Given the amount of wisdom out there in this group, can I ask a further
question on this topic of insurance?
Our club's gliders are not flying enough to cover the cost of insurance,
a growing number of our ultralight members want to sell the gliders
because they see the ultralight 'carrying the club' financially...
We have a Blanik and a Hornet, we have already removed hull insurance
from the Blanik, but still pay a significant amount of insurance for
third party and passenger on the Blanik.
What sort of risk will our club and it's gliding members be taking if we
remove all insurance from our gliders?
I know passenger insurance comes into this, so what if we stopped
training (we don't have any gliding trainees anyhow!). Would the
instructor or club be taking a big risk for check-flights of post-solo
glider pilots?
Thanks,
Kym.
[email protected] wrote:
----- "P Carey" <[email protected]> wrote:
Nowadays insurance litigations are very costly and, can be quite
lucrative
for the claimant. Hence it is important that Clubs are adequately
covered
against any claim.
Let me paint a scenario:
Joe, who is not an instructor or office bearer, just an ordinary
flying
member of the Dontland gliding club that operates 20 km out of nowhere
on an
airfield that is owned by a farmer or the Council or whoever.
This morning Joe takes out his glider, drives a peg into the ground
and tie
the wingtip down. By noon the thermals are roaring and Joe grabs his
glider
and takes off. Naturally, he forgets to remove the peg.
Mrs.Trouble just walked onto the field to enquire about a glider
flight and,
on her way to the Duty Pilot, she trips on the peg, breaks her spine
and
starts proceedings against Joe, in the first place then against the
Club.
She claims, quite justifiably, $2 million.
Firstly - this does not constitute any legal advice...
She can't start proceedings against Joe, only the club. Not for profit
association members are protected, at least in Victoria.
Here are the issues covered
http://www.glidingclub.org.au/airflow/live/2008_12/Public%20Liability
In particular:
GFA Notes
http://www.gfa.org.au/index.php?option=com_content&task=view&id=265&Itemid=118
Victoria volunteer protection legislation:
http://www.sport.vic.gov.au/web9/rwpgslib.nsf/GraphicFiles/volunteerprotection/%24file/volunteerprotection.pdf
Again, stipulating that I am not a lawyer, it seems from reading the GFA Notes
that we would be covered in that case by the GFA BBL.
Scott
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