Hi Vijay Get his words of wisdom on paper or any other way record it. Harish. ----- Original Message ----- From: "vijay chavan" <[EMAIL PROTECTED]> To: <[email protected]> Sent: Wednesday, July 30, 2008 2:07 PM Subject: Re: [AI] facilities given by punjab national banktovisuallyimpairedpersons
> Hi Friends, > > I am also being forced to come with any witness to withdraw the money from my > Dena Bank account. > I have shown them RBI Circular to them and requested to issue me me > ChequeBook, but, the BranchManager is arguing that the RBI has issued the > Circular but, bank has not yet clarified that how to confirm your thumb > impression, so, How can I issue the ChequeBook to you? > Regards, > Vijay Chavan. Mob: 9867967767. Office Phone: 26791487 26793688. > > --- On Wed, 7/30/08, Subramani L <[EMAIL PROTECTED]> wrote: > >> From: Subramani L <[EMAIL PROTECTED]> >> Subject: Re: [AI] facilities given by punjab national banktovisuallyimpaired >> persons >> To: [email protected] >> Date: Wednesday, July 30, 2008, 2:22 AM >> The same problem used to happen to me at SBM, but now I need >> not have >> someone signing the withdrawal slip, as my a/c is converted >> to a joint >> a/c with my wife. The embarrassing thing about this is that >> you have to >> take someone working in the same organisation (not exactly >> colleagues) >> along as witnesses for safety reasons and sometimes there >> are innocuous >> questions as to what you do with the money etc. >> Principally, doing the >> transaction without involving others is the best thing, but >> bankers must >> learn to respect us. >> >> Subramani >> >> >> >> -----Original Message----- >> From: [EMAIL PROTECTED] >> [mailto:[EMAIL PROTECTED] On Behalf >> Of CHETAN >> SHARMA >> Sent: Monday, January 03, 2005 11:01 AM >> To: [email protected] >> Subject: Re: [AI] facilities given by punjab national >> banktovisuallyimpaired persons >> >> Hi Mahesh, >> >> As per guidelines pertaining to witness, it is not >> necessary for VI to >> bring >> in a witness. Even a Bank official other than paying >> cashier can sign as >> witness. this is applicable only in case of cash >> withdrawls. I think >> book >> of instruction of every bank states it clearly. >> >> Regards, >> >> >> >> ----- Original Message ----- >> From: "Mahesh Panicker" >> <[EMAIL PROTECTED]> >> To: <[email protected]> >> Sent: Wednesday, July 30, 2008 10:04 AM >> Subject: Re: [AI] facilities given by punjab national bank >> tovisuallyimpaired persons >> >> >> > technicaly its a one time activity. however my >> experience with PNB >> suggests >> > otherwise. each time I needed to withdraw money, they >> needed someone >> to >> > witness it. it really is a trouble for the VC person. >> in fact, it was >> this >> > problem that really forced me into a 6 month long >> struggle with the >> bank >> for >> > an ATM card. >> > >> > On 7/30/08, Harish Kotian >> <[EMAIL PROTECTED]> wrote: >> > > >> > > Hi >> > > Witness is required at the time of submission of >> documents. This is >> a >> one >> > > time activity for that loan. >> > > >> > > I think this is ok. >> > > Harish. >> > > >> > > ----- Original Message ----- >> > > From: "Mahesh Panicker" >> <[EMAIL PROTECTED]> >> > > To: <[email protected]> >> > > Sent: Wednesday, July 30, 2008 1:06 AM >> > > Subject: Re: [AI] facilities given by punjab >> national bank to >> > > visuallyimpaired persons >> > > >> > > >> > > >I am afraid this means that the same kind of >> dificulties that are >> > > > particularly associated with PNB is to be >> continued in a different >> way. >> > > the >> > > > procedure for issuing ATMs remains rather >> complex and long, and >> the >> idea >> > > of >> > > > the witness can be used to trouble a >> visually challenged person as >> has >> > > been >> > > > happening more often than not. >> > > > >> > > > On 7/29/08, kishanlal >> <[EMAIL PROTECTED]> wrote: >> > > >> >> > > >> >> > > >> >> > > >> PUNJAB NATIONAL BANK >> > > >> >> > > >> RETAIL BANKING DIVISION >> > > >> >> > > >> HO: 5, SANSAD MARG, NEW DELHI >> > > >> >> > > >> >> > > >> >> > > >> TEL: 23715042, 23716186. >> > > >> >> > > >> FAX Nos.