Hi Harshit & all, The ist came to my aid very swiftly. The other members sharing their experiences & suggesting the way forward was certainly of a great help. I am going to reach out to my other friends who are stuggling with similar concerns & suggest all these things to them as well. Thanks much.
Thank you, Bharat. On 3/27/22, Harshit Lohia <[email protected]> wrote: > Hi Bharat, > You are certainly right. From now on, do not extend the struggle too > long. At the first instance of being denied any banking service, write > an email to the concerned bank quoting the provisions of RBI's Master > Circular on Customer Service in Banks dated 1st July, 2015 (Para 9 and > 10) and Banking facilities to Senior Citizens and the Disabled dated > November 9, 2017. On the 30th day, submit a complaint to RBI Ombudsman > on https://cms.rbi.org.in > This shall definitely shorten the time of your struggle with the banks. > > Regards > Harshit > > On 3/26/22, Bharat <[email protected]> wrote: >> Hi all, >> >> Finally, today I got my virtual credit card. Now the card is >> reflecting in my Amazon account as well. Although i don't really have >> access to things such as CVV or date of expiry for the card yet. Looks >> like all of those would be available only once i have my physical card >> on me. >> >> My experience once again prove at a gap of over 14 years, that the >> only way to get things done out of them is to resort to arm-twisting. >> >> Even i 2008 when my wife & I wanted to open a joint account they had >> refusedto do so & it was only when RBI came to my rescue is when we >> could manage to get the account. & even this time around an >> absolutely similar experience. >> >> By refusing access to credit card meant for a specific site, they are >> causing us financial loss & should be held liable for that. >> >> Thanks to everyone for their valuable guidance in my struggle. I >> really appreciate it. >> >> Thank you, >> >> Bharat. >> >> On 3/23/22, Minar Singh <[email protected]> wrote: >>> Last week Jana bank staff has completed my KYC I used thumb impression >>> during account opening process. >>> >>> On 3/23/22, gufran ahmed <[email protected]> wrote: >>>> Hello sir please elaborate more on this issue, I mean to say that do >>>> you >>>> used thumb impression on the KYC form or you have put your signatures >>>> on >>>> it >>>> >>>> On Wed, 23 Mar, 2022, 5:56 pm Bharat, <[email protected]> wrote: >>>> >>>>> So that much discussed KYC happened for me today at home & it took >>>>> less than 3 minutes for the person to complete it for me. Subsequently >>>>> I informed the concerned that it was done for me & the assured to >>>>> inform of it to their concerned teams. Now I am awaiting their >>>>> response to see what's next. Would surely let the group know what >>>>> follows through. >>>>> >>>>> Thank you, >>>>> >>>>> Bharat. >>>>> >>>>> On 3/22/22, Mahesh S. Panicker <[email protected]> wrote: >>>>> > Axis can be the most governmental of all private banks in the >>>>> > country. >>>>> > Had the struggle of my life to get them to issue the Flipkart Axis >>>>> > card. Thankfully, the guy who eventually helped my with my ICICI >>>>> > issue, had changed jobs, and was working with Axis. Axis had done a >>>>> > physical KYC for me. And originally, they had refused to issue the >>>>> > card on thumb impression, had to escalate the issue all the way to >>>>> > get >>>>> > it fixed. >>>>> > Hang in their, keep fighting, they'll eventually come around. >>>>> > >>>>> > On 3/21/22, Sandesh <[email protected]> wrote: >>>>> >> Namaskar! >>>>> >> >>>>> >> Well said! >>>>> >> >>>>> >> And I did not face any issue >>>>> >> with my IDFC First CC application on V KYC. and I do use LHT and >>>>> >> have >>>>> >> my >>>>> >> thumb impression on my PAN too. >>>>> >> Here, all things including knowledge, mentality, understanding as >>>>> >> well >>>>> as >>>>> >> willingness to assist of the bank staff play a very significant >>>>> >> role. >>>>> >> >>>>> >> I also do have a story of Axis bank in this regard. >>>>> >> >>>>> >> will certainly tell it here on some other day. >>>>> >> >>>>> >> Regards >>>>> >> >>>>> >> Vande Mataram >>>>> >> >>>>> >> ----- Original Message ----- >>>>> >> From: "Mahesh S. Panicker" <[email protected]> >>>>> >> To: <[email protected]> >>>>> >> Sent: Monday, March 21, 2022 10:14 AM >>>>> >> Subject: Re: [AI] KYC for banking facilities for the blind >>>>> >> >>>>> >> >>>>> >> Think they authenticate your ID, PAN and Aadhar, and match it with >>>>> >> the >>>>> >> person. You have to show them the documents in a way wherein they >>>>> >> can >>>>> >> click a photograph of the document. They would also need to click >>>>> >> you. >>>>> >> This is what I was told by both Standard Chartered and American >>>>> >> Express. So its not really about the signature, as the application >>>>> >> is >>>>> >> anyways taken online. So, ICICI shouldn't create much fuss really. >>>>> >> You >>>>> >> should surely not let it go, fight it out, they do have processes >>>>> >> to >>>>> >> get cards issued to blind person, just that most people dealing >>>>> >> with >>>>> >> it aren't aware of the same. >>>>> >> >>>>> >> On 3/20/22, Amar Jain <[email protected]> wrote: >>>>> >>> Bharat-authenticating thumb impression on a video kyc is not >>>>> >>> possible. >>>>> >>> >>>>> >>> CEO or nodal officer or compliance officer can correct the >>>>> >>> situation >>>>> >>> before >>>>> >>> it gets escalated. >>>>> >>> >>>>> >>> Letting RBI know only helps from the perspective of data >>>>> >>> collection >>>>> >>> perspective. >>>>> >>> >>>>> >>> Regards, >>>>> >>> Amar Jain >>>>> >>> >>>>> >>> Sent from my iPhone >>>>> >>> >>>>> >>>> On 20-Mar-2022, at 9:49 PM, Bharat <[email protected]> wrote: >>>>> >>>> >>>>> >>>> I generally wonder, how are people who put their signature >>>>> >>>> instead >>>>> of >>>>> >>>> a thumb impression are more reliable & trustworthy. Even the >>>>> >>>> blind >>>>> >>>> people, if they can't vouch for their own signature, which most >>>>> >>>> of >>>>> >>>> them cannot, how & why are they should be taken at the face >>>>> >>>> value? >>>>> >>>> >>>>> >>>> The entire world seems to be against those who don't sign but use >>>>> >>>> their thumb impression to authenticate themselves. >>>>> >>>> >>>>> >>>> Thank you, >>>>> >>>> >>>>> >>>> Bharat. >>>>> >>>> >>>>> >>>>> On 3/20/22, Bharat <[email protected]> wrote: >>>>> >>>>> Isn't that hillarious? the CEO of the bank needs to authorise >>>>> >>>>> extreme >>>>> >>>>> dangerous concern of the issuance of a credit card to a blind >>>>> >>>>> person! >>>>> >>>>> Wow, I am seriously impressed. Every 2 days I receive a call >>>>> >>>>> asking >>>>> me >>>>> >>>>> why did I not complete my KYC? As soon as I tell them of my >>>>> blindness. >>>>> >>>>> They tell me they would check & get back. & of course, they >>>>> >>>>> never >>>>> >>>>> get >>>>> >>>>> back. >>>>> >>>>> >>>>> >>>>> Thank you, >>>>> >>>>> >>>>> >>>>> Bharat. >>>>> >>>>> >>>>> >>>>>> On 