Namaskar!

Good, Very good indeed!

As I said, came to know that you are able to see your card details in your Amazon application in about 3 to 4 days' time.

Lastly, it gives immense happiness that people do come with their experiences, suggestions, ideas etc to help and it gets converted into permanent resolutions.

Congrattulations once again.

Vande Mataram

----- Original Message ----- From: "Bharat" <[email protected]>
To: <[email protected]>
Sent: Saturday, March 26, 2022 11:29 PM
Subject: Re: [AI] KYC for banking facilities for the blind


Hi all,

Finally, today I got my virtual credit card. Now the card is
reflecting in my Amazon account as well. Although i don't really have
access to things such as CVV or date of expiry for the card yet. Looks
like all of those would be available only once i have my physical card
on me.

My experience once again prove at a gap of over 14 years, that the
only way to get things done out of them is to resort to arm-twisting.

Even i 2008 when my wife & I wanted to open a joint account they had
refusedto do so & it was only  when RBI came to my rescue is when we
could manage to get the account. & even this time around  an
absolutely similar experience.

By refusing access to credit card meant for a specific site, they are
causing us financial loss & should be held liable for that.

Thanks to everyone for their valuable guidance in my struggle. I
really appreciate it.

Thank you,

Bharat.

On 3/23/22, Minar Singh <[email protected]> wrote:
Last week Jana bank staff has completed my KYC I used thumb impression
during account opening process.

On 3/23/22, gufran ahmed <[email protected]> wrote:
Hello sir please elaborate more on this issue, I mean to say that do you
used thumb   impression on the KYC form or you have put your signatures
on
it

On Wed, 23 Mar, 2022, 5:56 pm Bharat, <[email protected]> wrote:

So that much discussed KYC happened for me today at home & it took
less than 3 minutes for the person to complete it for me. Subsequently
I informed the concerned that it was done for me & the assured to
inform of it to their concerned teams. Now I am awaiting their
response to see what's next. Would surely let the group know what
follows through.

Thank you,

Bharat.

