Well, banks are happy to offer you credit cards as they are the best source of 
income for them. I remember a time when I used to get a minimum of 5 calls a 
day for credit cards with very tempting offers and credit limits. I ain’t that 
fool anymore to fall into their trap.

However, thank you for sharing your experience.

From: [email protected] <[email protected]> On Behalf 
Of gufran ahmed
Sent: Sunday, June 7, 2026 11:15 AM
To: AccessIndia <[email protected]>
Subject: [AI] a news regarding credit card application

Hello friends, I hope that you all are fine with good health.

Recently I had applied for I.D.F.C first bank credit card. And I have received 
the same, so I thought I must share here

Last week I applied for their card online. After filling necessary  . Details 
like name and other details, it will ask you for instant video KYC, here one 
should choose  schedule for later.
Under the schedule menue, you will be asked to date and time slot and KYC 
option.
Choose biometric  kyc, and select the address where you want to be your KYC to 
be done wiz home or office address. Keep your aadhar card ready and your done 
after varification.

No signature required, no dissability related details asked.

Hope this information helps someone who is looking for credit card.

I have no idea about other banks accept ICICI and IDFC.
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