Hi Friends, I am also being forced to come with any witness to withdraw the money from my Dena Bank account. I have shown them RBI Circular to them and requested to issue me me ChequeBook, but, the BranchManager is arguing that the RBI has issued the Circular but, bank has not yet clarified that how to confirm your thumb impression, so, How can I issue the ChequeBook to you? Regards, Vijay Chavan. Mob: 9867967767. Office Phone: 26791487 26793688.
--- On Wed, 7/30/08, Subramani L <[EMAIL PROTECTED]> wrote: > From: Subramani L <[EMAIL PROTECTED]> > Subject: Re: [AI] facilities given by punjab national banktovisuallyimpaired > persons > To: [email protected] > Date: Wednesday, July 30, 2008, 2:22 AM > The same problem used to happen to me at SBM, but now I need > not have > someone signing the withdrawal slip, as my a/c is converted > to a joint > a/c with my wife. The embarrassing thing about this is that > you have to > take someone working in the same organisation (not exactly > colleagues) > along as witnesses for safety reasons and sometimes there > are innocuous > questions as to what you do with the money etc. > Principally, doing the > transaction without involving others is the best thing, but > bankers must > learn to respect us. > > Subramani > > > > -----Original Message----- > From: [EMAIL PROTECTED] > [mailto:[EMAIL PROTECTED] On Behalf > Of CHETAN > SHARMA > Sent: Monday, January 03, 2005 11:01 AM > To: [email protected] > Subject: Re: [AI] facilities given by punjab national > banktovisuallyimpaired persons > > Hi Mahesh, > > As per guidelines pertaining to witness, it is not > necessary for VI to > bring > in a witness. Even a Bank official other than paying > cashier can sign as > witness. this is applicable only in case of cash > withdrawls. I think > book > of instruction of every bank states it clearly. > > Regards, > > > > ----- Original Message ----- > From: "Mahesh Panicker" > <[EMAIL PROTECTED]> > To: <[email protected]> > Sent: Wednesday, July 30, 2008 10:04 AM > Subject: Re: [AI] facilities given by punjab national bank > tovisuallyimpaired persons > > > > technicaly its a one time activity. however my > experience with PNB > suggests > > otherwise. each time I needed to withdraw money, they > needed someone > to > > witness it. it really is a trouble for the VC person. > in fact, it was > this > > problem that really forced me into a 6 month long > struggle with the > bank > for > > an ATM card. > > > > On 7/30/08, Harish Kotian > <[EMAIL PROTECTED]> wrote: > > > > > > Hi > > > Witness is required at the time of submission of > documents. This is > a > one > > > time activity for that loan. > > > > > > I think this is ok. > > > Harish. > > > > > > ----- Original Message ----- > > > From: "Mahesh Panicker" > <[EMAIL PROTECTED]> > > > To: <[email protected]> > > > Sent: Wednesday, July 30, 2008 1:06 AM > > > Subject: Re: [AI] facilities given by punjab > national bank to > > > visuallyimpaired persons > > > > > > > > > >I am afraid this means that the same kind of > dificulties that are > > > > particularly associated with PNB is to be > continued in a different > way. > > > the > > > > procedure for issuing ATMs remains rather > complex and long, and > the > idea > > > of > > > > the witness can be used to trouble a > visually challenged person as > has > > > been > > > > happening more often than not. > > > > > > > > On 7/29/08, kishanlal > <[EMAIL PROTECTED]> wrote: > > > >> > > > >> > > > >> > > > >> PUNJAB NATIONAL BANK > > > >> > > > >> RETAIL BANKING DIVISION > > > >> > > > >> HO: 5, SANSAD MARG, NEW DELHI > > > >> > > > >> > > > >> > > > >> TEL: 23715042, 23716186. > > > >> > > > >> FAX Nos.- 011-23719092, 23359308 > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> RBD ADV CIR. 30/08 > > > >> > > > >> > > > >> > > > >> I > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > RBD > Dated: > > > >> 03.07.2008 > > > >> > > > >> > > > >> > > > >> TO ALL OFFICES > > > >> > > > >> > > > >> > > > >> > > > >> RETAIL BANKING DIVISION: ADVANCES: > CIRCULAR NO: 30 > > > >> > > > >> > > > >> RETAIL LOANS TO VISUALLY CHALLENGED > PERSONS > > > >> > > > >> > > > >> > > > >> RBI, vide Notification dated 4.6.2008, > has, inter alia, advised > to > > > ensure > > > >> that retail loans are invariably offered > to the visually > challenged > > > persons > > > >> without any discrimination. > > > >> > > > >> > > > >> > > > >> 2. It may be noted that a blind > person of sound mind is > competent > > > to > > > >> contract, as such there is no legal bar > for granting of loans to > blind > > > >> persons. All concerned are, therefore, > advised to ensure that > retail > > > loans > > > >> are not denied to the visually impaired > persons. > > > >> > > > >> > > > >> > > > >> 3. As regards the procedure and > precautions required to be > taken > > > for > > > >> execution of documents, it is advised > that all documents to be > executed > > > by > > > >> the blind persons be witnessed by two > witnesses. A declaration > be > > > obtained > > > >> from the witnesses to the effect that > the documents have been > read > over > > > and > > > >> understood by the blind person in their > presence who after > understanding > > > the > > > >> consequences thereof has put his > signature in their presence. > > > >> > > > >> > > > >> > > > >> 