please provide me your 16 digit pnb account. this 16 digit number contains a
product code. if it is a simple saving account, you can make it joint. if it
is other type of savings account, you can not. system does not allow to make
such amendments. despite all, if the customer want to operate it jointly, a
product code is to be changed by the higher user ID. the references given in
various emails, may be they are having simple savings account and they are
operated jointly. salary account does not require to keep minimum balance
and up to some extent, over drawn facility may be given to the customers. in
simple savings accounts, such facilities are not allowed. please let me have
your 16 digit account. i will explore it from my branch and will let you
know, whether it can be made joint or not.
thanks.
----- Original Message -----
From: "Rohiet A. Patil" <[email protected]>
To: <[email protected]>
Sent: Tuesday, December 21, 2010 8:45 PM
Subject: Re: [AI] Regarding making joint account in PNB
Dear sir, do you have any copy of such rule? or you are telling your own
openian? I have joine salary acount in saraswat co-op bank when I was
working. If you have such copy, then please upload it somewhere and provide
us the link.
----- Original Message -----
From: "shubham gupta" <[email protected]>
To: <[email protected]>
Sent: Tuesday, December 21, 2010 8:33 PM
Subject: Re: [AI] Regarding making joint account in PNB
Its not the case sir.
I have a salary joint account in State bank of India.
Kind regards
Shubham Gupta.
----- Original Message -----
From: "BHAWANI SHANKAR VERMA" <[email protected]>
To: "access india" <[email protected]>
Sent: Tuesday, December 21, 2010 5:48 PM
Subject: Re: [AI] Regarding making joint account in PNB
no! salary account can not be joint. if any manager or bank doing same, it
is against the rules. it is my personal advise to you, that you should open
a
separate saving account jointly with pnb. if a branch manager told you that
salary account can not be joint, he is right.
this is my first and final opinion on this topic, thanks.
----- Original Message -----
From: "Anil Kumar" <[email protected]>
To: <[email protected]>
Sent: Tuesday, December 21, 2010 9:41 AM
Subject: [AI] Regarding making joint account in PNB
Dear Friends,
I have salary account in Panjab National Bank (PNB) here in my company
premises in Surat, Gujarat. I wish to make my account as joint
account with my wife. With that purpose, when I approached the bank
manager, he told me that a salary account cannot make as joint
account. Please guide me in this regard. Could you tell me what is
the criteria of making joint account? Isn’t it possible to make a
salary account as joint account? Is there any guideline or circular
in this direction?
I would be grateful, if someone throw some light on this matter.
Looking forward to hear from you.
Thanks in anticipation
With best regards,
Anil.
Email: [email protected]
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