On 3/22/22, Mahesh S. Panicker <[email protected]> wrote:
> Axis can be the most governmental of all private banks in the country.
> Had the struggle of my life to get them to issue the Flipkart Axis
> card. Thankfully, the guy who eventually helped my with my ICICI
> issue, had changed jobs, and was working with Axis. Axis had done a
> physical KYC for me. And originally, they had refused to issue the
> card on thumb impression, had to escalate the issue all the way to get
> it fixed.
> Hang in their, keep fighting, they'll eventually come around.
>
> On 3/21/22, Sandesh <[email protected]> wrote:
>> Namaskar!
>>
>> Well said!
>>
>> And I did not face any issue
>> with my IDFC First CC application on V KYC. and I do use LHT and have
>> my
>> thumb impression on my PAN too.
>> Here, all things including knowledge, mentality, understanding as
>> well
as
>> willingness to assist of the bank staff play a very significant role.
>>
>> I also do have a story of Axis bank in this regard.
>>
>> will certainly tell it here on some other day.
>>
>> Regards
>>
>> Vande Mataram
>>
>> ----- Original Message -----
>> From: "Mahesh S. Panicker" <[email protected]>
>> To: <[email protected]>
>> Sent: Monday, March 21, 2022 10:14 AM
>> Subject: Re: [AI] KYC for banking facilities for the blind
>>
>>
>> Think they authenticate your ID, PAN and Aadhar, and match it with
>> the
>> person. You have to show them the documents in a way wherein they can
>> click a photograph of the document. They would also need to click
>> you.
>> This is what I was told by both Standard Chartered and American
>> Express. So its not really about the signature, as the application is
>> anyways taken online. So, ICICI shouldn't create much fuss really.
>> You
>> should surely not let it go, fight it out, they do have processes to
>> get cards issued to blind person, just that most people dealing with
>> it aren't aware of the same.
>>
>> On 3/20/22, Amar Jain <[email protected]> wrote:
>>> Bharat-authenticating thumb impression on a video kyc is not
>>> possible.
>>>
>>> CEO or nodal officer or compliance officer can correct the situation
>>> before
>>> it gets escalated.
>>>
>>> Letting RBI know only helps from the perspective of data collection
>>> perspective.
>>>
>>> Regards,
>>> Amar Jain
>>>
>>> Sent from my iPhone
>>>
>>>> On 20-Mar-2022, at 9:49 PM, Bharat <[email protected]> wrote:
>>>>
>>>> I generally wonder, how are people  who put their signature
>>>> instead
of
>>>> a thumb impression are more reliable & trustworthy. Even the blind
>>>> people, if they can't  vouch for their own signature, which most of
>>>> them cannot, how & why are they should be taken at the face value?
>>>>
>>>> The entire world seems to be against those who don't sign but use
>>>> their thumb impression to authenticate themselves.
>>>>
>>>> Thank you,
>>>>
>>>> Bharat.
>>>>
>>>>> On 3/20/22, Bharat <[email protected]> wrote:
>>>>> Isn't that hillarious? the CEO of the bank needs to authorise
>>>>> extreme
>>>>> dangerous concern of the issuance of a credit card to a blind
>>>>> person!
>>>>> Wow, I am seriously impressed. Every 2 days I receive a call
>>>>> asking
me
>>>>> why did I not complete my KYC? As soon as I tell them of my
blindness.
>>>>> They tell me they would check & get back. & of course, they never
>>>>> get
>>>>> back.
>>>>>
>>>>> Thank you,
>>>>>
>>>>> Bharat.
>>>>>
>>>>>> On 3/20/22, Amar Jain <[email protected]> wrote:
>>>>>> Bharat-very interesting!
>>>>>>
>>>>>> I Did apply but when they said that follow physical process, I
>>>>>> left
>>>>>> it.
>>>>>>
>>>>>> One advice I would have given was to write to the CEO and then
>>>>>> approach
>>>>>> RBI.
>>>>>> But since you have already filed, then let’s wait.
>>>>>>
>>>>>> Regards,
>>>>>> Amar Jain
>>>>>>
>>>>>> Sent from my iPhone
>>>>>>
>>>>>>> On 20-Mar-2022, at 5:37 PM, Bharat <[email protected]> wrote:
>>>>>>>
>>>>>>> the challenge is, while trying to file a follow up complaint
>>>>>>> with
>>>>>>> the
>>>>>>> hiegher ups, it started asking me to choose the correct
>>>>>>> cotegory
>>>>>>> &
>>>>>>> refused  to allow me to proceed to the next level.
>>>>>>>
>>>>>>> About the social media bit, you are right. Wonder, how i never
>>>>>>> thought
>>>>>>> of
>>>>>>> it.
>>>>>>>
>>>>>>> Thank you,
>>>>>>>
>>>>>>> bharat.
>>>>>>>
>>>>>>>> On 3/20/22, Mahesh S. Panicker <[email protected]>
>>>>>>>> wrote:
>>>>>>>> In the mean time, you can also use ICICI's social media pages
>>>>>>>> to
>>>>>>>> highlight the issue. Post comments to some of their posts, then
>>>>>>>> send
>>>>>>>> a
>>>>>>>> private message detailing the issue. Also, keep the channels
opened
>>>>>>>> with the higher authorities in the bank, the nodal officer,
>>>>>>>> principal
>>>>>>>> nodal officer, and also try finding out the CEO desk mail ID
>>>>>>>> and
>>>>>>>> let
>>>>>>>> them know about the issue. Based on my experience, the people
>>>>>>>> at
>>>>>>>> the
>>>>>>>> higher levels at ICICI, seem to be more sensitive and sensible.
>>>>>>>>
>>>>>>>>> On 3/20/22, Bharat <[email protected]> wrote:
>>>>>>>>> I have finally gone ahead & complained to RBI regarding this.
>>>>>>>>> Although
>>>>>>>>> I couldn't manage to save my complaint copy due to some
confusion.
>>>>>>>>> I
>>>>>>>>> tried to reach out to their futher complaint authorities but
>>>>>>>>> all
>>>>>>>>> the
>>>>>>>>> time i Kept getting  a message saying this particular
>>>>>>>>> complaint
>>>>>>>>> doesn't belong to their queue.
