Dear Sir, At present the system has been implemented to mitigate risk for transactions above threshold amount. it is implemented for the cheques which are signed, not applicable for thumb impression signed cheques.
With regards Rahul Gambhir Email: rahul.gambhi...@gmail.com -----Original Message----- From: accessindia@accessindia.org.in <accessindia@accessindia.org.in> On Behalf Of Harish Kotian Sent: Tuesday, 16 August 2022 13:18 To: accessindia@accessindia.org.in; Prashant Naik <pran...@gmail.com> Subject: Re: [AI] Union Access Hi Prashant Can this be possivly used for cheques signed with thumb impression? Harish On 16/08/2022 10:14, Prashant Naik wrote: > Positive Pay is a process of validating/confirming the key details of > cheques to deter Cheque frauds (applicable on high value cheques > amounting Rs 50000/- and above). Please refer to the RBI’s circular > number RBI/2020- 1/41/DPSS.CO.RPPD.No.309/04.07.2005/2020-21, issued > on September 25th , 2020 Customers are requested to submit in advance > the key details of cheques issued to the beneficiaries so that Bank > can pass cheque in CTS clearing without contacting the customers. In > case of any mismatch Bank can reject the cheque or take suitable > action to prevent wrong payment or fraud. Banks have provided various > options for customers to avail this facility through various banking > channels such as: Internet Banking, Branch Visit, SMS Banking and Internet > Banking. > > Thanks & Regards > Prashant Naik > > > > On Mon, Aug 15, 2022 at 10:46 PM kota prabhu <kota.pra...@gmail.com> wrote: > >> positive pay system is a security feature introduced to pass high >> value cheques. >> from september, it is optional for the cheques above 50 k and >> compulsary for above 5l. >> suppose I draw a cheque in your name for encashment, if you simply >> give it in your bank, it will not be cleared at clearing house. after >> giving you cheque, I should additionally confirm it through my >> internet or phone banking. >> this concept is even new to me, i have told as per my understanding, >> someone may correct me if i am wrong. >> >> On 15/08/2022, Harish Kotian <hpkot...@outlook.com> wrote: >>> Hi >>> >>> >>> What is this Cheque positive ? >>> >>> Can you throw more light. >>> >>> Harish >>> >>> >>> >>> On 14/08/2022 21:30, Rahul Gambhir wrote: >>>> Dear List >>>> >>>> >>>> >>>> Sharing a few successes that Union Access achieved in recent times. >>>> >>>> 1. The latest success is an OTP generation mobile application for >>>> authorizing login/transactions done on Union Bank of India Internet >>>> Banking portal is made fully screen reader friendly for both >>>> android and IOS in user acceptance test phase. Soon its updated >>>> version with maximum accessibility will be made live. It was a >>>> great learning experience for team Union access to work closely >>>> with the developers and to get the remediations implemented. >>>> >>>> 2. Newly added features in the internet banking portal of the Union >>>> Bank of India like deposit print receipt, Re-KYC, Cheque positive >>>> pay system and Debit card limit are improved for accessibility. >>>> >>>> 3. Bank’s few departments are sensitized and educated to send daily >>>> informative and educative emails with text description for the >>>> embedded images in emails. Also, e-circulars are regularly >>>> monitored by the concerned bank’s team. In case of uploaded scanned >>>> image pdf they immediately flag it for replacement with text searchable >>>> pdf format. >>>> >>>> 4. In continuation to Union Access awareness efforts post 600+ >>>> probationary officers disability and accessibility sensitization >> sessions, >>>> 1400+ clerks total 18 numbers awareness sessions on disability >>>> 1400+ inclusion >>>> are scheduled by the bank's training college which will be >>>> conducted by team Union Access. >>>> >>>> 5. As part of ongoing Union Access outreach program, we facilitated >>>> opening bank accounts for persons with visual impairment with the >> support >>>> from NGOs, colleagues and branch staff. Our bank’s visually >>>> impaired employees are equally participating in the bank's >>>> aspiration on digital accessibility enhancement. >>>> >>>> Still, a long way to go as our key focus is on digital banking >>>> channels accessibility improvements. We are thankful for the >>>> support from the >> list >>>> and urge to provide feedback and suggestions to email id >>>> unionacc...