ATMs (automated teller machines in America) are called Multi-Bank Boxes in
the Azores.  I'm unsure of the Portuguese acronym for them (I think box is
caixa).  I'm not sure about all machines, but the taxi driver took me to one
and pressed a button and it went to English.  Check with your bank to see
what the fees are for an out-of-network ATM and the fee for pulling out
euros instead of USD.

Banks there are open around 9 a.m. and close at 3 p.m.  I would go to the
bank with my traveler's checks and say "cambio" (you'll see this in the bank
windows - means exchange) and they would find me an English speaking
teller.  I did not use the traveler's checks in a restaurant.  Some of the
residencials were not set up for a Visa or MasterCard, nor travler's checks,
so I'd go exchange them at the bank.

If you use your credit card, you need to check with the bank that issued it
as to the fees for charges made in euros.

Cheri Mello
Listowner, Azores-Gen
Researching: Vila Franca, Ponta Garca, Ribeira Quente, Ribeira das Tainhas,
Achada

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