >>>>>>>>>> on
>> >>>>>>>>>> the
>> >>>>>>>>>> mails
>> >>>>>>>>>> sent through this mailing list..
>> >>>>>>>>>>
>> >>>>>>>>>>
>> >>>>>>>>>> Search for old postings at:
>> >>>>>>>>>> http://www.mail-archive.com/[email protected]/
>> >>>>>>>>>> ---
>> >>>>>>>>>> You received this message because you are subscribed to the
>> >>>>>>>>>> Google
>> >>>>>>>>>> Groups
>> >>>>>>>>>> "AccessIndia" group.
>> >>>>>>>>>> To unsubscribe from this group and stop receiving emails from
>> it,
>> >>>>>>>>>> send
>> >>>>>>>>>> an
>> >>>>>>>>>> email to [email protected].
>> >>>>>>>>>> To view this discussion on the web visit
>> >>>>>>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/2A7F713A-F999-48C8-9BCB-5E2C45BA4DD3%40gmail.com
>> .
>> >>>>>>>>>>
>> >>>>>>>>>
>> >>>>>>>>> --
>> >>>>>>>>> Disclaimer:
>> >>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>> >>>>>>>>> thinking
>> >>>>>>>>> of
>> >>>>>>>>> the
>> >>>>>>>>> person sending the mail and AI in no way relates itself to its
>> >>>>>>>>> veracity;
>> >>>>>>>>>
>> >>>>>>>>> 2. AI cannot be held liable for any commission/omission based
>> >>>>>>>>> on
>> >>>>>>>>> the
>> >>>>>>>>> mails
>> >>>>>>>>> sent through this mailing list..
>> >>>>>>>>>
>> >>>>>>>>>
>> >>>>>>>>> Search for old postings at:
>> >>>>>>>>> http://www.mail-archive.com/[email protected]/
>> >>>>>>>>> ---
>> >>>>>>>>> You received this message because you are subscribed to the
>> Google
>> >>>>>>>>> Groups
>> >>>>>>>>> "AccessIndia" group.
>> >>>>>>>>> To unsubscribe from this group and stop receiving emails from
>> >>>>>>>>> it,
>> >>>>>>>>> send
>> >>>>>>>>> an
>> >>>>>>>>> email to [email protected].
>> >>>>>>>>> To view this discussion on the web visit
>> >>>>>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UD5ExwLq3LRbUDe8Ar0HH9aHG%2Bfpav7a7xe%2BreOqdWX1w%40mail.gmail.com
>> .
>> >>>>>>>>>
>> >>>>>>>>
>> >>>>>>>>
>> >>>>>>>> --
>> >>>>>>>> Dr. Mahesh S. Panicker
>> >>>>>>>> Associate Professor,
>> >>>>>>>> Department of Political Science,
>> >>>>>>>> Lady Shri Ram College for Women,
>> >>>>>>>> Lajpat Nagar
>> >>>>>>>> New Delhi 110024
>> >>>>>>>>
>> >>>>>>>> --
>> >>>>>>>> Disclaimer:
>> >>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>> >>>>>>>> thinking
>> >>>>>>>> of
>> >>>>>>>> the
>> >>>>>>>> person sending the mail and AI in no way relates itself to its
>> >>>>>>>> veracity;
>> >>>>>>>>
>> >>>>>>>> 2. AI cannot be held liable for any commission/omission based on
>> >>>>>>>> the
>> >>>>>>>> mails
>> >>>>>>>> sent through this mailing list..
>> >>>>>>>>
>> >>>>>>>>
>> >>>>>>>> Search for old postings at:
>> >>>>>>>> http://www.mail-archive.com/[email protected]/
>> >>>>>>>> ---
>> >>>>>>>> You received this message because you are subscribed to the
>> >>>>>>>> Google
>> >>>>>>>> Groups
>> >>>>>>>> "AccessIndia" group.
>> >>>>>>>> To unsubscribe from this group and stop receiving emails from
>> >>>>>>>> it,
>> >>>>>>>> send
>> >>>>>>>> an
>> >>>>>>>> email to [email protected].
>> >>>>>>>> To view this discussion on the web visit
>> >>>>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFAyNEOgzedRuzDSqxNfFyfN_S-TLt4OabRoyXW1%3DN98%2Bx_%3DsQ%40mail.gmail.com
>> .
>> >>>>>>>>
>> >>>>>>>
>> >>>>>>> --
>> >>>>>>> Disclaimer:
>> >>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>> >>>>>>> thinking
>> >>>>>>> of
>> >>>>>>> the person sending the mail and AI in no way relates itself to
>> >>>>>>> its
>> >>>>>>> veracity;
>> >>>>>>>
>> >>>>>>> 2. AI cannot be held liable for any commission/omission based on
>> the
>> >>>>>>> mails
>> >>>>>>> sent through this mailing list..