@unionbankofindia.bank >>>> >>>> >>>> >>>> Best regards >>>> >>>> Rahul Gambhir Email: rahul.gambhi...@gmail.com >>>> >>>> >>>> On 12-Aug-2022, at 12:38 PM, rajesh parakh >>>> <rajeshparak...@gmail.com> >>>> wrote: >>>> >>>> SPLENDID JOB. GREAT INITIATIVE. >>>> REGARDS, >>>> RAJESH PARAKH >>>> >>>> -----Original Message----- >>>> From: accessindia@accessindia.org.in >>>> [mailto:accessindia@accessindia.org.in] On Behalf Of kota prabhu >>>> Sent: 12 August 2022 00:47 >>>> To: accessindia@accessindia.org.in >>>> Subject: Re: [AI] Union Access >>>> >>>> thanks for keeping updated us with the activities you are doing on, >>>> we >> as >>>> an union bank stake holders and visually impaired, will be always >>>> eager >> to >>>> here updates from your team. >>>> appriciations towards your activities and wishing you all the very best. >>>> >>>> >>>> >>>> On 28/07/2022, Prerna Sobti <prerna.so...@gmail.com> wrote: >>>>> Great work keep it up cheers and shouts >>>>> >>>>> Prerna Sobti >>>>> >>>>>> On 28-Jul-2022, at 2:28 PM, George Abraham >>>>>> <george.abrah...@gmail.com> >>>>>> wrote: >>>>>> >>>>>> >>>>>> Splendid work! >>>>>> >>>>>> From: accessindia@accessindia.org.in >>>>>> [mailto:accessindia@accessindia.org.in] On Behalf Of Prashant >>>>>> Naik >>>>>> Sent: Thursday, July 28, 2022 1:02 PM >>>>>> To: accessindia >>>>>> Subject: [AI] Union Access >>>>>> >>>>>> Dear Friends >>>>>> >>>>>> >>>>>> >>>>>> Two months ago, I shared a positive initiative by Union Bank of >>>>>> India regarding the launch of a digital accessibility enhancement >>>>>> dedicated project called Union Access. Myself and Rahul Gambhir >>>>>> are the resources involved in this project. >>>>>> >>>>>> It is an immense task to integrate ICT accessibility across the >>>>>> organization which will take time. We have taken several steps >>>>>> in this direction. Bank is on its journey to enhance digital >>>>>> accessibility. We are happy to share a few areas of our work in >>>>>> the last few months. >>>>>> >>>>>> Submitted more than 30 digital accessibility and user interface >>>>>> enhancement feedback and testing reports to different departments. >>>>>> Concern teams were made aware of accessibility challenges. We >>>>>> have covered digital banking channels, mobile apps, email >>>>>> communications and internal portals. >>>>>> >>>>>> Most important area of ongoing work is spreading awareness to >>>>>> integrate accessibility. We are continuously engaged in the process. >>>>>> We have developed 2 training modules and now they are part of the >>>>>> bank's eLearning system. We have done vendors’ sensitization, >>>>>> staff awareness, communications with departments and a very >>>>>> recent one is this week team Union Access conducted a series of >>>>>> sessions on accessible and inclusive banking for newly joined >>>>>> 600+ Probationary officers. These new POs will be tomorrow’s >>>>>> decision makers and will spread further awareness to 6000 bankers >>>>>> wherever they will be posted. So the bank has done the right >>>>>> thing to introduce them regarding disabilities, inclusive banking and >>>>>> accessibility. >>>>>> >>>>>> Many activities were carried out as part of Union Access like >>>>>> survey, books publication, email communication accessibility >>>>>> enhancement, ecirculars accessibility, documentation, data >>>>>> collection, support to users and customers, talking ATM feedback and so >>>>>> on. >>>>>> >>>>>> It is great learning for us in setting up a project on digital >>>>>> accessibility in a large-scale bank with 75000+ employees. Few >>>>>> successes we did achieve however, aiming for major remediations >>>>>> and 'accessible by design' products. >>>>>> >>>>>> Most important thing is today there is a buzz word regarding >>>>>> Union Access and accessibility in the Union Bank of India and >>>>>> with due course we are hopeful to achieve milestones on >>>>>> accessibility improvements. >>>>>> >>>>>> We urge Access Indians and friends to write to us with >>>>>> suggestions and feedback regarding Union Bank of India Digital >>>>>> spaces to email id unionacc...