>>>>>>>>>
>>>>>>>>> Lets see, what does ICICI bank say about it.
>>>>>>>>>
>>>>>>>>> Thank you once again to everyone for their guidance in this
>>>>>>>>> regard.
>>>>>>>>> I
>>>>>>>>> would get back to you with what happens in  this regard.
>>>>>>>>>
>>>>>>>>> thank you,
>>>>>>>>>
>>>>>>>>> bharat.
>>>>>>>>>
>>>>>>>>> On 3/20/22, Shek Mohammad Ali <[email protected]> wrote:
>>>>>>>>>> I'm also puzzled how they are stating that physical KYC is no
>>>>>>>>>> more.
>>>>>>>>>> I just did physical KYC in HDFC by visiting to the branch
>>>>>>>>>> yesterday.
>>>>>>>>>> On the other hand, I had applied for am Icici card couple of
>>>>>>>>>> months
>>>>>>>>>> back
>>>>>>>>>> but
>>>>>>>>>> had not got any update concerning my application though.
>>>>>>>>>> Probably internally they might have discontinued physical KYC
and
>>>>>>>>>> please
>>>>>>>>>> ask
>>>>>>>>>> them to provide circular/notification from the RBI or from
>>>>>>>>>> Icici
>>>>>>>>>> itself.
>>>>>>>>>>
>>>>>>>>>>
>>>>>>>>>> Thanks and best regards,
>>>>>>>>>> Ali
>>>>>>>>>> Sent from my iPhone
>>>>>>>>>>
>>>>>>>>>>> On 19-Mar-2022, at 9:13 PM, Harshit Lohia
>>>>>>>>>>> <[email protected]>
>>>>>>>>>>> wrote:
>>>>>>>>>>>
>>>>>>>>>>> Hi,
>>>>>>>>>>> RBI guidelines on Video KYC can be accessed from the below
>>>>>>>>>>> link
>>>>>>>>>>>
https://rbidocs.rbi.org.in/rdocs/notification/PDFs/NT354BE2BCC23B344982BD5793737940EFF3.PDF
>>>>>>>>>>>
>>>>>>>>>>>> On 3/19/22, Harshit Lohia <[email protected]> wrote:
>>>>>>>>>>>> Hi Bharat,
>>>>>>>>>>>> Proceed with registering your complaint with RBI Ombudsman.
>>>>>>>>>>>> I
>>>>>>>>>>>> am
>>>>>>>>>>>> not
>>>>>>>>>>>> aware of RBI guidelines by which physical KYC is
>>>>>>>>>>>> permanently
>>>>>>>>>>>> closed.
>>>>>>>>>>>>
>>>>>>>>>>>>> On 3/17/22, Bharat <[email protected]> wrote:
>>>>>>>>>>>>> Hi all,
>>>>>>>>>>>>>
>>>>>>>>>>>>> I have heard from ICICI regarding my request. As expected,
>>>>>>>>>>>>> they
>>>>>>>>>>>>> refuse
>>>>>>>>>>>>> to help. Should I still continue to persue their complaint
>>>>>>>>>>>>> redressal
>>>>>>>>>>>>> system or directly reach out to RBI in this regard.
>>>>>>>>>>>>>
>>>>>>>>>>>>> Please have a look at the below mail:
>>>>>>>>>>>>>
>>>>>>>>>>>>> ---------
>>>>>>>>>>>>>
>>>>>>>>>>>>> Dear Customer,
>>>>>>>>>>>>>
>>>>>>>>>>>>> Greetings from ICICI Bank.
>>>>>>>>>>>>>
>>>>>>>>>>>>> Hope you and your loved ones are healthy and safe.
>>>>>>>>>>>>>
>>>>>>>>>>>>> We sincerely regret for the delay in response and
>>>>>>>>>>>>> inconvenience
>>>>>>>>>>>>> caused
>>>>>>>>>>>>> to
>>>>>>>>>>>>> you.
>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>> Based on our record your application is not eligible for
video
>>>>>>>>>>>>> KYC.
>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>> In case you wish to do video KYC, we suggest cancelling
>>>>>>>>>>>>> the
>>>>>>>>>>>>> application and applying again. You can opt for Video KYC
>>>>>>>>>>>>> in
>>>>>>>>>>>>> the
>>>>>>>>>>>>> new
>>>>>>>>>>>>> application.
>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>> However, please be informed that the cancellation request
will
>>>>>>>>>>>>> take
>>>>>>>>>>>>> 7
>>>>>>>>>>>>> working days to get processed and the application will be
>>>>>>>>>>>>> de-linked
>>>>>>>>>>>>> in
>>>>>>>>>>>>> another 7 working days.
>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>> Hence you can apply again only post 14 working days.
>>>>>>>>>>>>> Please
>>>>>>>>>>>>> revert
>>>>>>>>>>>>> back to us with your confirmation and we shall raise a
request
>>>>>>>>>>>>> for
>>>>>>>>>>>>> cancellation.
>>>>>>>>>>>>>
>>>>>>>>>>>>> Please be informed that due to RBI guidelines, Physical
>>>>>>>>>>>>> KYC
is
>>>>>>>>>>>>> permanently closed. You can only apply through Video KYC
>>>>>>>>>>>>> if
>>>>>>>>>>>>> Aadhaar
>>>>>>>>>>>>> linked with your mobile number and complete address
>>>>>>>>>>>>> updated
in
>>>>>>>>>>>>> your
>>>>>>>>>>>>> Aadhaar.
>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>> Looking forward to more opportunities to be of service to
>>>>>>>>>>>>> you
>>>>>>>>>>>>>
>>>>>>>>>>>>> Thank you for giving us the opportunity to serve.
>>>>>>>>>>>>>
>>>>>>>>>>>>> Bank Digitally and Stay Safe!
>>>>>>>>>>>>>
>>>>>>>>>>>>> Sincerely,
>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>> Manimegalai R
>>>>>>>>>>>>> Customer Service Officer
>>>>>>>>>>>>> ICICI Bank Limited
>>>>>>>>>>>>>
>>>>>>>>>>>>> On 3/16/22, Bharat <[email protected]> wrote:
>>>>>>>>>>>>>> Hi Harshit,
>>>>>>>>>>>>>>
>>>>>>>>>>>>>> Thank you so much for the prompt reply. I would surely do
>>>>>>>>>>>>>> that
>>>>>>>>>>>>>> in
>>>>>>>>>>>>>> case
>>>>>>>>>>>>>> nothing works & would certainly get back witht he final
>>>>>>>>>>>>>> outcome.
>>>>>>>>>>>>>>
>>>>>>>>>>>>>> Thank you,
>>>>>>>>>>>>>>
>>>>>>>>>>>>>> Bharat.
>>>>>>>>>>>>>>
>>>>>>>>>>>>>> On 3/15/22, Harshit Lohia <[email protected]> wrote:
>>>>>>>>>>>>>>> Dear Mr. Bharat,
>>>>>>>>>>>>>>> Please note the date on which you have made a complaint
>>>>>>>>>>>>>>> to
>>>>>>>>>>>>>>> ICICI
>>>>>>>>>>>>>>> bank.
>>>>>>>>>>>>>>> On 30th day of filing complaint with ICICI bank approach
RBI
>>>>>>>>>>>>>>> Ombudsman
>>>>>>>>>>>>>>> via CMS portal. The link is available on RBI's official
>>>>>>>>>>>>>>> website.
>>>>>>>>>>>>>>> While
>>>>>>>>>>>>>>> registering the complaint mention that you have
>>>>>>>>>>>>>>> approached
>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>> bank
>>>>>>>>>>>>>>> on
