Hi friend,
The L. I. C. considers us more vulnerable for accidents. on the basis of the
same logic they charge extra premium. However in contrast to this i have
herd only an incident or two where a blind person was severely injured by a
vehicle hit. on the other hand sighted rash drivers are more vulnerable to
the accidents. the companies other than the L. I. C. refuse their service
for visually challenged with no logic behind it and some times they even put
before some logics which themselves are illogical. in fact they don't wish
to work beyond what has been assigned to them.
don't know when they will stop acting like key driven toys!
With regards
Chetan Soni
Physiotherapist
Mobile:+919825992998
E-mail:
[email protected]
Skype:
chetansoni10
----- Original Message -----
From: "anand Sharma" <[email protected]>
To: <[email protected]>
Sent: Monday, September 12, 2011 1:35 PM
Subject: Re: [AI] want to take life insurance term plan
Hi,
I do not see any logic behind paying aditional charges to Insurance
companies to get any policy. Most of insurance companies denies to give
insurance policy to vi person. I have asked so many companies to explain
the simple logic behind their refusal but did not get any convincing
answer. Has anybody put up RTI against this to public sector insurance
companies?
regards,
Anand
----- Original Message -----
From: "Chetan Soni" <[email protected]>
To: <[email protected]>
Sent: Sunday, September 11, 2011 10:26 AM
Subject: Re: [AI] want to take life insurance term plan
Hi Muhammad,
I disclosed my visual impairment and I am paying extra premium for
"Endowment" policy of the l. i. c. I am totally sightless so my
disability is apparent so there was no question of not disclosing the
same. I think we must never hide our disability or impairment whatever it
may be. Don't know about other companies but L. I. C. does not deny the
service on the ground of visual impairment or other disabilities but
charges extra premium which is quite reasonable.
With regards
Chetan Soni
Physiotherapist
Mobile:+919825992998
E-mail:
[email protected]
Skipe:
chetansoni10
----- Original Message -----
From: "Mohammed Ahtesham Shaikh Zed" <[email protected]>
To: <[email protected]>
Sent: Friday, September 09, 2011 8:50 AM
Subject: [AI] want to take life insurance term plan
pls guide on this.
Looking for 1 cr cover for minimum 20 years.
Specially I am interested in knowing how the premium is charged to
visually
impared applicants.
I assume that if we disclose our disability, the cover may result in
higher
premium or no life insurance cover at all.
Kindly throw some light on this.
Mohammed Ahtesham
Mumbai
9820998588
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