>> >>>>>>>
>> >>>>>>>
>> >>>>>>> Search for old postings at:
>> >>>>>>> http://www.mail-archive.com/[email protected]/
>> >>>>>>> ---
>> >>>>>>> You received this message because you are subscribed to the
>> >>>>>>> Google
>> >>>>>>> Groups
>> >>>>>>> "AccessIndia" group.
>> >>>>>>> To unsubscribe from this group and stop receiving emails from it,
>> >>>>>>> send
>> >>>>>>> an
>> >>>>>>> email to [email protected].
>> >>>>>>> To view this discussion on the web visit
>> >>>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UDoM8TRQ4TJ%3Dx9jsWMKmNwOo2Y_YPz4TJgjkUQc%2BSgAHw%40mail.gmail.com
>> .
>> >>>>>>
>> >>>>>> --
>> >>>>>> Disclaimer:
>> >>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>> thinking
>> >>>>>> of
>> >>>>>> the
>> >>>>>> person sending the mail and AI in no way relates itself to its
>> >>>>>> veracity;
>> >>>>>>
>> >>>>>> 2. AI cannot be held liable for any commission/omission based on
>> >>>>>> the
>> >>>>>> mails
>> >>>>>> sent through this mailing list..
>> >>>>>>
>> >>>>>>
>> >>>>>> Search for old postings at:
>> >>>>>> http://www.mail-archive.com/[email protected]/
>> >>>>>> ---
>> >>>>>> You received this message because you are subscribed to the Google
>> >>>>>> Groups
>> >>>>>> "AccessIndia" group.
>> >>>>>> To unsubscribe from this group and stop receiving emails from it,
>> >>>>>> send
>> >>>>>> an
>> >>>>>> email to [email protected].
>> >>>>>> To view this discussion on the web visit
>> >>>>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/9DB5EA9C-7028-41D8-8523-3A4EDB14F673%40amarjain.com
>> .
>> >>>>>>
>> >>>>>
>> >>>>
>> >>>> --
>> >>>> Disclaimer:
>> >>>> 1. Contents of the mails, factual, or otherwise, reflect the
>> >>>> thinking
>> >>>> of
>> >>>> the person sending the mail and AI in no way relates itself to its
>> >>>> veracity;
>> >>>>
>> >>>> 2. AI cannot be held liable for any commission/omission based on the
>> >>>> mails
>> >>>> sent through this mailing list..
>> >>>>
>> >>>>
>> >>>> Search for old postings at:
>> >>>> http://www.mail-archive.com/[email protected]/
>> >>>> ---
>> >>>> You received this message because you are subscribed to the Google
>> >>>> Groups
>> >>>> "AccessIndia" group.
>> >>>> To unsubscribe from this group and stop receiving emails from it,
>> >>>> send
>> >>>> an
>> >>>> email to [email protected].
>> >>>> To view this discussion on the web visit
>> >>>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UAT_g_QzuZMw_5WQ2UEx2NCmnejxYJLaSJfShpBsKgqEg%40mail.gmail.com
>> .
>> >>>
>> >>> --
>> >>> Disclaimer:
>> >>> 1. Contents of the mails, factual, or otherwise, reflect the thinking
>> of
>> >>> the
>> >>> person sending the mail and AI in no way relates itself to its
>> veracity;
>> >>>
>> >>> 2. AI cannot be held liable for any commission/omission based on the
>> >>> mails
>> >>> sent through this mailing list..
>> >>>
>> >>>
>> >>> Search for old postings at:
>> >>> http://www.mail-archive.com/[email protected]/
>> >>> ---
>> >>> You received this message because you are subscribed to the Google
>> >>> Groups
>> >>> "AccessIndia" group.
>> >>> To unsubscribe from this group and stop receiving emails from it,
>> >>> send
>> >>> an
>> >>> email to [email protected].
>> >>> To view this discussion on the web visit
>> >>>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/E3D3D2E1-565A-4077-B332-72775D705E8B%40amarjain.com
>> .
>> >>>
>> >>
>> >>
>> >> --
>> >> Dr. Mahesh S. Panicker
>> >> Associate Professor,
>> >> Department of Political Science,
>> >> Lady Shri Ram College for Women,
>> >> Lajpat Nagar
>> >> New Delhi 110024
>> >>
>> >> --
>> >> Disclaimer:
>> >> 1. Contents of the mails, factual, or otherwise, reflect the thinking
>> >> of
>> >> the
>> >>
>> >> person sending the mail and AI in no way relates itself to its
>> >> veracity;
>> >>
>> >> 2. AI cannot be held liable for any commission/omission based on the
>> >> mails
>> >> sent through this mailing list..