3/20/22, Amar Jain <[email protected]> wrote: >>>>> >>>>>> Bharat-very interesting! >>>>> >>>>>> >>>>> >>>>>> I Did apply but when they said that follow physical process, I >>>>> >>>>>> left >>>>> >>>>>> it. >>>>> >>>>>> >>>>> >>>>>> One advice I would have given was to write to the CEO and then >>>>> >>>>>> approach >>>>> >>>>>> RBI. >>>>> >>>>>> But since you have already filed, then let’s wait. >>>>> >>>>>> >>>>> >>>>>> Regards, >>>>> >>>>>> Amar Jain >>>>> >>>>>> >>>>> >>>>>> Sent from my iPhone >>>>> >>>>>> >>>>> >>>>>>> On 20-Mar-2022, at 5:37 PM, Bharat <[email protected]> wrote: >>>>> >>>>>>> >>>>> >>>>>>> the challenge is, while trying to file a follow up complaint >>>>> >>>>>>> with >>>>> >>>>>>> the >>>>> >>>>>>> hiegher ups, it started asking me to choose the correct >>>>> >>>>>>> cotegory >>>>> >>>>>>> & >>>>> >>>>>>> refused to allow me to proceed to the next level. >>>>> >>>>>>> >>>>> >>>>>>> About the social media bit, you are right. Wonder, how i never >>>>> >>>>>>> thought >>>>> >>>>>>> of >>>>> >>>>>>> it. >>>>> >>>>>>> >>>>> >>>>>>> Thank you, >>>>> >>>>>>> >>>>> >>>>>>> bharat. >>>>> >>>>>>> >>>>> >>>>>>>> On 3/20/22, Mahesh S. Panicker <[email protected]> >>>>> >>>>>>>> wrote: >>>>> >>>>>>>> In the mean time, you can also use ICICI's social media pages >>>>> >>>>>>>> to >>>>> >>>>>>>> highlight the issue. Post comments to some of their posts, >>>>> >>>>>>>> then >>>>> >>>>>>>> send >>>>> >>>>>>>> a >>>>> >>>>>>>> private message detailing the issue. Also, keep the channels >>>>> opened >>>>> >>>>>>>> with the higher authorities in the bank, the nodal officer, >>>>> >>>>>>>> principal >>>>> >>>>>>>> nodal officer, and also try finding out the CEO desk mail ID >>>>> >>>>>>>> and >>>>> >>>>>>>> let >>>>> >>>>>>>> them know about the issue. Based on my experience, the people >>>>> >>>>>>>> at >>>>> >>>>>>>> the >>>>> >>>>>>>> higher levels at ICICI, seem to be more sensitive and >>>>> >>>>>>>> sensible. >>>>> >>>>>>>> >>>>> >>>>>>>>> On 3/20/22, Bharat <[email protected]> wrote: >>>>> >>>>>>>>> I have finally gone ahead & complained to RBI regarding >>>>> >>>>>>>>> this. >>>>> >>>>>>>>> Although >>>>> >>>>>>>>> I couldn't manage to save my complaint copy due to some >>>>> confusion. >>>>> >>>>>>>>> I >>>>> >>>>>>>>> tried to reach out to their futher complaint authorities but >>>>> >>>>>>>>> all >>>>> >>>>>>>>> the >>>>> >>>>>>>>> time i Kept getting a message saying this particular >>>>> >>>>>>>>> complaint >>>>> >>>>>>>>> doesn't belong to their queue. >>>>> >>>>>>>>> >>>>> >>>>>>>>> Lets see, what does ICICI bank say about it. >>>>> >>>>>>>>> >>>>> >>>>>>>>> Thank you once again to everyone for their guidance in this >>>>> >>>>>>>>> regard. >>>>> >>>>>>>>> I >>>>> >>>>>>>>> would get back to you with what happens in this regard. >>>>> >>>>>>>>> >>>>> >>>>>>>>> thank you, >>>>> >>>>>>>>> >>>>> >>>>>>>>> bharat. >>>>> >>>>>>>>> >>>>> >>>>>>>>> On 3/20/22, Shek Mohammad Ali <[email protected]> >>>>> >>>>>>>>> wrote: >>>>> >>>>>>>>>> I'm also puzzled how they are stating that physical KYC is >>>>> >>>>>>>>>> no >>>>> >>>>>>>>>> more. >>>>> >>>>>>>>>> I just did physical KYC in HDFC by visiting to the branch >>>>> >>>>>>>>>> yesterday. >>>>> >>>>>>>>>> On the other hand, I had applied for am Icici card couple >>>>> >>>>>>>>>> of >>>>> >>>>>>>>>> months >>>>> >>>>>>>>>> back >>>>> >>>>>>>>>> but >>>>> >>>>>>>>>> had not got any update concerning my application though. >>>>> >>>>>>>>>> Probably internally they might have discontinued physical >>>>> >>>>>>>>>> KYC >>>>> and >>>>> >>>>>>>>>> please >>>>> >>>>>>>>>> ask >>>>> >>>>>>>>>> them to provide circular/notification from the RBI or from >>>>> >>>>>>>>>> Icici >>>>> >>>>>>>>>> itself. >>>>> >>>>>>>>>> >>>>> >>>>>>>>>> >>>>> >>>>>>>>>> Thanks and best regards, >>>>> >>>>>>>>>> Ali >>>>> >>>>>>>>>> Sent from my iPhone >>>>> >>>>>>>>>> >>>>> >>>>>>>>>>> On 19-Mar-2022, at 9:13 PM, Harshit Lohia >>>>> >>>>>>>>>>> <[email protected]> >>>>> >>>>>>>>>>> wrote: >>>>> >>>>>>>>>>> >>>>> >>>>>>>>>>> Hi, >>>>> >>>>>>>>>>> RBI guidelines on Video KYC can be accessed from the below >>>>> >>>>>>>>>>> link >>>>> >>>>>>>>>>> >>>>> https://rbidocs.rbi.org.in/rdocs/notification/PDFs/NT354BE2BCC23B344982BD5793737940EFF3.PDF >>>>> >>>>>>>>>>> >>>>> >>>>>>>>>>>> On 3/19/22, Harshit Lohia <[email protected]> wrote: >>>>> >>>>>>>>>>>> Hi Bharat, >>>>> >>>>>>>>>>>> Proceed with registering your complaint with RBI >>>>> >>>>>>>>>>>> Ombudsman. >>>>> >>>>>>>>>>>> I >>>>> >>>>>>>>>>>> am >>>>> >>>>>>>>>>>> not >>>>> >>>>>>>>>>>> aware of RBI guidelines by which physical KYC is >>>>> >>>>>>>>>>>> permanently >>>>> >>>>>>>>>>>> closed. >>>>> >>>>>>>>>>>> >>>>> >>>>>>>>>>>>> On 3/17/22, Bharat <[email protected]> wrote: >>>>> >>>>>>>>>>>>> Hi all, >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> I have heard from ICICI regarding my request. As >>>>> >>>>>>>>>>>>> expected, >>>>> >>>>>>>>>>>>> they >>>>> >>>>>>>>>>>>> refuse >>>>> >>>>>>>>>>>>> to help. Should I still continue to persue their >>>>> >>>>>>>>>>>>> complaint >>>>> >>>>>>>>>>>>> redressal >>>>> >>>>>>>>>>>>> system or directly reach out to RBI in this regard. >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Please have a look at the below mail: >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> --------- >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Dear Customer, >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Greetings from ICICI Bank. >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Hope you and your loved ones are healthy and safe. >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> We sincerely regret for the delay in response and >>>>> >>>>>>>>>>>>> inconvenience >>>>> >>>>>>>>>>>>> caused >>>>> >>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>> you. >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Based on our record your application is not eligible for >>>>> video >>>>> >>>>>>>>>>>>> KYC. >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> In case you wish to do video KYC, we suggest cancelling >>>>> >>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>> application and applying again. You can opt for Video >>>>> >>>>>>>>>>>>> KYC >>>>> >>>>>>>>>>>>> in >>>>> >>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>> new >>>>> >>>>>>>>>>>>> application. >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> However, please be informed that the cancellation >>>>> >>>>>>>>>>>>> request >>>>> will >>>>> >>>>>>>>>>>>> take >>>>> >>>>>>>>>>>>> 7 >>>>> >>>>>>>>>>>>> working days to get processed and the application will >>>>> >>>>>>>>>>>>> be >>>>> >>>>>>>>>>>>> de-linked >>>>> >>>>>>>>>>>>> in >>>>> >>>>>>>>>>>>> another 7 working days. >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Hence you can apply again only post 14 working days. >>>>> >>>>>>>>>>>>> Please >>>>> >>>>>>>>>>>>> revert >>>>> >>>>>>>>>>>>> back to us with your confirmation and we shall raise a >>>>> request >>>>> >>>>>>>>>>>>> for >>>>> >>>>>>>>>>>>> cancellation. >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Please be informed that due to RBI guidelines, Physical >>>>> >>>>>>>>>>>>> KYC >>>>> is >>>>> >>>>>>>>>>>>> permanently closed. You can only apply through Video KYC >>>>> >>>>>>>>>>>>> if >>>>> >>>>>>>>>>>>> Aadhaar >>>>> >>>>>>>>>>>>> linked with your mobile number and complete address >>>>> >>>>>>>>>>>>> updated >>>>> in >>>>> >>>>>>>>>>>>> your >>>>> >>>>>>>>>>>>> Aadhaar. >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Looking forward to more opportunities to be of service >>>>> >>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>> you >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Thank you for giving us the opportunity to serve. >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Bank Digitally and Stay Safe! >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Sincerely, >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Manimegalai R >>>>> >>>>>>>>>>>>> Customer Service Officer >>>>> >>>>>>>>>>>>> ICICI Bank Limited >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> On 3/16/22, Bharat <[email protected]> wrote: >>>>> >>>>>>>>>>>>>> Hi Harshit, >>>>> >>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>> Thank you so much for the prompt reply. I would surely >>>>> >>>>>>>>>>>>>> do >>>>> >>>>>>>>>>>>>> that >>>>> >>>>>>>>>>>>>> in >>>>> >>>>>>>>>>>>>> case >>>>> >>>>>>>>>>>>>> nothing works & would certainly get back witht he final >>>>> >>>>>>>>>>>>>> outcome. >>>>> >>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>> Thank you, >>>>> >>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>> Bharat. >>>>> >>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>> On 3/15/22, Harshit Lohia <[email protected]> wrote: >>>>> >>>>>>>>>>>>>>> Dear Mr. Bharat, >>>>> >>>>>>>>>>>>>>> Please note the date on which you have made a >>>>> >>>>>>>>>>>>>>> complaint >>>>> >>>>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>>>> ICICI >>>>> >>>>>>>>>>>>>>> bank. >>>>> >>>>>>>>>>>>>>> On 30th day of filing complaint with ICICI bank >>>>> >>>>>>>>>>>>>>> approach >>>>> RBI >>>>> >>>>>>>>>>>>>>> Ombudsman >>>>> >>>>>>>>>>>>>>> via CMS portal. The link is available on RBI's >>>>> >>>>>>>>>>>>>>> official >>>>> >>>>>>>>>>>>>>> website. >>>>> >>>>>>>>>>>>>>> While >>>>> >>>>>>>>>>>>>>> registering the complaint mention that you have >>>>> >>>>>>>>>>>>>>> approached >>>>> >>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>> bank >>>>> >>>>>>>>>>>>>>> on >>>>> >>>>>>>>>>>>>>> which date; your declaration in this regard may >>>>> >>>>>>>>>>>>>>> suffice. >>>>> You >>>>> >>>>>>>>>>>>>>> may >>>>> >>>>>>>>>>>>>>> choose to attach any other document/communication such >>>>> >>>>>>>>>>>>>>> as >>>>> >>>>>>>>>>>>>>> mail >>>>> >>>>>>>>>>>>>>> regarding schedule of KYC call or application copy. If >>>>> >>>>>>>>>>>>>>> you >>>>> >>>>>>>>>>>>>>> don't >>>>> >>>>>>>>>>>>>>> have >>>>> >>>>>>>>>>>>>>> any document you may submit the complaint without any >>>>> >>>>>>>>>>>>>>> attachment >>>>> >>>>>>>>>>>>>>> also. >>>>> >>>>>>>>>>>>>>> This pressurises the bank to act with urgency. >>>>> >>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>> Regards >>>>> >>>>>>>>>>>>>>> Harshit >>>>> >>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>> On 3/15/22, Bharat <[email protected]> wrote: >>>>> >>>>>>>>>>>>>>>> Hi, >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> Here is the update on this. My Kyc has now been >>>>> rescheduled >>>>> >>>>>>>>>>>>>>>> for >>>>> >>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>> 3rd time. On each of these days, let alone the >>>>> >>>>>>>>>>>>>>>> represetative >>>>> >>>>>>>>>>>>>>>> visit, >>>>> >>>>>>>>>>>>>>>> I >>>>> >>>>>>>>>>>>>>>> haven't even received a phone call from anyone. >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> I have also written to ICICI on their website for the >>>>> >>>>>>>>>>>>>>>> 1st >>>>> >>>>>>>>>>>>>>>> level >>>>> >>>>>>>>>>>>>>>> complaint but to no avail as no one got back to me. >>>>> >>>>>>>>>>>>>>>> Considering, >>>>> >>>>>>>>>>>>>>>> ICICI >>>>> >>>>>>>>>>>>>>>> did not send me a copy of my submission to me despite >>>>> >>>>>>>>>>>>>>>> asking >>>>> >>>>>>>>>>>>>>>> for >>>>> >>>>>>>>>>>>>>>> my >>>>> >>>>>>>>>>>>>>>> email ID at the time of submitting my request, I >>>>> >>>>>>>>>>>>>>>> don't >>>>> even >>>>> >>>>>>>>>>>>>>>> have >>>>> >>>>>>>>>>>>>>>> a >>>>> >>>>>>>>>>>>>>>> proof of my submission. >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> I called up the Amazon customercare who assured me >>>>> >>>>>>>>>>>>>>>> that >>>>> >>>>>>>>>>>>>>>> they >>>>> >>>>>>>>>>>>>>>> have >>>>> >>>>>>>>>>>>>>>> raised my concern to the verification department & >>>>> >>>>>>>>>>>>>>>> have >>>>> >>>>>>>>>>>>>>>> lined >>>>> >>>>>>>>>>>>>>>> up >>>>> >>>>>>>>>>>>>>>> my >>>>> >>>>>>>>>>>>>>>> request at the high priority. In such a scenario I >>>>> >>>>>>>>>>>>>>>> technically >>>>> >>>>>>>>>>>>>>>> have >>>>> >>>>>>>>>>>>>>>> no >>>>> >>>>>>>>>>>>>>>> proof of having reached out to ICICI to be attached >>>>> >>>>>>>>>>>>>>>> at >>>>> >>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>> time >>>>> >>>>>>>>>>>>>>>> of >>>>> >>>>>>>>>>>>>>>> complaining to banking ombudsman. >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> Thank you, >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> Bharat. >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> On 3/10/22, Harshit Lohia <[email protected]> wrote: >>>>> >>>>>>>>>>>>>>>>> Hi, >>>>> >>>>>>>>>>>>>>>>> Write a complaint to ICICI bank on their website >>>>> >>>>>>>>>>>>>>>>> using >>>>> >>>>>>>>>>>>>>>>> their >>>>> >>>>>>>>>>>>>>>>> online >>>>> >>>>>>>>>>>>>>>>> grievance redressal form. Mention that if they do >>>>> >>>>>>>>>>>>>>>>> not >>>>> >>>>>>>>>>>>>>>>> comply >>>>> >>>>>>>>>>>>>>>>> within >>>>> >>>>>>>>>>>>>>>>> 30 days, you will be forced to file a complaint with >>>>> >>>>>>>>>>>>>>>>> RBI >>>>> >>>>>>>>>>>>>>>>> Ombudsman >>>>> >>>>>>>>>>>>>>>>> as >>>>> >>>>>>>>>>>>>>>>> per the provisions of RBI circular on 'Banking >>>>> >>>>>>>>>>>>>>>>> services >>>>> to >>>>> >>>>>>>>>>>>>>>>> senior >>>>> >>>>>>>>>>>>>>>>> citizens and the disabled' dated November 9, 2017. >>>>> >>>>>>>>>>>>>>>>> They >>>>> >>>>>>>>>>>>>>>>> will >>>>> >>>>>>>>>>>>>>>>> surely >>>>> >>>>>>>>>>>>>>>>> respond. >>>>> >>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>> On 3/9/22, Mahesh S. Panicker >>>>> >>>>>>>>>>>>>>>>> <[email protected] >>>>> > >>>>> >>>>>>>>>>>>>>>>> wrote: >>>>> >>>>>>>>>>>>>>>>>> Standard Chartered did V KYC for me without drama. >>>>> >>>>>>>>>>>>>>>>>> With >>>>> >>>>>>>>>>>>>>>>>> ICICI, >>>>> >>>>>>>>>>>>>>>>>> it >>>>> >>>>>>>>>>>>>>>>>> was >>>>> >>>>>>>>>>>>>>>>>> originally very difficult, pre-Covid times it was >>>>> >>>>>>>>>>>>>>>>>> and >>>>> >>>>>>>>>>>>>>>>>> they >>>>> >>>>>>>>>>>>>>>>>> originally >>>>> >>>>>>>>>>>>>>>>>> refused to process my documents after home