Hi,
i have baught a term plan from Aegon religare and they are not charging any
extra premium on the basis of disability. i have more than 90% visual
disability.
----- Original Message -----
From: "anand Sharma" <sharmaanandan...@gmail.com>
To: <accessindia@accessindia.org.in>
Sent: Monday, September 12, 2011 1:35 PM
Subject: Re: [AI] want to take life insurance term plan
Hi,
I do not see any logic behind paying aditional charges to Insurance
companies to get any policy. Most of insurance companies denies to give
insurance policy to vi person. I have asked so many companies to explain
the simple logic behind their refusal but did not get any convincing
answer. Has anybody put up RTI against this to public sector insurance
companies?
regards,
Anand
----- Original Message -----
From: "Chetan Soni" <chetanson...@gmail.com>
To: <accessindia@accessindia.org.in>
Sent: Sunday, September 11, 2011 10:26 AM
Subject: Re: [AI] want to take life insurance term plan
Hi Muhammad,
I disclosed my visual impairment and I am paying extra premium for
"Endowment" policy of the l. i. c. I am totally sightless so my
disability is apparent so there was no question of not disclosing the
same. I think we must never hide our disability or impairment whatever it
may be. Don't know about other companies but L. I. C. does not deny the
service on the ground of visual impairment or other disabilities but
charges extra premium which is quite reasonable.
With regards
Chetan Soni
Physiotherapist
Mobile:+919825992998
E-mail:
chetanson...@gmail.com
Skipe:
chetansoni10
----- Original Message -----
From: "Mohammed Ahtesham Shaikh Zed" <mohd.ahtes...@zedinc.in>
To: <accessindia@accessindia.org.in>
Sent: Friday, September 09, 2011 8:50 AM
Subject: [AI] want to take life insurance term plan
pls guide on this.
Looking for 1 cr cover for minimum 20 years.
Specially I am interested in knowing how the premium is charged to
visually
impared applicants.
I assume that if we disclose our disability, the cover may result in
higher
premium or no life insurance cover at all.
Kindly throw some light on this.
Mohammed Ahtesham
Mumbai
9820998588
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