>>>>>>>>>>>>>>> which date; your declaration in this regard may suffice.
You
>>>>>>>>>>>>>>> may
>>>>>>>>>>>>>>> choose to attach any other document/communication such
>>>>>>>>>>>>>>> as
>>>>>>>>>>>>>>> mail
>>>>>>>>>>>>>>> regarding schedule of KYC call or application copy. If
>>>>>>>>>>>>>>> you
>>>>>>>>>>>>>>> don't
>>>>>>>>>>>>>>> have
>>>>>>>>>>>>>>> any document you may submit the complaint without any
>>>>>>>>>>>>>>> attachment
>>>>>>>>>>>>>>> also.
>>>>>>>>>>>>>>> This pressurises the bank to act with urgency.
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>> Regards
>>>>>>>>>>>>>>> Harshit
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>> On 3/15/22, Bharat <[email protected]> wrote:
>>>>>>>>>>>>>>>> Hi,
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>> Here is the update on this. My Kyc has now been
rescheduled
>>>>>>>>>>>>>>>> for
>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>> 3rd time. On  each of these days, let alone the
>>>>>>>>>>>>>>>> represetative
>>>>>>>>>>>>>>>> visit,
>>>>>>>>>>>>>>>> I
>>>>>>>>>>>>>>>> haven't even received a phone call from anyone.
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>> I have also written to ICICI on their website for the
>>>>>>>>>>>>>>>> 1st
>>>>>>>>>>>>>>>> level
>>>>>>>>>>>>>>>> complaint but to no avail as no one got back to me.
>>>>>>>>>>>>>>>> Considering,
>>>>>>>>>>>>>>>> ICICI
>>>>>>>>>>>>>>>> did not send me a copy of my submission to me despite
>>>>>>>>>>>>>>>> asking
>>>>>>>>>>>>>>>> for
>>>>>>>>>>>>>>>> my
>>>>>>>>>>>>>>>> email ID at the time of submitting my request, I don't
even
>>>>>>>>>>>>>>>> have
>>>>>>>>>>>>>>>> a
>>>>>>>>>>>>>>>> proof of my submission.
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>> I called up the Amazon customercare who assured me that
>>>>>>>>>>>>>>>> they
>>>>>>>>>>>>>>>> have
>>>>>>>>>>>>>>>> raised my concern to the verification department & have
>>>>>>>>>>>>>>>> lined
>>>>>>>>>>>>>>>> up
>>>>>>>>>>>>>>>> my
>>>>>>>>>>>>>>>> request at the high priority. In such a scenario I
>>>>>>>>>>>>>>>> technically
>>>>>>>>>>>>>>>> have
>>>>>>>>>>>>>>>> no
>>>>>>>>>>>>>>>> proof of having reached out to ICICI to be attached at
>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>> time
>>>>>>>>>>>>>>>> of
>>>>>>>>>>>>>>>> complaining to banking ombudsman.
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>> Thank you,
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>> Bharat.
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>> On 3/10/22, Harshit Lohia <[email protected]> wrote:
>>>>>>>>>>>>>>>>> Hi,
>>>>>>>>>>>>>>>>> Write a complaint to ICICI bank on their website using
>>>>>>>>>>>>>>>>> their
>>>>>>>>>>>>>>>>> online
>>>>>>>>>>>>>>>>> grievance redressal form. Mention that if  they do not
>>>>>>>>>>>>>>>>> comply
>>>>>>>>>>>>>>>>> within
>>>>>>>>>>>>>>>>> 30 days, you will be forced to file a complaint with
>>>>>>>>>>>>>>>>> RBI
>>>>>>>>>>>>>>>>> Ombudsman
>>>>>>>>>>>>>>>>> as
>>>>>>>>>>>>>>>>> per the provisions of RBI circular on 'Banking
>>>>>>>>>>>>>>>>> services
to
>>>>>>>>>>>>>>>>> senior
>>>>>>>>>>>>>>>>> citizens and the disabled' dated November 9, 2017.
>>>>>>>>>>>>>>>>> They
>>>>>>>>>>>>>>>>> will
>>>>>>>>>>>>>>>>> surely
>>>>>>>>>>>>>>>>> respond.
>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>> On 3/9/22, Mahesh S. Panicker
>>>>>>>>>>>>>>>>> <[email protected]
>
>>>>>>>>>>>>>>>>> wrote:
>>>>>>>>>>>>>>>>>> Standard Chartered did V KYC for me without drama.
>>>>>>>>>>>>>>>>>> With
>>>>>>>>>>>>>>>>>> ICICI,
>>>>>>>>>>>>>>>>>> it
>>>>>>>>>>>>>>>>>> was
>>>>>>>>>>>>>>>>>> originally very difficult, pre-Covid times it was and
>>>>>>>>>>>>>>>>>> they
>>>>>>>>>>>>>>>>>> originally
>>>>>>>>>>>>>>>>>> refused to process my documents after home KYC. As I
kept
>>>>>>>>>>>>>>>>>> writing,
>>>>>>>>>>>>>>>>>> and
>>>>>>>>>>>>>>>>>> using up all avenues of protest and complaind, they
>>>>>>>>>>>>>>>>>> eventually
>>>>>>>>>>>>>>>>>> processed my application. It was the ICICI Platinum
card.
>>>>>>>>>>>>>>>>>> On
>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>> basis
>>>>>>>>>>>>>>>>>> of that card, I got the AmazonPay card issued without
any
>>>>>>>>>>>>>>>>>> issues,
>>>>>>>>>>>>>>>>>> and
>>>>>>>>>>>>>>>>>> the onboarding process in that case took just a
>>>>>>>>>>>>>>>>>> couple
of
>>>>>>>>>>>>>>>>>> minutes.
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>> On 3/9/22, Sandesh <[email protected]> wrote:
>>>>>>>>>>>>>>>>>>> You could certainly schedule for V KYC and it has to
>>>>>>>>>>>>>>>>>>> be
>>>>>>>>>>>>>>>>>>> done
>>>>>>>>>>>>>>>>>>> without
>>>>>>>>>>>>>>>>>>> any
>>>>>>>>>>>>>>>>>>> issue.
>>>>>>>>>>>>>>>>>>> You could also write to Amazon and ICICI bank
>>>>>>>>>>>>>>>>>>> telling
>>>>>>>>>>>>>>>>>>> them
>>>>>>>>>>>>>>>>>>> these
>>>>>>>>>>>>>>>>>>> things.
>>>>>>>>>>>>>>>>>>> and if you are comfortable for home KYC, ask them
>>>>>>>>>>>>>>>>>>> why
>>>>>>>>>>>>>>>>>>> even
>>>>>>>>>>>>>>>>>>> after
>>>>>>>>>>>>>>>>>>> making
>>>>>>>>>>>>>>>>>>> it
>>>>>>>>>>>>>>>>>>> scheduled is not done so far? Amazon would certainly
>>>>>>>>>>>>>>>>>>> be
>>>>>>>>>>>>>>>>>>> of
>>>>>>>>>>>>>>>>>>> assistance
>>>>>>>>>>>>>>>>>>> here.
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>> I did get this credit card about 2 and half years
>>>>>>>>>>>>>>>>>>> back
>>>>>>>>>>>>>>>>>>> without
>>>>>>>>>>>>>>>>>>> any
>>>>>>>>>>>>>>>>>>> problem.
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>> the person came to my residence and everything went