KYC. As >>>>> >>>>>>>>>>>>>>>>>> I >>>>> kept >>>>> >>>>>>>>>>>>>>>>>> writing, >>>>> >>>>>>>>>>>>>>>>>> and >>>>> >>>>>>>>>>>>>>>>>> using up all avenues of protest and complaind, they >>>>> >>>>>>>>>>>>>>>>>> eventually >>>>> >>>>>>>>>>>>>>>>>> processed my application. It was the ICICI Platinum >>>>> card. >>>>> >>>>>>>>>>>>>>>>>> On >>>>> >>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>> basis >>>>> >>>>>>>>>>>>>>>>>> of that card, I got the AmazonPay card issued >>>>> >>>>>>>>>>>>>>>>>> without >>>>> any >>>>> >>>>>>>>>>>>>>>>>> issues, >>>>> >>>>>>>>>>>>>>>>>> and >>>>> >>>>>>>>>>>>>>>>>> the onboarding process in that case took just a >>>>> >>>>>>>>>>>>>>>>>> couple >>>>> of >>>>> >>>>>>>>>>>>>>>>>> minutes. >>>>> >>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>> On 3/9/22, Sandesh <[email protected]> >>>>> >>>>>>>>>>>>>>>>>> wrote: >>>>> >>>>>>>>>>>>>>>>>>> You could certainly schedule for V KYC and it has >>>>> >>>>>>>>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>>>>>>>> be >>>>> >>>>>>>>>>>>>>>>>>> done >>>>> >>>>>>>>>>>>>>>>>>> without >>>>> >>>>>>>>>>>>>>>>>>> any >>>>> >>>>>>>>>>>>>>>>>>> issue. >>>>> >>>>>>>>>>>>>>>>>>> You could also write to Amazon and ICICI bank >>>>> >>>>>>>>>>>>>>>>>>> telling >>>>> >>>>>>>>>>>>>>>>>>> them >>>>> >>>>>>>>>>>>>>>>>>> these >>>>> >>>>>>>>>>>>>>>>>>> things. >>>>> >>>>>>>>>>>>>>>>>>> and if you are comfortable for home KYC, ask them >>>>> >>>>>>>>>>>>>>>>>>> why >>>>> >>>>>>>>>>>>>>>>>>> even >>>>> >>>>>>>>>>>>>>>>>>> after >>>>> >>>>>>>>>>>>>>>>>>> making >>>>> >>>>>>>>>>>>>>>>>>> it >>>>> >>>>>>>>>>>>>>>>>>> scheduled is not done so far? Amazon would >>>>> >>>>>>>>>>>>>>>>>>> certainly >>>>> >>>>>>>>>>>>>>>>>>> be >>>>> >>>>>>>>>>>>>>>>>>> of >>>>> >>>>>>>>>>>>>>>>>>> assistance >>>>> >>>>>>>>>>>>>>>>>>> here. >>>>> >>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>> I did get this credit card about 2 and half years >>>>> >>>>>>>>>>>>>>>>>>> back >>>>> >>>>>>>>>>>>>>>>>>> without >>>>> >>>>>>>>>>>>>>>>>>> any >>>>> >>>>>>>>>>>>>>>>>>> problem. >>>>> >>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>> the person came to my residence and everything >>>>> >>>>>>>>>>>>>>>>>>> went >>>>> >>>>>>>>>>>>>>>>>>> smoothly. >>>>> >>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>> Vande Mataram >>>>> >>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>> ----- Original Message ----- >>>>> >>>>>>>>>>>>>>>>>>> From: "Bharat" <[email protected]> >>>>> >>>>>>>>>>>>>>>>>>> To: "AccessIndia: a list for discussing >>>>> >>>>>>>>>>>>>>>>>>> accessibility >>>>> >>>>>>>>>>>>>>>>>>> and >>>>> >>>>>>>>>>>>>>>>>>> issues >>>>> >>>>>>>>>>>>>>>>>>> concerning >>>>> >>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>> the disabled." <[email protected]> >>>>> >>>>>>>>>>>>>>>>>>> Sent: Wednesday, March 9, 2022 9:36 PM >>>>> >>>>>>>>>>>>>>>>>>> Subject: [AI] KYC for banking facilities for the >>>>> >>>>>>>>>>>>>>>>>>> blind >>>>> >>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> Hi all, >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> I recently filled up the online application for >>>>> >>>>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>>>> Amazon >>>>> >>>>>>>>>>>>>>>>>>>> ICICI >>>>> >>>>>>>>>>>>>>>>>>>> credit card & was presented with the video KYC >>>>> >>>>>>>>>>>>>>>>>>>> option. >>>>> >>>>>>>>>>>>>>>>>>>> Once >>>>> >>>>>>>>>>>>>>>>>>>> I >>>>> >>>>>>>>>>>>>>>>>>>> opted >>>>> >>>>>>>>>>>>>>>>>>>> for that, the representative refused to conduct >>>>> >>>>>>>>>>>>>>>>>>>> my >>>>> >>>>>>>>>>>>>>>>>>>> KYC >>>>> >>>>>>>>>>>>>>>>>>>> once >>>>> >>>>>>>>>>>>>>>>>>>> she >>>>> >>>>>>>>>>>>>>>>>>>> realised me being blind. She instead suggested me >>>>> >>>>>>>>>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>>>>>>>>> opt >>>>> >>>>>>>>>>>>>>>>>>>> for >>>>> >>>>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>>>> home >>>>> >>>>>>>>>>>>>>>>>>>> document collection option. >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> I have scheduled the home collection thrice but >>>>> >>>>>>>>>>>>>>>>>>>> no >>>>> >>>>>>>>>>>>>>>>>>>> one >>>>> >>>>>>>>>>>>>>>>>>>> has >>>>> >>>>>>>>>>>>>>>>>>>> come >>>>> >>>>>>>>>>>>>>>>>>>> up >>>>> >>>>>>>>>>>>>>>>>>>> for >>>>> >>>>>>>>>>>>>>>>>>>> it till now. >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> I would like to know, if the video KYC is not for >>>>> >>>>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>>>> blind. >>>>> >>>>>>>>>>>>>>>>>>>> & >>>>> >>>>>>>>>>>>>>>>>>>> if >>>>> >>>>>>>>>>>>>>>>>>>> yes, >>>>> >>>>>>>>>>>>>>>>>>>> then what are the rules for it. >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> Thank you, >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> Bharat. >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> -- >>>>> >>>>>>>>>>>>>>>>>>>> Disclaimer: >>>>> >>>>>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, >>>>> >>>>>>>>>>>>>>>>>>>> reflect >>>>> >>>>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>>>> thinking >>>>> >>>>>>>>>>>>>>>>>>>> of >>>>> >>>>>>>>>>>>>>>>>>>> the person sending the mail and AI in no way >>>>> >>>>>>>>>>>>>>>>>>>> relates >>>>> >>>>>>>>>>>>>>>>>>>> itself >>>>> >>>>>>>>>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>>>>>>>>> its >>>>> >>>>>>>>>>>>>>>>>>>> veracity; >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any >>>>> commission/omission >>>>> >>>>>>>>>>>>>>>>>>>> based >>>>> >>>>>>>>>>>>>>>>>>>> on >>>>> >>>>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>>>> mails >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> sent through this mailing list.. >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> Search for old postings at: >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>>>>>>>>>>>>>>>> --- >>>>> >>>>>>>>>>>>>>>>>>>> You received this message because you are >>>>> >>>>>>>>>>>>>>>>>>>> subscribed >>>>> to >>>>> >>>>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>>>> Google >>>>> >>>>>>>>>>>>>>>>>>>> Groups >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> "AccessIndia" group. >>>>> >>>>>>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving >>>>> >>>>>>>>>>>>>>>>>>>> emails >>>>> >>>>>>>>>>>>>>>>>>>> from >>>>> >>>>>>>>>>>>>>>>>>>> it, >>>>> >>>>>>>>>>>>>>>>>>>> send >>>>> >>>>>>>>>>>>>>>>>>>> an >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>>> email to >>>>> >>>>>>>>>>>>>>>>>>>> [email protected]. >>>>> >>>>>>>>>>>>>>>>>>>> To view this discussion on the web visit >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UD_viiMNpc-yEsOSK7DyKa9x0ywE2A36B6US-%3DQ_sZzfA%40mail.gmail.com >>>>> . >>>>> >>>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>> -- >>>>> >>>>>>>>>>>>>>>>>>> Disclaimer: >>>>> >>>>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, >>>>> reflect >>>>> >>>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>>> thinking >>>>> >>>>>>>>>>>>>>>>>>> of >>>>> >>>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>>> person sending the mail and