forever and ever, expungment and all that only applies to criminal matters, in regard to insurance a DUI is a component of your healthcare, the associated required alcohol evaluations are in your medical records as well. One DUI is not all that big of a deal, but two automatically classifies you as a habitual drinker, which some claim is bad for you
On Tue, Jul 11, 2017 at 10:04 AM, Chuck McCown <[email protected]> wrote: > So do DUIs hang around forever on a searchable database that the insurance > company uses? > Is there an expungement process? > > *From:* Steve Jones > *Sent:* Monday, July 10, 2017 9:45 PM > *To:* [email protected] > *Subject:* Re: [AFMUG] Life Insurance Policies > > I have 2 DUIs in illinois 20 years ago. I cannot get a personal life > insurance policy unless i pay like 100 to 200 bucks a month for 50k > coverage. And wven then theres all kinds of rules on how im allowed to die, > some ways will pay, some will after probate, and some just wont. > Thats individual plans... i can only ever get any real life insurance > through my employer. And i cant imagine a generic policy that would cover > anythimg other than a work relateded croaking being employer affordable. > When i was 20, i was worth like 250k dead and a half mil if i got ended at > work. If i knew then what i know now.... > > On Jul 10, 2017 10:37 PM, "Jeremy" <[email protected]> wrote: > > Sorry, forgot the OT. > > On Mon, Jul 10, 2017 at 9:37 PM, Jeremy <[email protected]> wrote: > >> Anyone want to share what company they are using for life insurance, and >> what type of plan and/or rates, either on or off-list? I have been >> shopping around and these policies are crazy. Hard to believe anyone would >> sign these. >> >> Whole life is at the whim of the market, and you can lose it all. Term >> policies even on a fixed term, say 30 years, claim that the payments >> "remain level" for the 30 -year term but then they say in the fine print >> that they can change the rate at anytime up to the maximum ($230,000 per >> year). There has to be a more solid and less wishy-washy policy out there >> with a locked in rate, right? Are they all giving themselves the ability >> to make it whatever they want at anytime in the fine print? >> > > > >