>> >>
>> >>
>> >> Search for old postings at:
>> >> http://www.mail-archive.com/[email protected]/
>> >> ---
>> >> You received this message because you are subscribed to the Google
>> Groups
>> >> "AccessIndia" group.
>> >> To unsubscribe from this group and stop receiving emails from it, send
>> an
>> >> email to [email protected].
>> >> To view this discussion on the web visit
>> >>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFAyNEO8qWwGrFVwU1ohwutHWR3TX_Mz7YrQBcsZxDxPozJWzA%40mail.gmail.com
>> .
>> >>
>> >>
>> >> --
>> >> Disclaimer:
>> >> 1. Contents of the mails, factual, or otherwise, reflect the thinking
>> >> of
>> >> the
>> >> person sending the mail and AI in no way relates itself to its
>> >> veracity;
>> >>
>> >> 2. AI cannot be held liable for any commission/omission based on the
>> >> mails
>> >> sent through this mailing list..
>> >>
>> >>
>> >> Search for old postings at:
>> >> http://www.mail-archive.com/[email protected]/
>> >> ---
>> >> You received this message because you are subscribed to the Google
>> Groups
>> >> "AccessIndia" group.
>> >> To unsubscribe from this group and stop receiving emails from it, send
>> an
>> >> email to [email protected].
>> >> To view this discussion on the web visit
>> >>
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/004901d83cef%2451a7c770%24dbdfa8c0%40bankofbaroda.co.in
>> .
>> >>
>> >
>> >
>> > --
>> > Dr. Mahesh S. Panicker
>> > Associate Professor,
>> > Department of Political Science,
>> > Lady Shri Ram College for Women,
>> > Lajpat Nagar
>> > New Delhi 110024
>> >
>> > --
>> > Disclaimer:
>> > 1. Contents of the mails, factual, or otherwise, reflect the thinking
>> > of
>> the
>> > person sending the mail and AI in no way relates itself to its
>> > veracity;
>> >
>> > 2. AI cannot be held liable for any commission/omission based on the
>> mails
>> > sent through this mailing list..
>> >
>> >
>> > Search for old postings at:
>> > http://www.mail-archive.com/[email protected]/
>> > ---
>> > You received this message because you are subscribed to the Google
>> > Groups
>> > "AccessIndia" group.
>> > To unsubscribe from this group and stop receiving emails from it, send
>> > an
>> > email to [email protected].
>> > To view this discussion on the web visit
>> >
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFAyNEPX5fwPZBBFLDA0URs84T5%2BC4KEmb5OLs%3DeoOpDk-MkLA%40mail.gmail.com
>> .
>> >
>>
>> --
>> Disclaimer:
>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of
>> the person sending the mail and AI in no way relates itself to its
>> veracity;
>>
>> 2. AI cannot be held liable for any commission/omission based on the
>> mails
>> sent through this mailing list..
>>
>>
>> Search for old postings at:
>> http://www.mail-archive.com/[email protected]/
>> ---
>> You received this message because you are subscribed to the Google Groups
>> "AccessIndia" group.
>> To unsubscribe from this group and stop receiving emails from it, send an
>> email to [email protected].
>> To view this discussion on the web visit
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UBo4-R0gGq5UG2hmktA-O7BdpYrEU6tSjen9yU3L4WbGA%40mail.gmail.com
>> .
>>
>
> --
> Disclaimer:
> 1. Contents of the mails, factual, or otherwise, reflect the thinking of the
> person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>
>
> Search for old postings at:
> http://www.mail-archive.com/[email protected]/
> ---
> You received this message because you are subscribed to the Google Groups
> "AccessIndia" group.
> To unsubscribe from this group and stop receiving emails from it, send an
> email to [email protected].
> To view this discussion on the web visit
> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAK3iifiM_i1BQ9YwNT73WFDnR8hA0Qpv%3D6hSF1nr%2B-6RJ7W_CA%40mail.gmail.com.
>

-- 
Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect the thinking of the 
person sending the mail and AI in no way relates itself to its veracity;

2. AI cannot be held liable for any commission/omission based on the mails sent 
through this mailing list..


Search for old postings at:
http://www.mail-archive.com/[email protected]/
--- 
You received this message because you are subscribed to the Google Groups 
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To unsubscribe from this group and stop receiving emails from it, send an email 
to [email protected].
To view this discussion on the web visit 
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALLUjUYq_W5efzY3cAAW1N7S718-oH9eYFpaY3YaQFrvLgOKKA%40mail.gmail.com.

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