>>>>>>>>>>>>>>>>>>> smoothly.
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>> Vande Mataram
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>> ----- Original Message -----
>>>>>>>>>>>>>>>>>>> From: "Bharat" <[email protected]>
>>>>>>>>>>>>>>>>>>> To: "AccessIndia: a list for discussing
>>>>>>>>>>>>>>>>>>> accessibility
>>>>>>>>>>>>>>>>>>> and
>>>>>>>>>>>>>>>>>>> issues
>>>>>>>>>>>>>>>>>>> concerning
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>> the disabled." <[email protected]>
>>>>>>>>>>>>>>>>>>> Sent: Wednesday, March 9, 2022 9:36 PM
>>>>>>>>>>>>>>>>>>> Subject: [AI] KYC for banking facilities for the
>>>>>>>>>>>>>>>>>>> blind
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> Hi all,
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> I recently filled up the online application for the
>>>>>>>>>>>>>>>>>>>> Amazon
>>>>>>>>>>>>>>>>>>>> ICICI
>>>>>>>>>>>>>>>>>>>> credit card & was presented with the video KYC
>>>>>>>>>>>>>>>>>>>> option.
>>>>>>>>>>>>>>>>>>>> Once
>>>>>>>>>>>>>>>>>>>> I
>>>>>>>>>>>>>>>>>>>> opted
>>>>>>>>>>>>>>>>>>>> for that, the representative refused to conduct my
>>>>>>>>>>>>>>>>>>>> KYC
>>>>>>>>>>>>>>>>>>>> once
>>>>>>>>>>>>>>>>>>>> she
>>>>>>>>>>>>>>>>>>>> realised me being blind. She instead suggested me
>>>>>>>>>>>>>>>>>>>> to
>>>>>>>>>>>>>>>>>>>> opt
>>>>>>>>>>>>>>>>>>>> for
>>>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>>>> home
>>>>>>>>>>>>>>>>>>>> document collection option.
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> I have scheduled the home collection thrice but no
>>>>>>>>>>>>>>>>>>>> one
>>>>>>>>>>>>>>>>>>>> has
>>>>>>>>>>>>>>>>>>>> come
>>>>>>>>>>>>>>>>>>>> up
>>>>>>>>>>>>>>>>>>>> for
>>>>>>>>>>>>>>>>>>>> it till now.
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> I would like to know, if the video KYC is not for
>>>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>>>> blind.
>>>>>>>>>>>>>>>>>>>> &
>>>>>>>>>>>>>>>>>>>> if
>>>>>>>>>>>>>>>>>>>> yes,
>>>>>>>>>>>>>>>>>>>> then what are the rules for it.
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> Thank you,
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> Bharat.
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> --
>>>>>>>>>>>>>>>>>>>> Disclaimer:
>>>>>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise,
>>>>>>>>>>>>>>>>>>>> reflect
>>>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>>>> thinking
>>>>>>>>>>>>>>>>>>>> of
>>>>>>>>>>>>>>>>>>>> the person sending the mail and AI in no way
>>>>>>>>>>>>>>>>>>>> relates
>>>>>>>>>>>>>>>>>>>> itself
>>>>>>>>>>>>>>>>>>>> to
>>>>>>>>>>>>>>>>>>>> its
>>>>>>>>>>>>>>>>>>>> veracity;
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any
commission/omission
>>>>>>>>>>>>>>>>>>>> based
>>>>>>>>>>>>>>>>>>>> on
>>>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>>>> mails
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> sent through this mailing list..
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> Search for old postings at:
>>>>>>>>>>>>>>>>>>>>
http://www.mail-archive.com/[email protected]/
>>>>>>>>>>>>>>>>>>>> ---
>>>>>>>>>>>>>>>>>>>> You received this message because you are
>>>>>>>>>>>>>>>>>>>> subscribed
to
>>>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>>>> Google
>>>>>>>>>>>>>>>>>>>> Groups
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> "AccessIndia" group.
>>>>>>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving
>>>>>>>>>>>>>>>>>>>> emails
>>>>>>>>>>>>>>>>>>>> from
>>>>>>>>>>>>>>>>>>>> it,
>>>>>>>>>>>>>>>>>>>> send
>>>>>>>>>>>>>>>>>>>> an
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> email to
>>>>>>>>>>>>>>>>>>>> [email protected].
>>>>>>>>>>>>>>>>>>>> To view this discussion on the web visit
>>>>>>>>>>>>>>>>>>>>
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.
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>> --
>>>>>>>>>>>>>>>>>>> Disclaimer:
>>>>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise,
reflect
>>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>>> thinking
>>>>>>>>>>>>>>>>>>> of
>>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>>> person sending the mail and AI in no way relates
>>>>>>>>>>>>>>>>>>> itself
>>>>>>>>>>>>>>>>>>> to
>>>>>>>>>>>>>>>>>>> its
>>>>>>>>>>>>>>>>>>> veracity;
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any
>>>>>>>>>>>>>>>>>>> commission/omission
>>>>>>>>>>>>>>>>>>> based
>>>>>>>>>>>>>>>>>>> on
>>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>>> mails
>>>>>>>>>>>>>>>>>>> sent through this mailing list..
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>> Search for old postings at:
>>>>>>>>>>>>>>>>>>>
http://www.mail-archive.com/[email protected]/
>>>>>>>>>>>>>>>>>>> ---
>>>>>>>>>>>>>>>>>>> You received this message because you are subscribed
>>>>>>>>>>>>>>>>>>> to
>>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>>> Google
>>>>>>>>>>>>>>>>>>> Groups
>>>>>>>>>>>>>>>>>>> "AccessIndia" group.
>>>>>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving
emails
>>>>>>>>>>>>>>>>>>> from
>>>>>>>>>>>>>>>>>>> it,
>>>>>>>>>>>>>>>>>>> send
>>>>>>>>>>>>>>>>>>> an
>>>>>>>>>>>>>>>>>>> email to [email protected].
>>>>>>>>>>>>>>>>>>> To view this discussion on the web visit
>>>>>>>>>>>>>>>>>>>
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/001001d833dc%246bb40050%240201a8c0%40DESKTOPNR7CDRK
.
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>> --
>>>>>>>>>>>>>>>>>> Dr. Mahesh S. Panicker
