Hello everybody The various categories of priority sector are as under: (i) Agriculture (ii) Micro and Small Enterprises (iii) Education (iv) Housing (v) Export Credit (vi) Others
The limit of loan under each category is also mentioned in the master circular (link appended already by somebody). Here is the classification of housing loan for priority sector since one of our friends Mr. Ekanath had asked: Loans to individuals up to ` 25 lakh in metropolitan centres with population above ten lakh and ` 15 lakh in other centres for purchase/construction of a dwelling unit per family excluding loans sanctioned to bank’s own employees. The category of Others contains some loans where there is a ceiling of Rs. 50, 000. As regards interest rates, it is to be decided by the individual banks and only for agricultural loans, there is interest subvention available. Thanks and regards Jairam Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/[email protected]/ To unsubscribe send a message to [email protected] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
