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From: [EMAIL PROTECTED] on behalf of amritpal singh
Sent: Thu 7/31/2008 7:23 PM
To: [email protected]
Subject: Re: [AI] facilities given by punjab national bank to 
visuallyimpairedpersons



Is there such a website where we can find all State and Central Govt. circulars
regarding many facilities given to visually handicapped persons? Or is there any
CD available for all such circulars? I'll feel obliged if someone guides me.
a.p. Singh
mobile +919466171532
----- Original Message -----
From: "kishanlal" <[EMAIL PROTECTED]>
To: "accessindia" <[email protected]>
Sent: Tuesday, July 29, 2008 11:06 PM
Subject: [AI] facilities given by punjab national bank to visually
impairedpersons


>
>
> PUNJAB NATIONAL BANK
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> RETAIL BANKING DIVISION
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> HO: 5, SANSAD MARG, NEW DELHI
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> TEL: 23715042, 23716186.
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> FAX Nos.- 011-23719092, 23359308
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>            RBD ADV CIR. 30/08
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>            I
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> RBD
> Dated: 03.07.2008
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> TO ALL OFFICES
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> RETAIL BANKING DIVISION: ADVANCES: CIRCULAR NO: 30
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> RETAIL LOANS TO VISUALLY CHALLENGED PERSONS
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>
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> RBI, vide Notification dated 4.6.2008, has, inter alia, advised to ensure that
> retail loans are invariably offered to the visually challenged persons without
> any discrimination.
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> 2.       It may be noted that a blind person of sound mind is competent to
> contract, as such there is no legal bar for granting of loans to blind
> persons.  All concerned are, therefore, advised to ensure that retail loans
> are not denied to the visually impaired persons.
>
>
>
> 3.       As regards the procedure and precautions required to be taken for
> execution of documents, it is advised that all documents to be executed by the
> blind persons be witnessed by two witnesses.  A declaration be obtained from
> the witnesses to the effect that the documents have been read over and
> understood by the blind person in their presence who after understanding the
> consequences thereof has put his signature in their presence.
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>
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> 4.       The other precautions as provided by the Bank for opening of the
> accounts by the blind persons be also taken care of.  In some of the States,
> documents evidencing creation of mortgage needs to be stamped. In such States,
> the mortgage deed can be got registered.   Further, where the blind person is
> conversant with Braille language, the documents in the said language may be
> provided  to him/her (optional).
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> -2-
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> 5.       All concerned are advised to note the above guidelines for
> compliance.
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> (SC BITHAL)
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> DEPUTY GENERAL MANAGER
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> PUNJAB NATIONAL BANK
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> ZONAL OFFICE: JAIPUR
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> (INFORMATION TECHNOLOGY DEPARTMENT)
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> 1.11.2007
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> The Regional Manager/Senior Regional Manager,
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> Regional Office/Integrated Zonal Office,
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> Sriganganagar/Alwar/Bharatpur/Jodhpur/Jaipur.
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> Reg: Issuance of ATM/Debit Card to blind persons.
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> HO: OP&SD vide their letter dated 29.10.2007 have decided as under:
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> ATM cards to visually challenged persons may be issued considering the merits
> of each applicant. In such cases, specific request with full justification be
> sent to OPSD, Head Office, New Delhi for their approval for issuance of card.
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> You are requested to ensure strict compliance of the same at each CBB centre
> under your jurisdiction.
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> SD/-
>
> Deputy General Manager
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> CC: TheSeniorManager,Marketing/Inspection&Audit/Planning&Development
> Department, Zonal Office, Jaipur for information and necessary action in the
> matter at the point of need.
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> Deputy General Manager
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> With warm regards
> Yours sincerely
> Kishanlal Sharma
> Mobile: 09413849638
> Join Access India convention: For updates on it visit:
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>
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