- 011-23719092, 23359308 >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> RBD ADV CIR. 30/08 >> > > >> >> > > >> >> > > >> >> > > >> I >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > RBD >> Dated: >> > > >> 03.07.2008 >> > > >> >> > > >> >> > > >> >> > > >> TO ALL OFFICES >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> RETAIL BANKING DIVISION: ADVANCES: >> CIRCULAR NO: 30 >> > > >> >> > > >> >> > > >> RETAIL LOANS TO VISUALLY CHALLENGED >> PERSONS >> > > >> >> > > >> >> > > >> >> > > >> RBI, vide Notification dated 4.6.2008, >> has, inter alia, advised >> to >> > > ensure >> > > >> that retail loans are invariably offered >> to the visually >> challenged >> > > persons >> > > >> without any discrimination. >> > > >> >> > > >> >> > > >> >> > > >> 2. It may be noted that a blind >> person of sound mind is >> competent >> > > to >> > > >> contract, as such there is no legal bar >> for granting of loans to >> blind >> > > >> persons. All concerned are, therefore, >> advised to ensure that >> retail >> > > loans >> > > >> are not denied to the visually impaired >> persons. >> > > >> >> > > >> >> > > >> >> > > >> 3. As regards the procedure and >> precautions required to be >> taken >> > > for >> > > >> execution of documents, it is advised >> that all documents to be >> executed >> > > by >> > > >> the blind persons be witnessed by two >> witnesses. A declaration >> be >> > > obtained >> > > >> from the witnesses to the effect that >> the documents have been >> read >> over >> > > and >> > > >> understood by the blind person in their >> presence who after >> understanding >> > > the >> > > >> consequences thereof has put his >> signature in their presence. >> > > >> >> > > >> >> > > >> >> > > >> 4. The other precautions as >> provided by the Bank for >> opening of >> > > the >> > > >> accounts by the blind persons be also >> taken care of. In some of >> the >> > > States, >> > > >> documents evidencing creation of >> mortgage needs to be stamped. In >> such >> > > >> States, the mortgage deed can be got >> registered. Further, where >> the >> > > blind >> > > >> person is conversant with Braille >> language, the documents in the >> said >> > > >> language may be provided to him/her >> (optional). >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> -2- >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> 5. All concerned are advised to >> note the above guidelines >> for >> > > >> compliance. >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> (SC BITHAL) >> > > >> >> > > >> DEPUTY GENERAL MANAGER >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> PUNJAB NATIONAL BANK >> > > >> >> > > >> ZONAL OFFICE: JAIPUR >> > > >> >> > > >> (INFORMATION TECHNOLOGY DEPARTMENT) >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> 1.11.2007 >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> The Regional Manager/Senior Regional >> Manager, >> > > >> >> > > >> Regional Office/Integrated Zonal Office, >> > > >> >> > > >> >> Sriganganagar/Alwar/Bharatpur/Jodhpur/Jaipur. >> > > >> >> > > >> >> > > >> >> > > >> Reg: Issuance of ATM/Debit Card to blind >> persons. >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> HO: OP&SD vide their letter dated >> 29.10.2007 have decided as >> under: >> > > >> >> > > >> >> > > >> >> > > >> ATM cards to visually challenged persons >> may be issued >> considering >> the >> > > >> merits of each applicant. In such cases, >> specific request with >> full >> > > >> justification be sent to OPSD, Head >> Office, New Delhi for their >> approval >> > > for >> > > >> issuance of card. >> > > >> >> > > >> >> > > >> >> > > >> You are requested to ensure strict >> compliance of the same at each >> CBB >> > > >> centre under your