>>>>>>>>>>>>>>>>>> Associate Professor,
>>>>>>>>>>>>>>>>>> Department of Political Science,
>>>>>>>>>>>>>>>>>> Lady Shri Ram College for Women,
>>>>>>>>>>>>>>>>>> Lajpat Nagar
>>>>>>>>>>>>>>>>>> New Delhi 110024
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>> --
>>>>>>>>>>>>>>>>>> Disclaimer:
>>>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise,
>>>>>>>>>>>>>>>>>> reflect
>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>> thinking
>>>>>>>>>>>>>>>>>> of
>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>> person sending the mail and AI in no way relates
>>>>>>>>>>>>>>>>>> itself
>>>>>>>>>>>>>>>>>> to
>>>>>>>>>>>>>>>>>> its
>>>>>>>>>>>>>>>>>> veracity;
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any
>>>>>>>>>>>>>>>>>> commission/omission
>>>>>>>>>>>>>>>>>> based
>>>>>>>>>>>>>>>>>> on
>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>> mails
>>>>>>>>>>>>>>>>>> sent through this mailing list..
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>> Search for old postings at:
>>>>>>>>>>>>>>>>>>
http://www.mail-archive.com/[email protected]/
>>>>>>>>>>>>>>>>>> ---
>>>>>>>>>>>>>>>>>> You received this message because you are subscribed
>>>>>>>>>>>>>>>>>> to
>>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>>> Google
>>>>>>>>>>>>>>>>>> Groups
>>>>>>>>>>>>>>>>>> "AccessIndia" group.
>>>>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving
>>>>>>>>>>>>>>>>>> emails
>>>>>>>>>>>>>>>>>> from
>>>>>>>>>>>>>>>>>> it,
>>>>>>>>>>>>>>>>>> send
>>>>>>>>>>>>>>>>>> an
>>>>>>>>>>>>>>>>>> email to [email protected].
>>>>>>>>>>>>>>>>>> To view this discussion on the web visit
>>>>>>>>>>>>>>>>>>
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.
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>> --
>>>>>>>>>>>>>>>>> Thanks & Regards
>>>>>>>>>>>>>>>>> Harshit Lohia
>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>> --
>>>>>>>>>>>>>>>>> Disclaimer:
>>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise,
>>>>>>>>>>>>>>>>> reflect
>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>> thinking
>>>>>>>>>>>>>>>>> of
>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>> person sending the mail and AI in no way relates
>>>>>>>>>>>>>>>>> itself
to
>>>>>>>>>>>>>>>>> its
>>>>>>>>>>>>>>>>> veracity;
>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any
>>>>>>>>>>>>>>>>> commission/omission
>>>>>>>>>>>>>>>>> based
>>>>>>>>>>>>>>>>> on
>>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>>> mails
>>>>>>>>>>>>>>>>> sent through this mailing list..
>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>> Search for old postings at:
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.
>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>> --
>>>>>>>>>>>>>>>> Disclaimer:
>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise,
>>>>>>>>>>>>>>>> reflect
>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>> thinking
>>>>>>>>>>>>>>>> of
>>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>>> person sending the mail and AI in no way relates itself
>>>>>>>>>>>>>>>> to
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>>>>>>>>>>>>>>>> veracity;
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>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any commission/omission
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.
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>> --
>>>>>>>>>>>>>>> Thanks & Regards
>>>>>>>>>>>>>>> Harshit Lohia
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>> --
>>>>>>>>>>>>>>> Disclaimer:
>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect
the
>>>>>>>>>>>>>>> thinking
>>>>>>>>>>>>>>> of
>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>> person sending the mail and AI in no way relates itself
>>>>>>>>>>>>>>> to
>>>>>>>>>>>>>>> its
>>>>>>>>>>>>>>> veracity;
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>> 2. AI cannot be held liable for any commission/omission
>>>>>>>>>>>>>>> based
>>>>>>>>>>>>>>> on
>>>>>>>>>>>>>>> the
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>>>>>>>>>>>>>>> sent through this mailing list..
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>> Search for old postings at:
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.
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>> --
>>>>>>>>>>>>> Disclaimer:
>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect
>>>>>>>>>>>>> the
>>>>>>>>>>>>> thinking
>>>>>>>>>>>>> of
>>>>>>>>>>>>> the
>>>>>>>>>>>>> person sending the mail and AI in no way relates itself to
its
>>>>>>>>>>>>> veracity;
>>>>>>>>>>>>>
>>>>>>>>>>>>> 2. AI cannot be held liable for any commission/omission
>>>>>>>>>>>>> based
>>>>>>>>>>>>> on
>>>>>>>>>>>>> the
>>>>>>>>>>>>> mails
>>>>>>>>>>>>> sent through this mailing list..
>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>> Search for old postings at:
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.
>>>>>>>>>>>>>
>>>>>>>>>>>>
>>>>>>>>>>>>
>>>>>>>>>>>> --
>>>>>>>>>>>> Thanks & Regards
>>>>>>>>>>>> Harshit Lohia
>>>>>>>>>>>>
>>>>>>>>>>>
>>>>>>>>>>>
>>>>>>>>>>> --
>>>>>>>>>>> Thanks & Regards
>>>>>>>>>>> Harshit Lohia
>>>>>>>>>>>
>>>>>>>>>>> --
>>>>>>>>>>> Disclaimer:
>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>>>>>>>>>>> thinking
>>>>>>>>>>> of
>>>>>>>>>>> the person sending the mail and AI in no way relates itself
>>>>>>>>>>> to
>>>>>>>>>>> its
>>>>>>>>>>> veracity;
>>>>>>>>>>>
>>>>>>>>>>> 2. AI cannot be held liable for any commission/omission