AI in no way relates >>>>> >>>>>>>>>>>>>>>>>>> itself >>>>> >>>>>>>>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>>>>>>>> its >>>>> >>>>>>>>>>>>>>>>>>> veracity; >>>>> >>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any >>>>> >>>>>>>>>>>>>>>>>>> commission/omission >>>>> >>>>>>>>>>>>>>>>>>> based >>>>> >>>>>>>>>>>>>>>>>>> on >>>>> >>>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>>> mails >>>>> >>>>>>>>>>>>>>>>>>> sent through this mailing list.. >>>>> >>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>>> Search for old postings at: >>>>> >>>>>>>>>>>>>>>>>>> >>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>>>>>>>>>>>>>>> --- >>>>> >>>>>>>>>>>>>>>>>>> You received this message because you are >>>>> >>>>>>>>>>>>>>>>>>> subscribed >>>>> >>>>>>>>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>>> Google >>>>> >>>>>>>>>>>>>>>>>>> Groups >>>>> >>>>>>>>>>>>>>>>>>> "AccessIndia" group. >>>>> >>>>>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving >>>>> emails >>>>> >>>>>>>>>>>>>>>>>>> from >>>>> >>>>>>>>>>>>>>>>>>> it, >>>>> >>>>>>>>>>>>>>>>>>> send >>>>> >>>>>>>>>>>>>>>>>>> an >>>>> >>>>>>>>>>>>>>>>>>> email to >>>>> >>>>>>>>>>>>>>>>>>> [email protected]. >>>>> >>>>>>>>>>>>>>>>>>> To view this discussion on the web visit >>>>> >>>>>>>>>>>>>>>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/001001d833dc%246bb40050%240201a8c0%40DESKTOPNR7CDRK >>>>> . >>>>> >>>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>> -- >>>>> >>>>>>>>>>>>>>>>>> Dr. Mahesh S. Panicker >>>>> >>>>>>>>>>>>>>>>>> Associate Professor, >>>>> >>>>>>>>>>>>>>>>>> Department of Political Science, >>>>> >>>>>>>>>>>>>>>>>> Lady Shri Ram College for Women, >>>>> >>>>>>>>>>>>>>>>>> Lajpat Nagar >>>>> >>>>>>>>>>>>>>>>>> New Delhi 110024 >>>>> >>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>> -- >>>>> >>>>>>>>>>>>>>>>>> Disclaimer: >>>>> >>>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, >>>>> >>>>>>>>>>>>>>>>>> reflect >>>>> >>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>> thinking >>>>> >>>>>>>>>>>>>>>>>> of >>>>> >>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>> person sending the mail and AI in no way relates >>>>> >>>>>>>>>>>>>>>>>> itself >>>>> >>>>>>>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>>>>>>> its >>>>> >>>>>>>>>>>>>>>>>> veracity; >>>>> >>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any >>>>> >>>>>>>>>>>>>>>>>> commission/omission >>>>> >>>>>>>>>>>>>>>>>> based >>>>> >>>>>>>>>>>>>>>>>> on >>>>> >>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>> mails >>>>> >>>>>>>>>>>>>>>>>> sent through this mailing list.. >>>>> >>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>>> Search for old postings at: >>>>> >>>>>>>>>>>>>>>>>> >>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>>>>>>>>>>>>>> --- >>>>> >>>>>>>>>>>>>>>>>> You received this message because you are >>>>> >>>>>>>>>>>>>>>>>> subscribed >>>>> >>>>>>>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>>> Google >>>>> >>>>>>>>>>>>>>>>>> Groups >>>>> >>>>>>>>>>>>>>>>>> "AccessIndia" group. >>>>> >>>>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving >>>>> >>>>>>>>>>>>>>>>>> emails >>>>> >>>>>>>>>>>>>>>>>> from >>>>> >>>>>>>>>>>>>>>>>> it, >>>>> >>>>>>>>>>>>>>>>>> send >>>>> >>>>>>>>>>>>>>>>>> an >>>>> >>>>>>>>>>>>>>>>>> email to >>>>> >>>>>>>>>>>>>>>>>> [email protected]. >>>>> >>>>>>>>>>>>>>>>>> To view this discussion on the web visit >>>>> >>>>>>>>>>>>>>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFAyNEPV_ZhuYxyTxRDabHKCSFev7bvfhF6Zf8iqxGAxgz7b%3Dw%40mail.gmail.com >>>>> . >>>>> >>>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>> -- >>>>> >>>>>>>>>>>>>>>>> Thanks & Regards >>>>> >>>>>>>>>>>>>>>>> Harshit Lohia >>>>> >>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>> -- >>>>> >>>>>>>>>>>>>>>>> Disclaimer: >>>>> >>>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, >>>>> >>>>>>>>>>>>>>>>> reflect >>>>> >>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>> thinking >>>>> >>>>>>>>>>>>>>>>> of >>>>> >>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>> person sending the mail and AI in no way relates >>>>> >>>>>>>>>>>>>>>>> itself >>>>> to >>>>> >>>>>>>>>>>>>>>>> its >>>>> >>>>>>>>>>>>>>>>> veracity; >>>>> >>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>> 2. AI cannot be held liable for any >>>>> >>>>>>>>>>>>>>>>> commission/omission >>>>> >>>>>>>>>>>>>>>>> based >>>>> >>>>>>>>>>>>>>>>> on >>>>> >>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>> mails >>>>> >>>>>>>>>>>>>>>>> sent through this mailing list.. >>>>> >>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>>> Search for old postings at: >>>>> >>>>>>>>>>>>>>>>> >>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>>>>>>>>>>>>> --- >>>>> >>>>>>>>>>>>>>>>> You received this message because you are subscribed >>>>> >>>>>>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>>> Google >>>>> >>>>>>>>>>>>>>>>> Groups >>>>> >>>>>>>>>>>>>>>>> "AccessIndia" group. >>>>> >>>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving >>>>> >>>>>>>>>>>>>>>>> emails >>>>> >>>>>>>>>>>>>>>>> from >>>>> >>>>>>>>>>>>>>>>> it, >>>>> >>>>>>>>>>>>>>>>> send >>>>> >>>>>>>>>>>>>>>>> an >>>>> >>>>>>>>>>>>>>>>> email to [email protected]. >>>>> >>>>>>>>>>>>>>>>> To view this discussion on the web visit >>>>> >>>>>>>>>>>>>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJDDuoxDRcTcep4E7JzKifD0YoOfnL8XO8pBodFBgwkDdhTFgA%40mail.gmail.com >>>>> . >>>>> >>>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> -- >>>>> >>>>>>>>>>>>>>>> Disclaimer: >>>>> >>>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, >>>>> >>>>>>>>>>>>>>>> reflect >>>>> >>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>> thinking >>>>> >>>>>>>>>>>>>>>> of >>>>> >>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>> person sending the mail and AI in no way relates >>>>> >>>>>>>>>>>>>>>> itself >>>>> >>>>>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>>>>> its >>>>> >>>>>>>>>>>>>>>> veracity; >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> 2. AI cannot be held liable for any >>>>> >>>>>>>>>>>>>>>> commission/omission >>>>> >>>>>>>>>>>>>>>> based >>>>> >>>>>>>>>>>>>>>> on >>>>> >>>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>>> mails >>>>> >>>>>>>>>>>>>>>> sent through this mailing list.. >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>>> Search for old postings at: >>>>> >>>>>>>>>>>>>>>> >>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>>>>>>>>>>>> --- >>>>> >>>>>>>>>>>>>>>> You received this message because you are subscribed >>>>> >>>>>>>>>>>>>>>> to >>>>> the >>>>> >>>>>>>>>>>>>>>> Google >>>>> >>>>>>>>>>>>>>>> Groups >>>>> >>>>>>>>>>>>>>>> "AccessIndia" group. >>>>> >>>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving >>>>> >>>>>>>>>>>>>>>> emails >>>>> >>>>>>>>>>>>>>>> from >>>>> >>>>>>>>>>>>>>>> it, >>>>> >>>>>>>>>>>>>>>> send >>>>> >>>>>>>>>>>>>>>> an >>>>> >>>>>>>>>>>>>>>> email to [email protected]. >>>>> >>>>>>>>>>>>>>>> To