jurisdiction. >> > > >> >> > > >> >> > > >> >> > > >> SD/- >> > > >> >> > > >> Deputy General Manager >> > > >> >> > > >> >> > > >> >> > > >> CC: >> TheSeniorManager,Marketing/Inspection&Audit/Planning&Development >> > > >> Department, Zonal Office, Jaipur for >> information and necessary >> action >> in >> > > the >> > > >> matter at the point of need. >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> >> > > >> Deputy General Manager >> > > >> >> > > >> >> > > >> >> > > >> With warm regards >> > > >> Yours sincerely >> > > >> Kishanlal Sharma >> > > >> Mobile: 09413849638 >> > > >> Join Access India convention: For >> updates on it visit: >> > > >> >> http://accessindia.org.in/harish/convention.htm >> > > >> Registration is now open! >> > > >> >> > > >> To unsubscribe send a message to >> > > [EMAIL PROTECTED] the >> subject unsubscribe. >> > > >> >> > > >> To change your subscription to digest >> mode or make any other >> changes, >> > > >> please visit the list home page at >> > > >> >> > > >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i >> n >> > > >> >> > > > >> > > > >> > > > >> > > > -- >> > > > Mahesh S. Panicker >> > > > room no. 121; >> > > > Kaveri-hostel; >> > > > Jawaharlal Nehru university new delhi 110067 >> india. >> > > > Join Access India convention: For updates on >> it visit: >> > > http://accessindia.org.in/harish/convention.htm >> > > > Registration is now open! >> > > > >> > > > To unsubscribe send a message to >> [EMAIL PROTECTED] the subject >> unsubscribe. >> > > > >> > > > To change your subscription to digest mode >> or make any other >> changes, >> > > please visit the list home page at >> > > > >> > > >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i >> n >> > > > >> > > >> > > >> > > Join Access India convention: For updates on it >> visit: >> > > http://accessindia.org.in/harish/convention.htm >> > > Registration is now open! >> > > >> > > To unsubscribe send a message to >> [EMAIL PROTECTED] the subject >> unsubscribe. >> > > >> > > To change your subscription to digest mode or >> make any other >> changes, >> > > please visit the list home page at >> > > >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i >> n >> > > >> > >> > >> > >> > -- >> > Mahesh S. Panicker >> > room no. 121; >> > Kaveri-hostel; >> > Jawaharlal Nehru university new delhi 110067 india. >> > Join Access India convention: For updates on it visit: >> http://accessindia.org.in/harish/convention.htm >> > Registration is now open! >> > >> > To unsubscribe send a message to >> [EMAIL PROTECTED] >> with the subject unsubscribe. >> > >> > To change your subscription to digest mode or make any >> other changes, >> please visit the list home page at >> > >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i >> n >> >> >> Join Access India convention: For updates on it visit: >> http://accessindia.org.in/harish/convention.htm >> Registration is now open! >> >> To unsubscribe send a message to >> [EMAIL PROTECTED] >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any >> other changes, >> please visit the list home page at >> >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i >> n >> >> Join Access India convention: For updates on it visit: >> http://accessindia.org.in/harish/convention.htm >> Registration is now open! >> >> To unsubscribe send a message to >> [EMAIL PROTECTED] with the subject >> unsubscribe. >> >> To change your subscription to digest mode or make any >> other changes, please visit the list home page at >> >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > > > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm > Registration is now open! > > To unsubscribe send a message to [EMAIL PROTECTED] with the subject > unsubscribe. > > To change your subscription to digest mode or make any other changes, please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm Registration is now open! 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