Correction.  This Forbes article claims we spend $3.8 TRILLION per year.

Pretty soon, you're talking real money.

bp


On 10/9/2014 3:54 PM, Josh Reynolds via Af wrote:
Reduce the cost of education and healthcare and you have a educated, healthy workforce with more disposable income. Not only are they able to produce more, but they also have more disposable income.

Josh Reynolds, Chief Information Officer
SPITwSPOTS, www.spitwspots.com <http://www.spitwspots.com>

On 10/09/2014 02:45 PM, Bill Prince via Af wrote:
Or cut out HALF of the $3 TRILLION we spend on alleged health care.

bp
On 10/9/2014 2:50 PM, Josh Reynolds via Af wrote:
Awesome. Then do what Germany recently did, which is making college virtually free by removing tuition costs.

http://www.cbsnews.com/news/get-a-free-college-degree-passport-required/

Now you have a population that isn't drowning in 1.2TRILLION dollars in student debt.

OTOH, having a college degree doesn't amount to a hill of beans when the QUALITY of our educational institutions(especially public) is horrible.

There's also a huge amount of skilled trades that really need workers to fill them. Plumbers, electricians, etc need able educated hands to build infrastructure for the next few generations.

I'll leave you with this: https://www.youtube.com/watch?v=Rpn0vh2Rj0Y

Josh Reynolds, Chief Information Officer
SPITwSPOTS, www.spitwspots.com <http://www.spitwspots.com>

On 10/09/2014 12:53 PM, Rory Conaway via Af wrote:

It can’t if it’s constantly chipped apart from the bottom up. Between continued growth of the welfare state, unchecked immigration and growth of an uneducated population, and lawlessness from the President on down, Capitalism won’t survive. Unfortunately, if it fails, then so does the country and as evidenced by the unchecked growth of evil philosophies such as radical Islam, dictatorships masquerading as Communism, and Communist countries with no moral or ethical foundation, complete anarchy worldwide. Capitalism funds and drives the United States to continue to be a leader in the world.

Rory

*From:*Af [mailto:[email protected]] *On Behalf Of *Chris Wright via Af
*Sent:* Thursday, October 09, 2014 12:58 PM
*To:* [email protected]
*Subject:* Re: [AFMUG] ObamaCare

While capitalism may have *built* the greatest country in the world, some think capitalism cannot *sustain* the greatest country in the world.

Chris Wright

Velociter Wireless <http://www.velociter.net/>

*From:*Af [mailto:[email protected]] *On Behalf Of *Rory Conaway via Af
*Sent:* Thursday, October 09, 2014 9:47 AM
*To:* [email protected] <mailto:[email protected]>
*Subject:* Re: [AFMUG] ObamaCare

Collin, socialized medicine or socialized anything doesn’t work. What happened to the idea that Capitalism built the greatest country and the greatest health care in the world. Why does everybody forget that and keep wanting to go back to the failed systems in Europe, Socialism, Communism.

Costs go up because of attorney’s and the technology behind our health care. If you want cheap health care, get rid of MRI machines, genome cancer treatments, laser surgeries, AiDs drugs, Hepatitis drug research, etc… If all you want is an aspirin and a hug, you keep holding to the idea that socialized medicine is a great idea.

Rory

*From:*Af [mailto:[email protected]] *On Behalf Of *Bill Prince via Af
*Sent:* Thursday, October 09, 2014 9:41 AM
*To:* [email protected] <mailto:[email protected]>
*Subject:* Re: [AFMUG] ObamaCare

Amen brother Conlin.

The way I see it, the biggest problem is that ObamaCare didn't go far enough. We really, really need to have a system that gets a handle on the costs. The cost to US citizens is more than double the cost to other developed countries.

Just peruse this: http://www.huffingtonpost.com/2013/03/26/charts-health-care-costs-americans_n_2957266.html

bp

On 10/9/2014 5:12 AM, Paul Conlin via Af wrote:

What did people expect? Insurance companies are the house. They always make money. By accepting pre-existing conditions
    everyone else’s premiums go up.  By definition.  The only way
    health insurance can work is if it is universal (code for
    mandatory).  Can’t have people who can do math, like Chuck,
opting out. Or healthy people saying no. Everyone in. Everyone pays. Spreads out the costs.

    ObamaCare was never about controlling costs.  It was about
    increasing coverage.  More coverage costs more.  Why are people
    surprised at this?  If you want to control costs you have to
    redesign the way money flows.  Our system of providers and
insurance companies is **designed** to maximize heath costs. It is a positive feedback loop. What is needed is a single
    payer system, like Canada, where one paying party can have
    maximum leverage to minimize costs and who has limited ability
    to raise taxes.  It is a proper (negative) feedback system that
    has inheritably more control. Canada, for the record, is not
    privatized health care like the VHA.  In fact it is the
    opposite.  The Government of Canada purchases all its
    healthcare from private entities, like Medicare.  A fact yet to
    be discovered by the media in the USA.