view this discussion on the web visit >>>>> >>>>>>>>>>>>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UCVZKkjtSP7Ap338LMq1ppQ6rekP8KiuGM8YnSvKkFf%2BQ%40mail.gmail.com >>>>> . >>>>> >>>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>> -- >>>>> >>>>>>>>>>>>>>> Thanks & Regards >>>>> >>>>>>>>>>>>>>> Harshit Lohia >>>>> >>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>> -- >>>>> >>>>>>>>>>>>>>> Disclaimer: >>>>> >>>>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, >>>>> >>>>>>>>>>>>>>> reflect >>>>> the >>>>> >>>>>>>>>>>>>>> thinking >>>>> >>>>>>>>>>>>>>> of >>>>> >>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>> person sending the mail and AI in no way relates >>>>> >>>>>>>>>>>>>>> itself >>>>> >>>>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>>>> its >>>>> >>>>>>>>>>>>>>> veracity; >>>>> >>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>> 2. AI cannot be held liable for any >>>>> >>>>>>>>>>>>>>> commission/omission >>>>> >>>>>>>>>>>>>>> based >>>>> >>>>>>>>>>>>>>> on >>>>> >>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>> mails >>>>> >>>>>>>>>>>>>>> sent through this mailing list.. >>>>> >>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>>> Search for old postings at: >>>>> >>>>>>>>>>>>>>> >>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>>>>>>>>>>> --- >>>>> >>>>>>>>>>>>>>> You received this message because you are subscribed >>>>> >>>>>>>>>>>>>>> to >>>>> >>>>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>>>> Google >>>>> >>>>>>>>>>>>>>> Groups >>>>> >>>>>>>>>>>>>>> "AccessIndia" group. >>>>> >>>>>>>>>>>>>>> To unsubscribe from this group and stop receiving >>>>> >>>>>>>>>>>>>>> emails >>>>> >>>>>>>>>>>>>>> from >>>>> >>>>>>>>>>>>>>> it, >>>>> >>>>>>>>>>>>>>> send >>>>> >>>>>>>>>>>>>>> an >>>>> >>>>>>>>>>>>>>> email to [email protected]. >>>>> >>>>>>>>>>>>>>> To view this discussion on the web visit >>>>> >>>>>>>>>>>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJDDuox0V%3Dihu52ebcD-DzTFFrWd9Dhp_hCSerVcJG9Reh29Tg%40mail.gmail.com >>>>> . >>>>> >>>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> -- >>>>> >>>>>>>>>>>>> Disclaimer: >>>>> >>>>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect >>>>> >>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>> thinking >>>>> >>>>>>>>>>>>> of >>>>> >>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>> person sending the mail and AI in no way relates itself >>>>> >>>>>>>>>>>>> to >>>>> its >>>>> >>>>>>>>>>>>> veracity; >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> 2. AI cannot be held liable for any commission/omission >>>>> >>>>>>>>>>>>> based >>>>> >>>>>>>>>>>>> on >>>>> >>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>> mails >>>>> >>>>>>>>>>>>> sent through this mailing list.. >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>>> Search for old postings at: >>>>> >>>>>>>>>>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>>>>>>>>> --- >>>>> >>>>>>>>>>>>> You received this message because you are subscribed to >>>>> >>>>>>>>>>>>> the >>>>> >>>>>>>>>>>>> Google >>>>> >>>>>>>>>>>>> Groups >>>>> >>>>>>>>>>>>> "AccessIndia" group. >>>>> >>>>>>>>>>>>> To unsubscribe from this group and stop receiving emails >>>>> >>>>>>>>>>>>> from >>>>> >>>>>>>>>>>>> it, >>>>> >>>>>>>>>>>>> send >>>>> >>>>>>>>>>>>> an >>>>> >>>>>>>>>>>>> email to [email protected]. >>>>> >>>>>>>>>>>>> To view this discussion on the web visit >>>>> >>>>>>>>>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UA%3DA2YL-Mu9dowhERBf%3DUtAM6Sp0GL7-FAHeTnqkUaMMA%40mail.gmail.com >>>>> . >>>>> >>>>>>>>>>>>> >>>>> >>>>>>>>>>>> >>>>> >>>>>>>>>>>> >>>>> >>>>>>>>>>>> -- >>>>> >>>>>>>>>>>> Thanks & Regards >>>>> >>>>>>>>>>>> Harshit Lohia >>>>> >>>>>>>>>>>> >>>>> >>>>>>>>>>> >>>>> >>>>>>>>>>> >>>>> >>>>>>>>>>> -- >>>>> >>>>>>>>>>> Thanks & Regards >>>>> >>>>>>>>>>> Harshit Lohia >>>>> >>>>>>>>>>> >>>>> >>>>>>>>>>> -- >>>>> >>>>>>>>>>> Disclaimer: >>>>> >>>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect >>>>> >>>>>>>>>>> the >>>>> >>>>>>>>>>> thinking >>>>> >>>>>>>>>>> of >>>>> >>>>>>>>>>> the person sending the mail and AI in no way relates >>>>> >>>>>>>>>>> itself >>>>> >>>>>>>>>>> to >>>>> >>>>>>>>>>> its >>>>> >>>>>>>>>>> veracity; >>>>> >>>>>>>>>>> >>>>> >>>>>>>>>>> 2. AI cannot be held liable for any commission/omission >>>>> >>>>>>>>>>> based >>>>> on >>>>> >>>>>>>>>>> the >>>>> >>>>>>>>>>> mails >>>>> >>>>>>>>>>> sent through this mailing list.. >>>>> >>>>>>>>>>> >>>>> >>>>>>>>>>> >>>>> >>>>>>>>>>> Search for old postings at: >>>>> >>>>>>>>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>>>>>>> --- >>>>> >>>>>>>>>>> You received this message because you are subscribed to >>>>> >>>>>>>>>>> the >>>>> >>>>>>>>>>> Google >>>>> >>>>>>>>>>> Groups >>>>> >>>>>>>>>>> "AccessIndia" group. >>>>> >>>>>>>>>>> To unsubscribe from this group and stop receiving emails >>>>> >>>>>>>>>>> from >>>>> >>>>>>>>>>> it, >>>>> >>>>>>>>>>> send >>>>> >>>>>>>>>>> an >>>>> >>>>>>>>>>> email to [email protected]. >>>>> >>>>>>>>>>> To view this discussion on the web visit >>>>> >>>>>>>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJDDuoyUguEK8p9o_yfU%2BeU1JZ3GL6DGXLQAdUDFZOg2a-6Rkg%40mail.gmail.com >>>>> . >>>>> >>>>>>>>>> >>>>> >>>>>>>>>> -- >>>>> >>>>>>>>>> Disclaimer: >>>>> >>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect >>>>> >>>>>>>>>> the >>>>> >>>>>>>>>> thinking >>>>> >>>>>>>>>> of >>>>> >>>>>>>>>> the >>>>> >>>>>>>>>> person sending the mail and AI in no way relates itself to >>>>> >>>>>>>>>> its >>>>> >>>>>>>>>> veracity; >>>>> >>>>>>>>>> >>>>> >>>>>>>>>> 2. AI cannot be held liable for any commission/omission >>>>> >>>>>>>>>> based >>>>> >>>>>>>>>> on >>>>> >>>>>>>>>> the >>>>> >>>>>>>>>> mails >>>>> >>>>>>>>>> sent through this mailing list.. >>>>> >>>>>>>>>> >>>>> >>>>>>>>>> >>>>> >>>>>>>>>> Search for old postings at: >>>>> >>>>>>>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>>>>>> --- >>>>> >>>>>>>>>> You received this message because you are subscribed to the >>>>> >>>>>>>>>> Google >>>>> >>>>>>>>>> Groups >>>>> >>>>>>>>>> "AccessIndia" group. >>>>> >>>>>>>>>> To unsubscribe from this group and stop receiving emails >>>>> >>>>>>>>>> from >>>>> it, >>>>> >>>>>>>>>> send >>>>> >>>>>>>>>> an >>>>> >>>>>>>>>> email to [email protected]. >>>>> >>>>>>>>>> To view this discussion on the web visit >>>>> >>>>>>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/2A7F713A-F999-48C8-9BCB-5E2C45BA4DD3%40gmail.com >>>>> . >>>>> >>>>>>>>>> >>>>> >>>>>>>>> >>>>> >>>>>>>>> -- >>>>> >>>>>>>>> Disclaimer: >>>>> >>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the >>>>> >>>>>>>>> thinking >>>>> >>>>>>>>> of >>>>> >>>>>>>>> the >>>>> >>>>>>>>> person sending the mail and AI in no way relates itself to >>>>> >>>>>>>>> its >>>>> >>>>>>>>> veracity; >>>>> >>>>>>>>> >>>>> >>>>>>>>> 2. AI cannot be held liable for any commission/omission >>>>> >>>>>>>>> based >>>>> >>>>>>>>> on >>>>> >>>>>>>>> the >>>>> >>>>>>>>> mails >>>>> >>>>>>>>> sent through this mailing list.. >>>>> >>>>>>>>> >>>>> >>>>>>>>> >>>>> >>>>>>>>> Search for old postings at: >>>>> >>>>>>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>>>>> --- >>>>> >>>>>>>>> You received this message because you are subscribed to the >>>>> Google >>>>> >>>>>>>>> Groups >>>>> >>>>>>>>> "AccessIndia" group. >>>>> >>>>>>>>> To unsubscribe from this group and stop receiving emails >>>>> >>>>>>>>> from >>>>> >>>>>>>>> it, >>>>> >>>>>>>>> send >>>>> >>>>>>>>> an >>>>> >>>>>>>>> email to [email protected]. >>>>> >>>>>>>>> To view this discussion on the web visit >>>>> >>>>>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UD5ExwLq3LRbUDe8Ar0HH9aHG%2Bfpav7a7xe%2BreOqdWX1w%40mail.gmail.com >>>>> . >>>>> >>>>>>>>> >>>>> >>>>>>>> >>>>> >>>>>>>> >>>>> >>>>>>>> -- >>>>> >>>>>>>> Dr. Mahesh S. Panicker >>>>> >>>>>>>> Associate Professor, >>>>> >>>>>>>> Department of Political Science, >>>>> >>>>>>>> Lady Shri Ram College for Women, >>>>> >>>>>>>> Lajpat Nagar >>>>> >>>>>>>> New Delhi 110024 >>>>> >>>>>>>> >>>>> >>>>>>>> -- >>>>> >>>>>>>> Disclaimer: >>>>> >>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the >>>>> >>>>>>>> thinking >>>>> >>>>>>>> of >>>>> >>>>>>>> the >>>>> >>>>>>>> person sending the mail and AI in no way relates itself to >>>>> >>>>>>>> its >>>>> >>>>>>>> veracity; >>>>> >>>>>>>> >>>>> >>>>>>>> 2. AI cannot be held liable for any commission/omission based >>>>> >>>>>>>> on >>>>> >>>>>>>> the >>>>> >>>>>>>> mails >>>>> >>>>>>>> sent through this mailing list.. >>>>> >>>>>>>> >>>>> >>>>>>>> >>>>> >>>>>>>> Search for old postings at: >>>>> >>>>>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>>>> --- >>>>> >>>>>>>> You received this message because you are subscribed to the >>>>> >>>>>>>> Google >>>>> >>>>>>>> Groups >>>>> >>>>>>>> "AccessIndia" group. >>>>> >>>>>>>> To unsubscribe from this group and stop receiving emails from >>>>> >>>>>>>> it, >>>>> >>>>>>>> send >>>>> >>>>>>>> an >>>>> >>>>>>>> email to [email protected]. >>>>> >>>>>>>> To view this discussion on the web visit >>>>> >>>>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFAyNEOgzedRuzDSqxNfFyfN_S-TLt4OabRoyXW1%3DN98%2Bx_%3DsQ%40mail.gmail.com >>>>> . >>>>> >>>>>>>> >>>>> >>>>>>> >>>>> >>>>>>> -- >>>>> >>>>>>> Disclaimer: >>>>> >>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the >>>>> >>>>>>> thinking >>>>> >>>>>>> of >>>>> >>>>>>> the person sending the mail and AI in no way relates itself to >>>>> >>>>>>> its >>>>> >>>>>>> veracity; >>>>> >>>>>>> >>>>> >>>>>>> 2. AI cannot be held liable for any commission/omission based >>>>> >>>>>>> on >>>>> the >>>>> >>>>>>> mails >>>>> >>>>>>> sent through this mailing list.. >>>>> >>>>>>> >>>>> >>>>>>> >>>>> >>>>>>> Search for old postings at: >>>>> >>>>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>>> --- >>>>> >>>>>>> You received this message because you are subscribed to the >>>>> >>>>>>> Google >>>>> >>>>>>> Groups >>>>> >>>>>>> "AccessIndia" group. >>>>> >>>>>>> To unsubscribe from this group and stop receiving emails from >>>>> >>>>>>> it, >>>>> >>>>>>> send >>>>> >>>>>>> an >>>>> >>>>>>> email to [email protected]. >>>>> >>>>>>> To view this discussion on the web visit >>>>> >>>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UDoM8TRQ4TJ%3Dx9jsWMKmNwOo2Y_YPz4TJgjkUQc%2BSgAHw%40mail.gmail.com >>>>> . >>>>> >>>>>> >>>>> >>>>>> -- >>>>> >>>>>> Disclaimer: >>>>> >>>>>> 1. Contents of the mails, factual, or otherwise, reflect the >>>>> thinking >>>>> >>>>>> of >>>>> >>>>>> the >>>>> >>>>>> person sending the mail and AI in no way relates itself to its >>>>> >>>>>> veracity; >>>>> >>>>>> >>>>> >>>>>> 2. AI cannot be held liable for any commission/omission based >>>>> >>>>>> on >>>>> >>>>>> the >>>>> >>>>>> mails >>>>> >>>>>> sent through this mailing list.. >>>>> >>>>>> >>>>> >>>>>> >>>>> >>>>>> Search for old postings at: >>>>> >>>>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>>>> --- >>>>> >>>>>> You received this message because you are subscribed to the >>>>> >>>>>> Google >>>>> >>>>>> Groups >>>>> >>>>>> "AccessIndia" group. >>>>> >>>>>> To unsubscribe from this group and stop receiving emails from >>>>> >>>>>> it, >>>>> >>>>>> send >>>>> >>>>>> an >>>>> >>>>>> email to [email protected]. >>>>> >>>>>> To view this discussion on the web visit >>>>> >>>>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/9DB5EA9C-7028-41D8-8523-3A4EDB14F673%40amarjain.com >>>>> . >>>>> >>>>>> >>>>> >>>>> >>>>> >>>> >>>>> >>>> -- >>>>> >>>> Disclaimer: >>>>> >>>> 1. Contents of the mails, factual, or otherwise, reflect the >>>>> >>>> thinking >>>>> >>>> of >>>>> >>>> the person sending the mail and AI in no way relates itself to >>>>> >>>> its >>>>> >>>> veracity; >>>>> >>>> >>>>> >>>> 2. AI cannot be held liable for any commission/omission based on >>>>> >>>> the >>>>> >>>> mails >>>>> >>>> sent through this mailing list.. >>>>> >>>> >>>>> >>>> >>>>> >>>> Search for old postings at: >>>>> >>>> http://www.mail-archive.com/[email protected]/ >>>>> >>>> --- >>>>> >>>> You received this message because you are subscribed to the >>>>> >>>> Google >>>>> >>>> Groups >>>>> >>>> "AccessIndia" group. >>>>> >>>> To unsubscribe from this group and stop receiving emails from it, >>>>> >>>> send >>>>> >>>> an >>>>> >>>> email to [email protected]. >>>>> >>>> To view this discussion on the web visit >>>>> >>>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UAT_g_QzuZMw_5WQ2UEx2NCmnejxYJLaSJfShpBsKgqEg%40mail.gmail.com >>>>> . >>>>> >>> >>>>> >>> -- >>>>> >>> Disclaimer: >>>>> >>> 1. Contents of the mails, factual, or otherwise, reflect the >>>>> >>> thinking >>>>> of >>>>> >>> the >>>>> >>> person sending the mail and AI in no way relates itself to its >>>>> veracity; >>>>> >>> >>>>> >>> 2. AI cannot be held liable for any commission/omission based on >>>>> >>> the >>>>> >>> mails >>>>> >>> sent through this mailing list.. >>>>> >>> >>>>> >>> >>>>> >>> Search for old postings at: >>>>> >>> http://www.mail-archive.com/[email protected]/ >>>>> >>> --- >>>>> >>> You received this message because you are subscribed to the Google >>>>> >>> Groups >>>>> >>> "AccessIndia" group. >>>>> >>> To unsubscribe from this group and stop receiving emails from it, >>>>> >>> send >>>>> >>> an >>>>> >>> email to [email protected]. >>>>> >>> To view this discussion on the web visit >>>>> >>> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/E3D3D2E1-565A-4077-B332-72775D705E8B%40amarjain.com >>>>> . >>>>> >>> >>>>> >> >>>>> >> >>>>> >> -- >>>>> >> Dr. Mahesh S. Panicker >>>>> >> Associate Professor, >>>>> >> Department of Political Science, >>>>> >> Lady Shri Ram College for Women, >>>>> >> Lajpat Nagar >>>>> >> New Delhi 110024 >>>>> >> >>>>> >> -- >>>>> >> Disclaimer: >>>>> >> 1. Contents of the mails, factual, or otherwise, reflect the >>>>> >> thinking >>>>> >> of >>>>> >> the >>>>> >> >>>>> >> person sending the mail and AI in no way relates itself to its >>>>> >> veracity; >>>>> >> >>>>> >> 2. AI cannot be held liable