My sincere advice will be that do not promote such special products.
Firstly, when the normal e-banking is fully and completely accessible, then
why to go for such special net banking for visually challenged?
Secondly, you can't access various facilities like request for demand draft,
RTGS transfers, (I don't know whether neft is allowed in this product as I
didn't find any information on their FAQ but presuming that it is available
from what sir has said), E-bill payment, opening term deposits online etc.
Further, suppose that for a moment SBI comes with all facilities for this
product, but if there is any new facility introduced in future, then you
again keep shouting at SBI for introducing the same for this portal?
Lastly, don't know whether you or others agree or not, but when I can use
the normal facilities provided reasonable needs such as accessibility in
this case is fullfilled, then why I would go for a special facility? And on
the bank's part for introducing accessibility or any other reasonable demand
which we are asking for, they don't have to compromise in their design,
facilities which are being offered to customers, etc. Then why they have
come with such special facility? Just to show that they care for visually
challenged? That too without offering them the facilities which they can
use? Or developers are too laisy in doing 10% efforts extra for introducing
accessibility in their normal products?
Look at that special ATM card of SBI called 'Drishti', which can be used in
normal ATMs also, but lacks in features. Though I have not used it
personally, but based on inputs from others, I know that it also doesn't
offer all facilities which a cardholder gets. Say, funds transfer, mobile
topup, registering for mobile banking, online payment through visa/maistro
portals, request for cheque book, etc. The biggest and the only advantage of
that card is that they have got the information in the chip itself that the
user needs the talking ATM and enable this feature if it is available. There
could be other ways of doing the same.
@Jaiprakash sir: the above explanation was not for you, as I know that you
are just asking the difference and seeking information on this product. It
was for each and everyone of us.
To answer your question, there is only a single advantage which I find in
this product, which can be well introduced in the actual product itself, is
the feature called 'deadlock switch'. If you have access to this special
product, and if you use alt 0, then your e-banking account gets blocked.
This is to save oneself from physical threats which one might face at a
public place etc, while using this facility.
-----Original Message-----
From: ghanshyam asudani
Sent: Wednesday, August 17, 2011 1:22 AM
To: accessindia@accessindia.org.in
Subject: Re: [AI] SBI NET BANKING FOR VISUALLY CHALLENGED - SOME DOUBTS-REG
hi dear jayaprakash you can transfer funds to any account using third
party link. but NEFT is solely prorogative of the bank. with best wishes,
Dr. G. H. asudani.
-----Original Message-----
From: jayaprakash mamatha
Sent: Monday, August 15, 2011 1:55 AM
To: accessindia@accessindia.org.in
Subject: [AI] SBI NET BANKING FOR VISUALLY CHALLENGED - SOME DOUBTS-REG
Dear all
SBI Offers MET BANKING FOR VISUALLY CHALLENGED
IF ANY ONE OF YOU ARE USING THIS FACILITY KINDLY TELL ME THE FEATURES
#1 CAN I TRANSFER FUNDS UN OTHER ACCOUNTS ?
#2 CAN I SEND MONEY USING NEFT ?
KINDLY BRIEF ME ABOUT THIS FACILITY
WAITING FOR YOUR REPLY
YOURS
JAYAPRAKASH
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