Of course, the LIC document needs to be in the public domain...
-----Original Message----- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Sushmeetha Sent: Tuesday, September 13, 2011 1:03 PM To: accessindia@accessindia.org.in Subject: Re: [AI] want to take life insurance term plan Dear Ahtesham With regards to your LIC query, I spoke to my LIC agent, pasting below his feedback, kindly reply back, so that can suggest you properly. Further after 2006, LIC cannot charge any Blindness extra premium. Its official announced by LIC. Neither can deny us for covering under any policy. Hence if any of us are taking any new policy, please do take care & don't give any extra premium just because we are blind. If you want the document proof for the same then do let me know will make the same available for download. As my LIC agent have made sure that I am not paying any extra charges for any of the policies taken there after. Atn Mohammad Ahtesham: Here are the LIC agent query: I will need following details before I enquire 1. Date of Birth 2. Medical Ground and reason for Visually Impaired since birth or due to any adverse medical history 3. Current Profession / Occupation 4. Current Income from gainful employment 5. No. of Dependents on Him (details of all family members with occupation) 6. Exsiting insurance policy Once I will get the above details I will be able to answer your query Look forward for your early reply. Thanking You Regards Sushmeetha Voice Vision 103 Synthofine Estate 'A', Off Aarey Road, Goregaon East, Mumbai 400063 India Tel: +91 22 40400000 / 28755300 Fax: +91 22 40400123 / 28755303 Mobile: +91 9820566010 Email: sushmee...@voicevision.in Website: www.voicevision.in Challenges are what make life interesting; overcoming them is what makes life meaningful. -----Original Message----- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Chetan Soni Sent: 11 September 2011 10:27 To: accessindia@accessindia.org.in Subject: Re: [AI] want to take life insurance term plan Hi Muhammad, I disclosed my visual impairment and I am paying extra premium for "Endowment" policy of the l. i. c. I am totally sightless so my disability is apparent so there was no question of not disclosing the same. I think we must never hide our disability or impairment whatever it may be. Don't know about other companies but L. I. C. does not deny the service on the ground of visual impairment or other disabilities but charges extra premium which is quite reasonable. With regards Chetan Soni Physiotherapist Mobile:+919825992998 E-mail: chetanson...@gmail.com Skipe: chetansoni10 ----- Original Message ----- From: "Mohammed Ahtesham Shaikh Zed" <mohd.ahtes...@zedinc.in> To: <accessindia@accessindia.org.in> Sent: Friday, September 09, 2011 8:50 AM Subject: [AI] want to take life insurance term plan > pls guide on this. > > Looking for 1 cr cover for minimum 20 years. > > Specially I am interested in knowing how the premium is charged to > visually > impared applicants. > > I assume that if we disclose our disability, the cover may result in > higher > premium or no life insurance cover at all. > > > > > > Kindly throw some light on this. > > > > Mohammed Ahtesham > > > > Mumbai > > 9820998588 > > > > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in -------------------------------------- Ascent Networks Pvt Ltd, Mumbai, India Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. 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