for any commission/omission based on >>>>> >> the >>>>> >> mails >>>>> >> sent through this mailing list.. >>>>> >> >>>>> >> >>>>> >> Search for old postings at: >>>>> >> http://www.mail-archive.com/[email protected]/ >>>>> >> --- >>>>> >> You received this message because you are subscribed to the Google >>>>> Groups >>>>> >> "AccessIndia" group. >>>>> >> To unsubscribe from this group and stop receiving emails from it, >>>>> >> send >>>>> an >>>>> >> email to [email protected]. >>>>> >> To view this discussion on the web visit >>>>> >> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFAyNEO8qWwGrFVwU1ohwutHWR3TX_Mz7YrQBcsZxDxPozJWzA%40mail.gmail.com >>>>> . >>>>> >> >>>>> >> >>>>> >> -- >>>>> >> Disclaimer: >>>>> >> 1. Contents of the mails, factual, or otherwise, reflect the >>>>> >> thinking >>>>> >> of >>>>> >> the >>>>> >> person sending the mail and AI in no way relates itself to its >>>>> >> veracity; >>>>> >> >>>>> >> 2. AI cannot be held liable for any commission/omission based on >>>>> >> the >>>>> >> mails >>>>> >> sent through this mailing list.. >>>>> >> >>>>> >> >>>>> >> Search for old postings at: >>>>> >> http://www.mail-archive.com/[email protected]/ >>>>> >> --- >>>>> >> You received this message because you are subscribed to the Google >>>>> Groups >>>>> >> "AccessIndia" group. >>>>> >> To unsubscribe from this group and stop receiving emails from it, >>>>> >> send >>>>> an >>>>> >> email to [email protected]. >>>>> >> To view this discussion on the web visit >>>>> >> >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/004901d83cef%2451a7c770%24dbdfa8c0%40bankofbaroda.co.in >>>>> . >>>>> >> >>>>> > >>>>> > >>>>> > -- >>>>> > Dr. Mahesh S. Panicker >>>>> > Associate Professor, >>>>> > Department of Political Science, >>>>> > Lady Shri Ram College for Women, >>>>> > Lajpat Nagar >>>>> > New Delhi 110024 >>>>> > >>>>> > -- >>>>> > Disclaimer: >>>>> > 1. Contents of the mails, factual, or otherwise, reflect the >>>>> > thinking >>>>> > of >>>>> the >>>>> > person sending the mail and AI in no way relates itself to its >>>>> > veracity; >>>>> > >>>>> > 2. AI cannot be held liable for any commission/omission based on the >>>>> mails >>>>> > sent through this mailing list.. >>>>> > >>>>> > >>>>> > Search for old postings at: >>>>> > http://www.mail-archive.com/[email protected]/ >>>>> > --- >>>>> > You received this message because you are subscribed to the Google >>>>> > Groups >>>>> > "AccessIndia" group. >>>>> > To unsubscribe from this group and stop receiving emails from it, >>>>> > send >>>>> > an >>>>> > email to [email protected]. >>>>> > To view this discussion on the web visit >>>>> > >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFAyNEPX5fwPZBBFLDA0URs84T5%2BC4KEmb5OLs%3DeoOpDk-MkLA%40mail.gmail.com >>>>> . >>>>> > >>>>> >>>>> -- >>>>> Disclaimer: >>>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking >>>>> of >>>>> the person sending the mail and AI in no way relates itself to its >>>>> veracity; >>>>> >>>>> 2. AI cannot be held liable for any commission/omission based on the >>>>> mails >>>>> sent through this mailing list.. >>>>> >>>>> >>>>> Search for old postings at: >>>>> http://www.mail-archive.com/[email protected]/ >>>>> --- >>>>> You received this message because you are subscribed to the Google >>>>> Groups >>>>> "AccessIndia" group. >>>>> To unsubscribe from this group and stop receiving emails from it, send >>>>> an >>>>> email to [email protected]. >>>>> To view this discussion on the web visit >>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UBo4-R0gGq5UG2hmktA-O7BdpYrEU6tSjen9yU3L4WbGA%40mail.gmail.com >>>>> . >>>>> >>>> >>>> -- >>>> Disclaimer: >>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking >>>> of >>>> the >>>> person sending the mail and AI in no way relates itself to its >>>> veracity; >>>> >>>> 2. AI cannot be held liable for any commission/omission based on the >>>> mails >>>> sent through this mailing list.. >>>> >>>> >>>> Search for old postings at: >>>> http://www.mail-archive.com/[email protected]/ >>>> --- >>>> You received this message because you are subscribed to the Google >>>> Groups >>>> "AccessIndia" group. >>>> To unsubscribe from this group and stop receiving emails from it, send >>>> an >>>> email to [email protected]. >>>> To view this discussion on the web visit >>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAK3iifiM_i1BQ9YwNT73WFDnR8hA0Qpv%3D6hSF1nr%2B-6RJ7W_CA%40mail.gmail.com. >>>> >>> >>> -- >>> Disclaimer: >>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >>> the >>> person sending the mail and AI in no way relates itself to its veracity; >>> >>> 2. AI cannot be held liable for any commission/omission based on the >>> mails >>> sent through this mailing list.. >>> >>> >>> Search for old postings at: >>> http://www.mail-archive.com/[email protected]/ >>> --- >>> You received this message because you are subscribed to the Google >>> Groups >>> "AccessIndia" group. >>> To unsubscribe from this group and stop receiving emails from it, send >>> an >>> email to [email protected]. >>> To view this discussion on the web visit >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALLUjUYq_W5efzY3cAAW1N7S718-oH9eYFpaY3YaQFrvLgOKKA%40mail.gmail.com. >>> >> >> -- >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >> the >> person sending the mail and AI in no way relates itself to its veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails >> sent through this mailing list.. >> >> >> Search for old postings at: >> http://www.mail-archive.com/[email protected]/ >> --- >> You received this message because you are subscribed to the Google Groups >> "AccessIndia" group. >> To unsubscribe from this group and stop receiving emails from it, send an >> email to [email protected]. >> To view this discussion on the web visit >> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UB-qB00KBd6GiVaYPkY1bxAsq40%2BuKMbDg_Q4yJLp3tFA%40mail.gmail.com. >> > > > -- > Thanks & Regards > Harshit Lohia > > -- > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of the > person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > > Search for old postings at: > http://www.mail-archive.com/[email protected]/ > --- > You received this message because you are subscribed to the Google Groups > "AccessIndia" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to [email protected]. > To view this discussion on the web visit > https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJDDuoykOTYak2h0c7n2bDZj_epNw-RC88kFsrAup_AdxoFXZg%40mail.gmail.com. > -- Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Search for old postings at: http://www.mail-archive.com/[email protected]/ --- You received this message because you are subscribed to the Google Groups "AccessIndia" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. To view this discussion on the web visit https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UD86opYM6SKWfaef0-xLsr_j%2BKc%2B2eiwLsf31dv0N5uag%40mail.gmail.com.
