Hi Vijay

Get his words of wisdom on paper or any other way record it.
Harish.
 
----- Original Message ----- 
From: "vijay chavan" <[EMAIL PROTECTED]>
To: <[email protected]>
Sent: Wednesday, July 30, 2008 2:07 PM
Subject: Re: [AI] facilities given by punjab national 
banktovisuallyimpairedpersons


> Hi Friends,
> 
> I am also being forced to come with any witness to withdraw the money from my 
> Dena Bank account.  
> I have shown them RBI Circular to them and requested to issue me me 
> ChequeBook, but, the BranchManager is arguing that the RBI has issued the 
> Circular but, bank has not yet clarified that how to confirm your thumb 
> impression, so, How can I issue the ChequeBook to you?
> Regards,
> Vijay Chavan. Mob: 9867967767.  Office Phone: 26791487 26793688.
> 
> --- On Wed, 7/30/08, Subramani L <[EMAIL PROTECTED]> wrote:
> 
>> From: Subramani L <[EMAIL PROTECTED]>
>> Subject: Re: [AI] facilities given by punjab national banktovisuallyimpaired 
>>  persons
>> To: [email protected]
>> Date: Wednesday, July 30, 2008, 2:22 AM
>> The same problem used to happen to me at SBM, but now I need
>> not have
>> someone signing the withdrawal slip, as my a/c is converted
>> to a joint
>> a/c with my wife. The embarrassing thing about this is that
>> you have to
>> take someone working in the same organisation (not exactly
>> colleagues)
>> along as witnesses for safety reasons and sometimes there
>> are innocuous
>> questions as to what you do with the money etc.
>> Principally, doing the
>> transaction without involving others is the best thing, but
>> bankers must
>> learn to respect us. 
>> 
>> Subramani 
>> 
>> 
>> 
>> -----Original Message-----
>> From: [EMAIL PROTECTED]
>> [mailto:[EMAIL PROTECTED] On Behalf
>> Of CHETAN
>> SHARMA
>> Sent: Monday, January 03, 2005 11:01 AM
>> To: [email protected]
>> Subject: Re: [AI] facilities given by punjab national
>> banktovisuallyimpaired persons
>> 
>> Hi Mahesh,
>> 
>> As per guidelines pertaining to witness, it is not
>> necessary for VI to
>> bring
>> in a witness. Even a Bank official other than paying
>> cashier can sign as
>> witness. this is applicable only in case of cash
>> withdrawls.   I think
>> book
>> of instruction of every bank states it clearly.
>> 
>> Regards,
>> 
>> 
>> 
>> ----- Original Message -----
>> From: "Mahesh Panicker"
>> <[EMAIL PROTECTED]>
>> To: <[email protected]>
>> Sent: Wednesday, July 30, 2008 10:04 AM
>> Subject: Re: [AI] facilities given by punjab national bank
>> tovisuallyimpaired persons
>> 
>> 
>> > technicaly its a one time activity. however my
>> experience with PNB
>> suggests
>> > otherwise. each time I needed to withdraw money, they
>> needed someone
>> to
>> > witness it. it really is a trouble for the VC person.
>> in fact, it was
>> this
>> > problem that really forced me into a 6 month long
>> struggle with the
>> bank
>> for
>> > an ATM card.
>> >
>> > On 7/30/08, Harish Kotian
>> <[EMAIL PROTECTED]> wrote:
>> > >
>> > > Hi
>> > > Witness is required at the time of submission of
>> documents. This is
>> a
>> one
>> > > time activity for that loan.
>> > >
>> > > I think this is ok.
>> > > Harish.
>> > >
>> > > ----- Original Message -----
>> > > From: "Mahesh Panicker"
>> <[EMAIL PROTECTED]>
>> > > To: <[email protected]>
>> > > Sent: Wednesday, July 30, 2008 1:06 AM
>> > > Subject: Re: [AI] facilities given by punjab
>> national bank to
>> > > visuallyimpaired persons
>> > >
>> > >
>> > > >I am afraid this means that the same kind of
>> dificulties that are
>> > > > particularly associated with PNB is to be
>> continued in a different
>> way.
>> > > the
>> > > > procedure for issuing ATMs remains rather
>> complex and long, and
>> the
>> idea
>> > > of
>> > > > the witness can be used to trouble a
>> visually challenged person as
>> has
>> > > been
>> > > > happening more often than not.
>> > > >
>> > > > On 7/29/08, kishanlal
>> <[EMAIL PROTECTED]> wrote:
>> > > >>
>> > > >>
>> > > >>
>> > > >> PUNJAB NATIONAL BANK
>> > > >>
>> > > >> RETAIL BANKING DIVISION
>> > > >>
>> > > >> HO: 5, SANSAD MARG, NEW DELHI
>> > > >>
>> > > >>
>> > > >>
>> > > >> TEL: 23715042, 23716186.
>> > > >>
>> > > >> FAX Nos.- 011-23719092, 23359308
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>            RBD ADV CIR. 30/08
>> > > >>
>> > > >>
>> > > >>
>> > > >>            I
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > RBD
>> Dated:
>> > > >> 03.07.2008
>> > > >>
>> > > >>
>> > > >>
>> > > >> TO ALL OFFICES
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >> RETAIL BANKING DIVISION: ADVANCES:
>> CIRCULAR NO: 30
>> > > >>
>> > > >>
>> > > >> RETAIL LOANS TO VISUALLY CHALLENGED
>> PERSONS
>> > > >>
>> > > >>
>> > > >>
>> > > >> RBI, vide Notification dated 4.6.2008,
>> has, inter alia, advised
>> to
>> > > ensure
>> > > >> that retail loans are invariably offered
>> to the visually
>> challenged
>> > > persons
>> > > >> without any discrimination.
>> > > >>
>> > > >>
>> > > >>
>> > > >> 2.       It may be noted that a blind
>> person of sound mind is
>> competent
>> > > to
>> > > >> contract, as such there is no legal bar
>> for granting of loans to
>> blind
>> > > >> persons.  All concerned are, therefore,
>> advised to ensure that
>> retail
