I am afraid this means that the same kind of dificulties that are particularly associated with PNB is to be continued in a different way. the procedure for issuing ATMs remains rather complex and long, and the idea of the witness can be used to trouble a visually challenged person as has been happening more often than not.
On 7/29/08, kishanlal <[EMAIL PROTECTED]> wrote: > > > > PUNJAB NATIONAL BANK > > RETAIL BANKING DIVISION > > HO: 5, SANSAD MARG, NEW DELHI > > > > TEL: 23715042, 23716186. > > FAX Nos.- 011-23719092, 23359308 > > > > > > RBD ADV CIR. 30/08 > > > > I > > > > > > > > > > > > > > > RBD > Dated: > 03.07.2008 > > > > TO ALL OFFICES > > > > > RETAIL BANKING DIVISION: ADVANCES: CIRCULAR NO: 30 > > > RETAIL LOANS TO VISUALLY CHALLENGED PERSONS > > > > RBI, vide Notification dated 4.6.2008, has, inter alia, advised to ensure > that retail loans are invariably offered to the visually challenged persons > without any discrimination. > > > > 2. It may be noted that a blind person of sound mind is competent to > contract, as such there is no legal bar for granting of loans to blind > persons. All concerned are, therefore, advised to ensure that retail loans > are not denied to the visually impaired persons. > > > > 3. As regards the procedure and precautions required to be taken for > execution of documents, it is advised that all documents to be executed by > the blind persons be witnessed by two witnesses. A declaration be obtained > from the witnesses to the effect that the documents have been read over and > understood by the blind person in their presence who after understanding the > consequences thereof has put his signature in their presence. > > > > 4. The other precautions as provided by the Bank for opening of the > accounts by the blind persons be also taken care of. In some of the States, > documents evidencing creation of mortgage needs to be stamped. In such > States, the mortgage deed can be got registered. Further, where the blind > person is conversant with Braille language, the documents in the said > language may be provided to him/her (optional). > > > > > > -2- > > > > > > > > > > > > 5. All concerned are advised to note the above guidelines for > compliance. > > > > > > > > (SC BITHAL) > > DEPUTY GENERAL MANAGER > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > PUNJAB NATIONAL BANK > > ZONAL OFFICE: JAIPUR > > (INFORMATION TECHNOLOGY DEPARTMENT) > > > > > > 1.11.2007 > > > > > > > > The Regional Manager/Senior Regional Manager, > > Regional Office/Integrated Zonal Office, > > Sriganganagar/Alwar/Bharatpur/Jodhpur/Jaipur. > > > > Reg: Issuance of ATM/Debit Card to blind persons. > > > > > > HO: OP&SD vide their letter dated 29.10.2007 have decided as under: > > > > ATM cards to visually challenged persons may be issued considering the > merits of each applicant. In such cases, specific request with full > justification be sent to OPSD, Head Office, New Delhi for their approval for > issuance of card. > > > > You are requested to ensure strict compliance of the same at each CBB > centre under your jurisdiction. > > > > SD/- > > Deputy General Manager > > > > CC: TheSeniorManager,Marketing/Inspection&Audit/Planning&Development > Department, Zonal Office, Jaipur for information and necessary action in the > matter at the point of need. > > > > > > Deputy General Manager > > > > With warm regards > Yours sincerely > Kishanlal Sharma > Mobile: 09413849638 > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm > Registration is now open! > > To unsubscribe send a message to [EMAIL PROTECTED] the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > -- Mahesh S. Panicker room no. 121; Kaveri-hostel; Jawaharlal Nehru university new delhi 110067 india. Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm Registration is now open! To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