4. The other precautions as > provided by the Bank for > opening of > > > the > > > >> accounts by the blind persons be also > taken care of. In some of > the > > > States, > > > >> documents evidencing creation of > mortgage needs to be stamped. In > such > > > >> States, the mortgage deed can be got > registered. Further, where > the > > > blind > > > >> person is conversant with Braille > language, the documents in the > said > > > >> language may be provided to him/her > (optional). > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> -2- > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> 5. All concerned are advised to > note the above guidelines > for > > > >> compliance. > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> (SC BITHAL) > > > >> > > > >> DEPUTY GENERAL MANAGER > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> PUNJAB NATIONAL BANK > > > >> > > > >> ZONAL OFFICE: JAIPUR > > > >> > > > >> (INFORMATION TECHNOLOGY DEPARTMENT) > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> 1.11.2007 > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> The Regional Manager/Senior Regional > Manager, > > > >> > > > >> Regional Office/Integrated Zonal Office, > > > >> > > > >> > Sriganganagar/Alwar/Bharatpur/Jodhpur/Jaipur. > > > >> > > > >> > > > >> > > > >> Reg: Issuance of ATM/Debit Card to blind > persons. > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> HO: OP&SD vide their letter dated > 29.10.2007 have decided as > under: > > > >> > > > >> > > > >> > > > >> ATM cards to visually challenged persons > may be issued > considering > the > > > >> merits of each applicant. In such cases, > specific request with > full > > > >> justification be sent to OPSD, Head > Office, New Delhi for their > approval > > > for > > > >> issuance of card. > > > >> > > > >> > > > >> > > > >> You are requested to ensure strict > compliance of the same at each > CBB > > > >> centre under your jurisdiction. > > > >> > > > >> > > > >> > > > >> SD/- > > > >> > > > >> Deputy General Manager > > > >> > > > >> > > > >> > > > >> CC: > TheSeniorManager,Marketing/Inspection&Audit/Planning&Development > > > >> Department, Zonal Office, Jaipur for > information and necessary > action > in > > > the > > > >> matter at the point of need. > > > >> > > > >> > > > >> > > > >> > > > >> > > > >> Deputy General Manager > > > >> > > > >> > > > >> > > > >> With warm regards > > > >> Yours sincerely > > > >> Kishanlal Sharma > > > >> Mobile: 09413849638 > > > >> Join Access India convention: For > updates on it visit: > > > >> > http://accessindia.org.in/harish/convention.htm > > > >> Registration is now open! > > > >> > > > >> To unsubscribe send a message to > > > [EMAIL PROTECTED] the > subject unsubscribe. > > > >> > > > >> To change your subscription to digest > mode or make any other > changes, > > > >> please visit the list home page at > > > >> > > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i > n > > > >> > > > > > > > > > > > > > > > > -- > > > > Mahesh S. Panicker > > > > room no. 121; > > > > Kaveri-hostel; > > > > Jawaharlal Nehru university new delhi 110067 > india. > > > > Join Access India convention: For updates on > it visit: > > > http://accessindia.org.in/harish/convention.htm > > > > Registration is now open! > > > > > > > > To unsubscribe send a message to > [EMAIL PROTECTED] the subject > unsubscribe. > > > > > > > > To change your subscription to digest mode > or make any other > changes, > > > please visit the list home page at > > > > > > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i > n > > > > > > > > > > > > > Join Access India convention: For updates on it > visit: > > > http://accessindia.org.in/harish/convention.htm > > > Registration is now open! > > > > > > To unsubscribe send a message to > [EMAIL PROTECTED] the subject > unsubscribe. > > > > > > To change your subscription to digest mode or > make any other > changes, > > > please visit the list home page at > > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i > n > > > > > > > > > > > -- > > Mahesh S. Panicker > > room no. 121; > > Kaveri-hostel; > > Jawaharlal Nehru university new delhi 110067 india. > > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm > > Registration is now open! > > > > To unsubscribe send a message to > [EMAIL PROTECTED] > with the subject unsubscribe. > > > > To change your subscription to digest mode or make any > other changes, > please visit the list home page at > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i > n > > > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm > Registration is now open! > > To unsubscribe send a message to > [EMAIL PROTECTED] > with the subject unsubscribe. > > To change your subscription to digest mode or make any > other changes, > please visit the list home page at > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i > n > > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm > Registration is now open! > > To unsubscribe send a message to > [EMAIL PROTECTED] with the subject > unsubscribe. > > To change your subscription to digest mode or make any > other changes, please visit the list home page at > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm Registration is now open! 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