Re: what do I need to learn to be independent?
15, that is a good point. Mold will form when there is dampness. You shouldn't leave spills in a carpet. Or better yet, avoid the spill in the first place. Also more suggestions
Get a credit card, or at least several with different uses, such a no foreign fees card, a grocery card etc. I would recommend getting at least an American Express as one of them, as it has a dispute charges feature, and purchase protection, and automatic extended warranty for electronics. Once you have a credit card, I would advise against using a bank card, as credit card fraud protections and theft protection is much more robust and also the purchase protection where you get charged a wrong amount or refused a refund for a damaged/defective product.
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