Thank you Mr. Balasubramanian,

SO as I gather from your guidance, my loan amount of Rs. 44l would not
qualify for any respite.

Thank you very much






On 3/16/15, Jairam Balasubramanian <[email protected]> wrote:
> Hello everybody
> The various categories of priority sector are as under:
> (i) Agriculture
> (ii) Micro and Small Enterprises
> (iii) Education
> (iv) Housing
> (v) Export Credit
> (vi) Others
>
> The limit of loan under each category is also mentioned in the master
> circular (link appended already by somebody).
>
> Here is the classification of housing loan for priority sector since
> one of our friends Mr. Ekanath had asked:
>  Loans to individuals up to ` 25 lakh in metropolitan centres with
> population above ten lakh and ` 15 lakh in other centres for
> purchase/construction of a dwelling unit per family excluding loans
> sanctioned to bank's own employees.
>
> The category of Others contains some loans where there is a ceiling of
> Rs. 50, 000.
>
> As regards interest rates, it is to be decided by the individual banks
> and only for agricultural loans, there is interest subvention
> available.
>
> Thanks and regards
> Jairam
>
>
>
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