@unionbankofindia.bank >>>>>> >>>>>> >>>>>> >>>>>> Thanks and regards, >>>>>> >>>>>> Prashant Naik >>>>>> >>>>>> Mob: 9967968881 >>>>>> >>>>>> >>>>>> >>>>>> -- >>>>>> Disclaimer: >>>>>> 1. Contents of the mails, factual, or otherwise, reflect the >>>>>> thinking of the person sending the mail and AI in no way relates >>>>>> itself to its veracity; >>>>>> >>>>>> 2. AI cannot be held liable for any commission/omission based on >>>>>> the mails sent through this mailing list.. >>>>>> >>>>>> >>>>>> Search for old postings at: >>>>>> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>>>>> --- >>>>>> You received this message because you are subscribed to the >>>>>> Google Groups "AccessIndia" group. >>>>>> To unsubscribe from this group and stop receiving emails from it, >>>>>> send an email to accessindia+unsubscr...@accessindia.org.in. >>>>>> To view this discussion on the web visit >>>>>> >> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CA >> JgH%3DoUrH5LqN5%3DM5QzLvo92wfrD9HyRQA31x5bm4gHS9ZBD-g%40mail.gmail.co >> m >> . >>>>>> -- >>>>>> Disclaimer: >>>>>> 1. Contents of the mails, factual, or otherwise, reflect the >>>>>> thinking of the person sending the mail and AI in no way relates >>>>>> itself to its veracity; >>>>>> >>>>>> 2. AI cannot be held liable for any commission/omission based on >>>>>> the mails sent through this mailing list.. >>>>>> >>>>>> >>>>>> Search for old postings at: >>>>>> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>>>>> --- >>>>>> You received this message because you are subscribed to the >>>>>> Google Groups "AccessIndia" group. >>>>>> To unsubscribe from this group and stop receiving emails from it, >>>>>> send an email to accessindia+unsubscr...@accessindia.org.in. >>>>>> To view this discussion on the web visit >>>>>> >> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/00 >> 1801d8a260%24348214d0%249d863e70%24%40gmail.com >> . >>>>> -- >>>>> Disclaimer: >>>>> 1. Contents of the mails, factual, or otherwise, reflect the >>>>> thinking of the person sending the mail and AI in no way relates >>>>> itself to its veracity; >>>>> >>>>> 2. AI cannot be held liable for any commission/omission based on >>>>> the mails sent through this mailing list.. >>>>> >>>>> >>>>> Search for old postings at: >>>>> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>>>> --- >>>>> You received this message because you are subscribed to the Google >>>>> Groups "AccessIndia" group. >>>>> To unsubscribe from this group and stop receiving emails from it, >>>>> send an email to accessindia+unsubscr...@accessindia.org.in. >>>>> To view this discussion on the web visit >>>>> >> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/67 >> 8A40BD-164E-475E-BC7F-CE073DBAACED%40gmail.com >> . >>> -- >>> Disclaimer: >>> 1. Contents of the mails, factual, or otherwise, reflect the >>> thinking of >> the >>> person sending the mail and AI in no way relates itself to its >>> veracity; >>> >>> 2. AI cannot be held liable for any commission/omission based on the >> mails >>> sent through this mailing list.. >>> >>> >>> Search for old postings at: >>> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>> --- >>> You received this message because you are subscribed to the Google >>> Groups "AccessIndia" group. >>> To unsubscribe from this group and stop receiving emails from it, >>> send an email to accessindia+unsubscr...@accessindia.org.in. >>> To view this discussion on the web visit >>> >> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/MA >> ZPR01MB7168D4EBB98F3B753C92D94BD2689%40MAZPR01MB7168.INDPRD01.PROD.OU >> TLOOK.COM >> . >> >> -- >> thanks and regards >> your's PRABHU K. >> phone: +91 8464070041 >> you can give me a personal message by clicking the link below!! >> kota.pra...@gmail.com >> lets connect on facebook: >> https://facebook.com/kota.prabhu?v=info&refid=17&ref=pymk >> 99% of our problems are caused by 1% of our carelessness and >> negligence >> >> -- >> Disclaimer: >> 1. 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