>>>>>>>>>>> based
on
>>>>>>>>>>> the
>>>>>>>>>>> mails
>>>>>>>>>>> sent through this mailing list..
>>>>>>>>>>>
>>>>>>>>>>>
>>>>>>>>>>> Search for old postings at:
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>>>>>>>>>>> ---
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>>>>>>>>>>> Google
>>>>>>>>>>> Groups
>>>>>>>>>>> "AccessIndia" group.
>>>>>>>>>>> To unsubscribe from this group and stop receiving emails
>>>>>>>>>>> from
>>>>>>>>>>> it,
>>>>>>>>>>> send
>>>>>>>>>>> an
>>>>>>>>>>> email to [email protected].
>>>>>>>>>>> To view this discussion on the web visit
>>>>>>>>>>>
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.
>>>>>>>>>>
>>>>>>>>>> --
>>>>>>>>>> Disclaimer:
>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>>>>>>>>>> thinking
>>>>>>>>>> of
>>>>>>>>>> the
>>>>>>>>>> person sending the mail and AI in no way relates itself to
>>>>>>>>>> its
>>>>>>>>>> veracity;
>>>>>>>>>>
>>>>>>>>>> 2. AI cannot be held liable for any commission/omission based
>>>>>>>>>> on
>>>>>>>>>> the
>>>>>>>>>> mails
>>>>>>>>>> sent through this mailing list..
>>>>>>>>>>
>>>>>>>>>>
>>>>>>>>>> Search for old postings at:
>>>>>>>>>> http://www.mail-archive.com/[email protected]/
>>>>>>>>>> ---
>>>>>>>>>> You received this message because you are subscribed to the
>>>>>>>>>> Google
>>>>>>>>>> Groups
>>>>>>>>>> "AccessIndia" group.
>>>>>>>>>> To unsubscribe from this group and stop receiving emails from
it,
>>>>>>>>>> send
>>>>>>>>>> an
>>>>>>>>>> email to [email protected].
>>>>>>>>>> To view this discussion on the web visit
>>>>>>>>>>
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.
>>>>>>>>>>
>>>>>>>>>
>>>>>>>>> --
>>>>>>>>> Disclaimer:
>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>>>>>>>>> thinking
>>>>>>>>> of
>>>>>>>>> the
>>>>>>>>> person sending the mail and AI in no way relates itself to its
>>>>>>>>> veracity;
>>>>>>>>>
>>>>>>>>> 2. AI cannot be held liable for any commission/omission based
>>>>>>>>> on
>>>>>>>>> the
>>>>>>>>> mails
>>>>>>>>> sent through this mailing list..
>>>>>>>>>
>>>>>>>>>
>>>>>>>>> Search for old postings at:
>>>>>>>>> http://www.mail-archive.com/[email protected]/
>>>>>>>>> ---
>>>>>>>>> You received this message because you are subscribed to the
Google
>>>>>>>>> Groups
>>>>>>>>> "AccessIndia" group.
>>>>>>>>> To unsubscribe from this group and stop receiving emails from
>>>>>>>>> it,
>>>>>>>>> send
>>>>>>>>> an
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>>>>>>>>> To view this discussion on the web visit
>>>>>>>>>
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.
>>>>>>>>>
>>>>>>>>
>>>>>>>>
>>>>>>>> --
>>>>>>>> Dr. Mahesh S. Panicker
>>>>>>>> Associate Professor,
>>>>>>>> Department of Political Science,
>>>>>>>> Lady Shri Ram College for Women,
>>>>>>>> Lajpat Nagar
>>>>>>>> New Delhi 110024
>>>>>>>>
>>>>>>>> --
>>>>>>>> Disclaimer:
>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>>>>>>>> thinking
>>>>>>>> of
>>>>>>>> the
>>>>>>>> person sending the mail and AI in no way relates itself to its
>>>>>>>> veracity;
>>>>>>>>
>>>>>>>> 2. AI cannot be held liable for any commission/omission based
>>>>>>>> on
>>>>>>>> the
>>>>>>>> mails
>>>>>>>> sent through this mailing list..
>>>>>>>>
>>>>>>>>
>>>>>>>> Search for old postings at:
>>>>>>>> http://www.mail-archive.com/[email protected]/
>>>>>>>> ---
>>>>>>>> You received this message because you are subscribed to the
>>>>>>>> Google
>>>>>>>> Groups
>>>>>>>> "AccessIndia" group.
>>>>>>>> To unsubscribe from this group and stop receiving emails from
>>>>>>>> it,
>>>>>>>> send
>>>>>>>> an
>>>>>>>> email to [email protected].
>>>>>>>> To view this discussion on the web visit
>>>>>>>>
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.
>>>>>>>>
>>>>>>>
>>>>>>> --
>>>>>>> Disclaimer:
>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>>>>>>> thinking
>>>>>>> of
>>>>>>> the person sending the mail and AI in no way relates itself to
>>>>>>> its
>>>>>>> veracity;
>>>>>>>
>>>>>>> 2. AI cannot be held liable for any commission/omission based on
the
>>>>>>> mails
>>>>>>> sent through this mailing list..
>>>>>>>
>>>>>>>
>>>>>>> Search for old postings at:
>>>>>>> http://www.mail-archive.com/[email protected]/
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>>>>>>> You received this message because you are subscribed to the
>>>>>>> Google
>>>>>>> Groups
>>>>>>> "AccessIndia" group.
>>>>>>> To unsubscribe from this group and stop receiving emails from
>>>>>>> it,
>>>>>>> send
>>>>>>> an
>>>>>>> email to [email protected].
>>>>>>> To view this discussion on the web visit
>>>>>>>
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.
>>>>>>
>>>>>> --
>>>>>> Disclaimer:
>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
thinking
>>>>>> of
>>>>>> the
>>>>>> person sending the mail and AI in no way relates itself to its
>>>>>> veracity;
>>>>>>
>>>>>> 2. AI cannot be held liable for any commission/omission based on
>>>>>> the
>>>>>> mails
>>>>>> sent through this mailing list..
>>>>>>
>>>>>>
>>>>>> Search for old postings at:
>>>>>> http://www.mail-archive.com/[email protected]/
>>>>>> ---
>>>>>> You received this message because you are subscribed to the
>>>>>> Google
>>>>>> Groups
>>>>>> "AccessIndia" group.
>>>>>> To unsubscribe from this group and stop receiving emails from it,
>>>>>> send
>>>>>> an
>>>>>> email to [email protected].
>>>>>> To view this discussion on the web visit
>>>>>>
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/9DB5EA9C-7028-41D8-8523-3A4EDB14F673%40amarjain.com