    It is hard to understand why the Republican’s hate ObamaCare
    since it was mostly their idea.  Well, other than ObamaCare was
    championed by Obama and I guess that is enough reason.  The
    basic concept to use the free market and let industry to its
    thing is normally what Republican’s want.  Not to mention its
    inherent ability to make more money for insurance companies and
    private industry.  Sure, they are upset that it is being used
    as a wealth distribution system that makes people with money
    pay more and people without pay less.  Ok, so that is two
    reasons they hate it.

    The mistake made, was not implementing a single payer system
    simultaneously with universal coverage.  The CBO calculated the
    saving from the former would pay for the later resulting in no
    increase in out-of-pocket costs. Then the other benefits of
    such a privatized system would start to kick in and the open
    market competition for services will drive costs down. With
    health care general health would improve and costs would go
    down even more.

    Unfortunately the Government is dysfunctional and has zero
    chance of overcoming the trillions of dollars companies are
making off of the existing out of control health care system. And if they could pass the laws, would anyone trust our
    Government to run such a program? And there is the root problem.

    Obviously an over simplification but now back to my real job.

    PC

    Blaze Broadband

    *From:*Af [mailto:[email protected]] *On Behalf Of *Rory
    Conaway via Af
    *Sent:* Thursday, October 9, 2014 12:33 AM
    *To:* [email protected] <mailto:[email protected]>
    *Subject:* Re: [AFMUG] ObamaCare

    People with pre-existing conditions are one of the few groups
    benefitting from this.

    Rory

    *From:*Af [mailto:[email protected]] *On Behalf Of *Jeremy
    via Af
    *Sent:* Wednesday, October 08, 2014 7:32 PM
    *To:* [email protected] <mailto:[email protected]>
    *Subject:* Re: [AFMUG] ObamaCare

    We pay about the same as we did but our deductible is lower,
    our out of pocket max is lower, and they covered our
    pregnancy.  We switched during the first trimester because we
    didn't have maternity coverage (no self-insured plans in our
    state had it), and Obamacare made pregnancy not count as a
    pre-existing condition. It saved us about $7,000-$8,000 this
    year.  The craziest part is that we actually stayed with the
    same provider, Select Health (IHC).  It was just the difference
between them providing maternity and not providing maternity. We have been very happy with our Obamacare.

    On Wed, Oct 8, 2014 at 6:50 PM, Glen Waldrop via Af
    <[email protected] <mailto:[email protected]>> wrote:

    Further the subsidies have been deemed unconstitutional, so
    they're forcing us to pay insurance with the promise of
    subsidies that they are now going to take away.

    Bait and switch.

    The whole thing has been a screwup from day one.

    It is actually cheaper for me to pay out of pocket than pay for
    this insurance, but the fines will get you either way.

        ----- Original Message -----

        *From:*Rory Conaway via Af <mailto:[email protected]>

        *To:*[email protected] <mailto:[email protected]>

        *Sent:*Wednesday, October 08, 2014 7:03 PM

        *Subject:*Re: [AFMUG] ObamaCare

        And so did the quality and options of your care.  I know
        that 2 of my doctors retired early and the other one
        doesn’t take Obamacare. Fortunately I don’t have to use it.

        Here is my question though, doesn’t the fact that the
        federal government wasted a couple billion dollars of your
        taxes on websites that don’t work, companies that are
        paying workers to do nothing, and companies that are
        friends with the First Lady with no bid process in place?

        Rory

        *From:*Af [mailto:[email protected]
        <mailto:[email protected]>] *On Behalf Of *Sean Heskett
        via Af
        *Sent:* Wednesday, October 08, 2014 5:00 PM
        *To:* [email protected] <mailto:[email protected]>
        *Subject:* Re: [AFMUG] ObamaCare

        Please don't forget that this whole "obamacare" thing was
        "invented" by the American Heratage Foundation which is a
        republican think tank.  And the republicans tried to squash
        "Hillarycare" with it in the 1990's.

        Be careful what you ask for because you just might get it.

        Also, so far in the states that set up their own exchanges
        medical costs and premiums have been going down...mine sure
        did :)

        2cents

        Sean

        On Wednesday, October 8, 2014, Travis Johnson via Af
        <[email protected] <mailto:[email protected]>> wrote:

        Hi...

        I'm not sure exactly how this ObamaCare thing was supposed
        to "save everyone money" and provider "better health care".
        We just received our group health insurance premium notice
        for the upcoming year, and our rates will go up by 10%
        starting 2015.

        On top of that, everyone is now paying a 3% ObamaCare tax
        on their personal income taxes. This doesn't really seem
        like much of a savings to me... :(

        Travis





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