On fine scrutiny, one can distinguish between putting a stamp and making a
signature. Without prior permission from an appropriate authority, one
cannot use stamp in place of signatures.
----- Original Message -----
From: "Ekinath Khedekar" <[email protected]>
To: "AccessIndia: a list for discussing accessibility and issues
concerningthe disabled." <[email protected]>
Sent: Saturday, September 28, 2013 9:56 AM
Subject: Re: [AI] signs or thumb marks for the VI on important documents
Hi
I forgot to share one more idea. It’s a simple one :
You can tell a stamp maker to make a stamp of your signature with out
borders to it. There are stamps available with out edge boundary and
self contained ink. It’s quite portable. However, yu do have risk
being denied in front of any particular authority. Therefore, request
for opinions from legal experts.
And was suggested by someone, you can use a stemcil card which has a
cut in a plastic card according to your signature lines but because I
haven’t used it, I wonder how will you be able to deal with
overlapping curves.
Regs.
On 9/27/13, Ekinath Khedekar <[email protected]> wrote:
Hi
Please don’t give in to insistence of signing the document
immediately. You can even magistrate or any authority to render you
time as you are a VI.
I use both thumb and signature together or mostly separately depending
on significance, long term/short term financial impact and room for
defense in case of litigation.
Firstly, I am not aware of any rule denying executor (signing person)
to not sign and stamp a thumb together. So in the matters of property
I use both signature and thumb impression. In fact, sub-divisional
registrar Dombivli had appreciated this idea. They do ask for both but
some sighted people avoid it.
Secondly, I use 3 signatures 1 frivolous for surveys, feedback forms
etc. 2 for serious but no financial implications and 3 for most
serious matters which have long-term large financial or other impacts.
In such matters, it is better to use both signature and thumb
impression.
Other aspects are, what does the service provider want for example, as
someone mentioned for d-mat, credit cards and loan (in my case) I used
my second signature as I have liability to pay and not gain from the
transaction.
Importantly in my case, the process wasn’t moving ahead in all 3 cases
as I had thumb impression on all KYC documents like PAN card, passport
etc. But I got my signature approved by my parent bank and got all 3
processes through.
Basically, your parent bank through some form attests and approves
that signature used for above mentioned services matches with the
signatures used for cheques and other transactions through the parent
bank and that’s enough.
Let me note here, that I have to get at least one of my KYC document
based on my one of my signatures. So I can avoid going to my parent
bank to approve the matching of signatures everytime. Advice is to get
at least get your one KYC document based on your confirmed signature
so you can use it wherever signature is mandatory for smooth process.
Another important point, have you asked signature verifier that what
does he look for when he verifies the signature? I had and the answer
was :
They do not strictly look for 100% matching of signature. What they do
look for use curves and their sharp or curvy turns and number of turns
in the signature. What I mean to say is that signature does not
necessarily have to be an initial letter alphabet etc. It can be any
unique scribbling that u only can do more or less in the same manner
everytime. They would only look for similarities.
Mind you, these are my ways and in my opinion, they are all right. If
anybody has any suggestion I will appreciate.
Bottomline, I use all the possible service and transactions available
to sighted people and do not want to be stranded for a want of
circulars as was the case when I had to open myd-mat account.
Icicidirect showed me NSDL/CSDL circular and denied me d-mat on the
basis of my thumb impression. So I had to give them my signature and
with another hand an “Angootha” saying dude I have it with or with out
“ANgootha” :P
Do please as I earlier said guide me if I am wrong…
~Cheers
On 9/27/13, Vivekananda Doddamani. <[email protected]> wrote:
in case of purchase of property both signature & thumb ipression is
necessary because in Shimoga in Karnataka recently I purchased land
and there I had to do both in registrar office, related to reading of
documents always in such time you should accompany with of any sighted
person who is very close to you, scaning & laptops doesn't work in
Registrar office, simply talking of carrying of laptops & scanners to
registrar Offices and any other government offices while signing
documents is not easy, there you have to depend any sincere person
either your spouse or parants
On 9/26/13, maitreya shah <[email protected]> wrote:
hi all,
thanks for your wonderful reply .
here , one more thing ,
i was denyed by many government departments for signing documents
saying that thumb mark is compulsory for blind .
also ,before sometime ,when i was giving my thumb marks for passport ,
there were so many documents to be signed and all that documents were
difficult to be obtain in soft copy .
so please throw some light on this also .
thanks,
Maitreya Shah
+91-8690943237
On 9/26/13, akhilesh <[email protected]> wrote:
In case of a property sail, you have no time. the signature is to be
put in the presence of both parties and the magistrate.
There is a limitted time alotted to the clients.
No no. That is very reckless aproach to force the client to sign the
property documents in a hurry.
you can take the time to read and sign the agreement to sell and later
the sale deed both.
it is a very complex document, can and should not be signed just to
save some time.
if you're a vendee, you can even force the vender to send the
documents in e format.
future litigation should be avoided at any cost at least in the issues
of property.
On 9/26/13, Vedprakash <[email protected]> wrote:
In case of a property sail, you have no time. the signature is to be
put
in
the presence of both parties and the magistrate.
There is a limitted time alotted to the clients.
The courts are so crowded these days.
----- Original Message -----
From: "Shireen Irani" <[email protected]>
To: "AccessIndia: a list for discussing accessibility and issues
concerningthe disabled." <[email protected]>
Sent: Thursday, September 26, 2013 4:47 PM
Subject: Re: [AI] signs or thumb marks for the VI on important
documents
sorry, what is a signature guide?? where is it available?? some
details
please.
and i think its only fair to get the person who brings the document
to
read it to u at least the relevant bits before u sign, if u dont have
any1 else more trust worthy around. usually in matters of a serious
nature, they do allow u to take it home and give it a day for u to go
through it and sign. its very rarely at gun point where u have to
sign
immediately. so it shouldn't be so much of a problem.
of course making a xerox coppy after u sign the document is also
equally important for any future reference, or in case of any
discrepancy between 2 parties.
at leasst for property related issues, they always give u enough time
to go through it at your own pace.
On 9/26/13, maitreya shah <[email protected]> wrote:
hi all,
here i would like to draw your attention on an serious matter .
in today's time ,when we can't trust on anyone ,if the matter is of
money or property .
so what precautions should be taken while signing through thumb
marks
on important documents ?
if the documents are in hard copy then it is obvious that we can't
read that and we have to trust someone for it .
so what to do in such situations ?
i want the opinion of expirienced members .
thanks,
Maitreya Shah
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