The same problem used to happen to me at SBM, but now I need not have someone signing the withdrawal slip, as my a/c is converted to a joint a/c with my wife. The embarrassing thing about this is that you have to take someone working in the same organisation (not exactly colleagues) along as witnesses for safety reasons and sometimes there are innocuous questions as to what you do with the money etc. Principally, doing the transaction without involving others is the best thing, but bankers must learn to respect us.
Subramani -----Original Message----- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of CHETAN SHARMA Sent: Monday, January 03, 2005 11:01 AM To: [email protected] Subject: Re: [AI] facilities given by punjab national banktovisuallyimpaired persons Hi Mahesh, As per guidelines pertaining to witness, it is not necessary for VI to bring in a witness. Even a Bank official other than paying cashier can sign as witness. this is applicable only in case of cash withdrawls. I think book of instruction of every bank states it clearly. Regards, ----- Original Message ----- From: "Mahesh Panicker" <[EMAIL PROTECTED]> To: <[email protected]> Sent: Wednesday, July 30, 2008 10:04 AM Subject: Re: [AI] facilities given by punjab national bank tovisuallyimpaired persons > technicaly its a one time activity. however my experience with PNB suggests > otherwise. each time I needed to withdraw money, they needed someone to > witness it. it really is a trouble for the VC person. in fact, it was this > problem that really forced me into a 6 month long struggle with the bank for > an ATM card. > > On 7/30/08, Harish Kotian <[EMAIL PROTECTED]> wrote: > > > > Hi > > Witness is required at the time of submission of documents. This is a one > > time activity for that loan. > > > > I think this is ok. > > Harish. > > > > ----- Original Message ----- > > From: "Mahesh Panicker" <[EMAIL PROTECTED]> > > To: <[email protected]> > > Sent: Wednesday, July 30, 2008 1:06 AM > > Subject: Re: [AI] facilities given by punjab national bank to > > visuallyimpaired persons > > > > > > >I am afraid this means that the same kind of dificulties that are > > > particularly associated with PNB is to be continued in a different way. > > the > > > procedure for issuing ATMs remains rather complex and long, and the idea > > of > > > the witness can be used to trouble a visually challenged person as has > > been > > > happening more often than not. > > > > > > On 7/29/08, kishanlal <[EMAIL PROTECTED]> wrote: > > >> > > >> > > >> > > >> PUNJAB NATIONAL BANK > > >> > > >> RETAIL BANKING DIVISION > > >> > > >> HO: 5, SANSAD MARG, NEW DELHI > > >> > > >> > > >> > > >> TEL: 23715042, 23716186. > > >> > > >> FAX Nos.- 011-23719092, 23359308 > > >> > > >> > > >> > > >> > > >> > > >> RBD ADV CIR. 30/08 > > >> > > >> > > >> > > >> I > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > RBD Dated: > > >> 03.07.2008 > > >> > > >> > > >> > > >> TO ALL OFFICES > > >> > > >> > > >> > > >> > > >> RETAIL BANKING DIVISION: ADVANCES: CIRCULAR NO: 30 > > >> > > >> > > >> RETAIL LOANS TO VISUALLY CHALLENGED PERSONS > > >> > > >> > > >> > > >> RBI, vide Notification dated 4.6.2008, has, inter alia, advised to > > ensure > > >> that retail loans are invariably offered to the visually challenged > > persons > > >> without any discrimination. > > >> > > >> > > >> > > >> 2. It may be noted that a blind person of sound mind is competent > > to > > >> contract, as such there is no legal bar for granting of loans to blind > > >> persons. All concerned are, therefore, advised to ensure that retail > > loans > > >> are not denied to the visually impaired persons. > > >> > > >> > > >> > > >> 3. As regards the procedure and precautions required to be taken > > for > > >> execution of documents, it is advised that all documents to be executed > > by > > >> the blind persons be witnessed by two witnesses. A declaration be > > obtained > > >> from the witnesses to the effect that the documents have been read over > > and > > >> understood by the blind person in their presence who after understanding > > the > > >> consequences thereof has put his signature in their presence. > > >> > > >> > > >> > > >> 4. The