>> > > loans
>> > > >> are not denied to the visually impaired
>> persons.
>> > > >>
>> > > >>
>> > > >>
>> > > >> 3.       As regards the procedure and
>> precautions required to be
>> taken
>> > > for
>> > > >> execution of documents, it is advised
>> that all documents to be
>> executed
>> > > by
>> > > >> the blind persons be witnessed by two
>> witnesses.  A declaration
>> be
>> > > obtained
>> > > >> from the witnesses to the effect that
>> the documents have been
>> read
>> over
>> > > and
>> > > >> understood by the blind person in their
>> presence who after
>> understanding
>> > > the
>> > > >> consequences thereof has put his
>> signature in their presence.
>> > > >>
>> > > >>
>> > > >>
>> > > >> 4.       The other precautions as
>> provided by the Bank for
>> opening of
>> > > the
>> > > >> accounts by the blind persons be also
>> taken care of.  In some of
>> the
>> > > States,
>> > > >> documents evidencing creation of
>> mortgage needs to be stamped. In
>> such
>> > > >> States, the mortgage deed can be got
>> registered.   Further, where
>> the
>> > > blind
>> > > >> person is conversant with Braille
>> language, the documents in the
>> said
>> > > >> language may be provided  to him/her
>> (optional).
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >> -2-
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >> 5.       All concerned are advised to
>> note the above guidelines
>> for
>> > > >> compliance.
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >> (SC BITHAL)
>> > > >>
>> > > >> DEPUTY GENERAL MANAGER
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >> PUNJAB NATIONAL BANK
>> > > >>
>> > > >> ZONAL OFFICE: JAIPUR
>> > > >>
>> > > >> (INFORMATION TECHNOLOGY DEPARTMENT)
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >> 1.11.2007
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >> The Regional Manager/Senior Regional
>> Manager,
>> > > >>
>> > > >> Regional Office/Integrated Zonal Office,
>> > > >>
>> > > >>
>> Sriganganagar/Alwar/Bharatpur/Jodhpur/Jaipur.
>> > > >>
>> > > >>
>> > > >>
>> > > >> Reg: Issuance of ATM/Debit Card to blind
>> persons.
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >> HO: OP&SD vide their letter dated
>> 29.10.2007 have decided as
>> under:
>> > > >>
>> > > >>
>> > > >>
>> > > >> ATM cards to visually challenged persons
>> may be issued
>> considering
>> the
>> > > >> merits of each applicant. In such cases,
>> specific request with
>> full
>> > > >> justification be sent to OPSD, Head
>> Office, New Delhi for their
>> approval
>> > > for
>> > > >> issuance of card.
>> > > >>
>> > > >>
>> > > >>
>> > > >> You are requested to ensure strict
>> compliance of the same at each
>> CBB
>> > > >> centre under your jurisdiction.
>> > > >>
>> > > >>
>> > > >>
>> > > >> SD/-
>> > > >>
>> > > >> Deputy General Manager
>> > > >>
>> > > >>
>> > > >>
>> > > >> CC:
>> TheSeniorManager,Marketing/Inspection&Audit/Planning&Development
>> > > >> Department, Zonal Office, Jaipur for
>> information and necessary
>> action
>> in
>> > > the
>> > > >> matter at the point of need.
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >>
>> > > >> Deputy General Manager
>> > > >>
>> > > >>
>> > > >>
>> > > >> With warm regards
>> > > >> Yours sincerely
>> > > >> Kishanlal Sharma
>> > > >> Mobile: 09413849638
>> > > >> Join Access India convention: For
>> updates on it visit:
>> > > >>
>> http://accessindia.org.in/harish/convention.htm
>> > > >> Registration is now open!
>> > > >>
>> > > >> To unsubscribe send a message to
>> > > [EMAIL PROTECTED] the
>> subject unsubscribe.
>> > > >>
>> > > >> To change your subscription to digest
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>> changes,
>> > > >> please visit the list home page at
>> > > >>
>> > >
>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i
>> n
>> > > >>
>> > > >
>> > > >
>> > > >
>> > > > --
>> > > > Mahesh S. Panicker
>> > > > room no. 121;
>> > > > Kaveri-hostel;
>> > > > Jawaharlal Nehru university new delhi 110067
>> india.
>> > > > Join Access India convention: For updates on
>> it visit:
>> > > http://accessindia.org.in/harish/convention.htm
>> > > > Registration is now open!
>> > > >
>> > > > To unsubscribe send a message to
>> [EMAIL PROTECTED] the subject
>> unsubscribe.
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>> > > > To change your subscription to digest mode
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>> changes,
>> > > please visit the list home page at
>> > > >
>> > >
>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i
>> n
>> > > >
>> > >
>> > >
>> > > Join Access India convention: For updates on it
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>> > >
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>> n
>> > >
>> >
>> >
>> >
>> > --
>> > Mahesh S. Panicker
>> > room no. 121;
>> > Kaveri-hostel;
>> > Jawaharlal Nehru university new delhi 110067 india.
>> > Join Access India convention: For updates on it visit:
>> http://accessindia.org.in/harish/convention.htm
>> > Registration is now open!
>> >
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>> 
>> 
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> 
> 
>      
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