.
>>>>>>
>>>>>
>>>>
>>>> --
>>>> Disclaimer:
>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>>>> thinking
>>>> of
>>>> the person sending the mail and AI in no way relates itself to its
>>>> veracity;
>>>>
>>>> 2. AI cannot be held liable for any commission/omission based on
>>>> the
>>>> mails
>>>> sent through this mailing list..
>>>>
>>>>
>>>> Search for old postings at:
>>>> http://www.mail-archive.com/[email protected]/
>>>> ---
>>>> You received this message because you are subscribed to the Google
>>>> Groups
>>>> "AccessIndia" group.
>>>> To unsubscribe from this group and stop receiving emails from it,
>>>> send
>>>> an
>>>> email to [email protected].
>>>> To view this discussion on the web visit
>>>>
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UAT_g_QzuZMw_5WQ2UEx2NCmnejxYJLaSJfShpBsKgqEg%40mail.gmail.com
.
>>>
>>> --
>>> Disclaimer:
>>> 1. Contents of the mails, factual, or otherwise, reflect the
>>> thinking
of
>>> the
>>> person sending the mail and AI in no way relates itself to its
veracity;
>>>
>>> 2. AI cannot be held liable for any commission/omission based on the
>>> mails
>>> sent through this mailing list..
>>>
>>>
>>> Search for old postings at:
>>> http://www.mail-archive.com/[email protected]/
>>> ---
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>>> Groups
>>> "AccessIndia" group.
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>>> send
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>>> To view this discussion on the web visit
>>>
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/E3D3D2E1-565A-4077-B332-72775D705E8B%40amarjain.com
.
>>>
>>
>>
>> --
>> Dr. Mahesh S. Panicker
>> Associate Professor,
>> Department of Political Science,
>> Lady Shri Ram College for Women,
>> Lajpat Nagar
>> New Delhi 110024
>>
>> --
>> Disclaimer:
>> 1. Contents of the mails, factual, or otherwise, reflect the thinking
>> of
>> the
>>
>> person sending the mail and AI in no way relates itself to its
>> veracity;
>>
>> 2. AI cannot be held liable for any commission/omission based on the
>> mails
>> sent through this mailing list..
>>
>>
>> Search for old postings at:
>> http://www.mail-archive.com/[email protected]/
>> ---
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Groups
>> "AccessIndia" group.
>> To unsubscribe from this group and stop receiving emails from it,
>> send
an
>> email to [email protected].
>> To view this discussion on the web visit
>>
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.
>>
>>
>> --
>> Disclaimer:
>> 1. Contents of the mails, factual, or otherwise, reflect the thinking
>> of
>> the
>> person sending the mail and AI in no way relates itself to its
>> veracity;
>>
>> 2. AI cannot be held liable for any commission/omission based on the
>> mails
>> sent through this mailing list..
>>
>>
>> Search for old postings at:
>> http://www.mail-archive.com/[email protected]/
>> ---
>> You received this message because you are subscribed to the Google
Groups
>> "AccessIndia" group.
>> To unsubscribe from this group and stop receiving emails from it,
>> send
an
>> email to [email protected].
>> To view this discussion on the web visit
>>
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/004901d83cef%2451a7c770%24dbdfa8c0%40bankofbaroda.co.in
.
>>
>
>
> --
> Dr. Mahesh S. Panicker
> Associate Professor,
> Department of Political Science,
> Lady Shri Ram College for Women,
> Lajpat Nagar
> New Delhi 110024
>
> --
> Disclaimer:
> 1. Contents of the mails, factual, or otherwise, reflect the thinking
> of
the
> person sending the mail and AI in no way relates itself to its
> veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the
mails
> sent through this mailing list..
>
>
> Search for old postings at:
> http://www.mail-archive.com/[email protected]/
> ---
> You received this message because you are subscribed to the Google
> Groups
> "AccessIndia" group.
> To unsubscribe from this group and stop receiving emails from it, send
> an
> email to [email protected].
> To view this discussion on the web visit
>
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFAyNEPX5fwPZBBFLDA0URs84T5%2BC4KEmb5OLs%3DeoOpDk-MkLA%40mail.gmail.com
.
>

--
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the person sending the mail and AI in no way relates itself to its
veracity;

2. AI cannot be held liable for any commission/omission based on the
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.


--
Disclaimer:
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the
person sending the mail and AI in no way relates itself to its veracity;

2. AI cannot be held liable for any commission/omission based on the
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sent through this mailing list..


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person sending the mail and AI in no way relates itself to its veracity;

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--
Disclaimer:
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2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..


Search for old postings at:
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--
Disclaimer:
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person sending the mail and AI in no way relates itself to its veracity;

2. AI cannot be held liable for any commission/omission based on the mails sent 
through this mailing list..


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