other precautions as provided by the Bank for opening of > > the > > >> accounts by the blind persons be also taken care of. In some of the > > States, > > >> documents evidencing creation of mortgage needs to be stamped. In such > > >> States, the mortgage deed can be got registered. Further, where the > > blind > > >> person is conversant with Braille language, the documents in the said > > >> language may be provided to him/her (optional). > > >> > > >> > > >> > > >> > > >> > > >> -2- > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> 5. All concerned are advised to note the above guidelines for > > >> compliance. > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> (SC BITHAL) > > >> > > >> DEPUTY GENERAL MANAGER > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> PUNJAB NATIONAL BANK > > >> > > >> ZONAL OFFICE: JAIPUR > > >> > > >> (INFORMATION TECHNOLOGY DEPARTMENT) > > >> > > >> > > >> > > >> > > >> > > >> 1.11.2007 > > >> > > >> > > >> > > >> > > >> > > >> > > >> > > >> The Regional Manager/Senior Regional Manager, > > >> > > >> Regional Office/Integrated Zonal Office, > > >> > > >> Sriganganagar/Alwar/Bharatpur/Jodhpur/Jaipur. > > >> > > >> > > >> > > >> Reg: Issuance of ATM/Debit Card to blind persons. > > >> > > >> > > >> > > >> > > >> > > >> HO: OP&SD vide their letter dated 29.10.2007 have decided as under: > > >> > > >> > > >> > > >> ATM cards to visually challenged persons may be issued considering the > > >> merits of each applicant. In such cases, specific request with full > > >> justification be sent to OPSD, Head Office, New Delhi for their approval > > for > > >> issuance of card. > > >> > > >> > > >> > > >> You are requested to ensure strict compliance of the same at each CBB > > >> centre under your jurisdiction. > > >> > > >> > > >> > > >> SD/- > > >> > > >> Deputy General Manager > > >> > > >> > > >> > > >> CC: TheSeniorManager,Marketing/Inspection&Audit/Planning&Development > > >> Department, Zonal Office, Jaipur for information and necessary action in > > the > > >> matter at the point of need. > > >> > > >> > > >> > > >> > > >> > > >> Deputy General Manager > > >> > > >> > > >> > > >> With warm regards > > >> Yours sincerely > > >> Kishanlal Sharma > > >> Mobile: 09413849638 > > >> Join Access India convention: For updates on it visit: > > >> http://accessindia.org.in/harish/convention.htm > > >> Registration is now open! > > >> > > >> To unsubscribe send a message to > > [EMAIL PROTECTED] the subject unsubscribe. > > >> > > >> To change your subscription to digest mode or make any other changes, > > >> please visit the list home page at > > >> > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i n > > >> > > > > > > > > > > > > -- > > > Mahesh S. Panicker > > > room no. 121; > > > Kaveri-hostel; > > > Jawaharlal Nehru university new delhi 110067 india. > > > Join Access India convention: For updates on it visit: > > http://accessindia.org.in/harish/convention.htm > > > Registration is now open! > > > > > > To unsubscribe send a message to [EMAIL PROTECTED] the subject unsubscribe. > > > > > > To change your subscription to digest mode or make any other changes, > > please visit the list home page at > > > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i n > > > > > > > > > Join Access India convention: For updates on it visit: > > http://accessindia.org.in/harish/convention.htm > > Registration is now open! > > > > To unsubscribe send a message to [EMAIL PROTECTED] the subject unsubscribe. > > > > To change your subscription to digest mode or make any other changes, > > please visit the list home page at > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i n > > > > > > -- > Mahesh S. Panicker > room no. 121; > Kaveri-hostel; > Jawaharlal Nehru university new delhi 110067 india. > Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm > Registration is now open! > > To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i n Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm Registration is now open! To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i n Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm Registration is now open! To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
