Correction: NPCI is not a government body but a not-for-profit organisation established by RBI and Indian Banks Association in 2008 and is regulated by RBI. So, either way, your money is safe with their interface provided you take care of your UPI pin.

Further, GPay is owned by Google so you can expect highest level of accessibility compared to other UPI apps out there such as PhonePay, PayTM and many more. I always prefer GPay over any other UPI apps.

With best regards,
Satguru Rathi.
Mobile: +919871489945

On 8/5/2023 11:10 AM, Satguru Rathi wrote:
Hi,


Linking your bank account doesn't expose your money in anyway as the payment can not be made without your UPI pin same as with your debit card.

Unified Payment Interface (UPI is created by National Payment Corporation of India (NPCI) which is a government body so you can assume safety using this interface.


Would be thankful for any corrections to any of the facts above.

With best regards,
Satguru Rathi.
Mobile: +919871489945

On 8/5/2023 8:03 AM, Yamuna Jivana Dasa (Yogan Khandoo) wrote:
I don't have credit card, only debit card. Will it still work? Do you link the Google Pay with the bank account or the bank card? Really nervous about exposing my money this way.

YJd


-----Original Message----- From: bhargavvaghasiy...@gmail.com
Sent: Friday, August 04, 2023 9:16 PM
To: accessindia@accessindia.org.in
Subject: RE: [AI] PayTM or Google Pay?

Even Google pay has option to pay any bill using Credit card.

-----Original Message-----
From: accessindia@accessindia.org.in <accessindia@accessindia.org.in> On Behalf Of Mohib Anwar Rafay
Sent: Friday, August 4, 2023 8:08 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] PayTM or Google Pay?

Use google pay, as Paytm has few accessibility issues with talkback.
Furthermore, paytm is not allowing the new users to complete KYC, resultantly you won't be able to use paytm wallet to its fullest capacity. For bill pay, money transfer and recharges google pay app is just fine, however g pay has not wallet unlike paytm. You can link your rupay credit cards in both the apps for seemless qr scan payment at the stores. In case you might  have further specific question, you are welcome. .

On 8/4/23, Yamuna Jivana Dasa (Yogan Khandoo) <ykhan...@gmail.com> wrote:
Anybody here used both PayTM and Google Pay?
I’ve never used either of them and would like some comparison
regarding which platform is:
1. Most accessible to Talkback or Jaws; 2. Used by most providers in
India such as Government Electricity and gas supplier, phone companies
Etc.
Any thoughts will be welcome.
Thanks.
YJd

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Mohib Anwar Rafay

Phone: +919999996464

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