NAMANYA SAJA BANK... jadi semua ini juga harus di pahami oleh semua kalau mau berhubungan dengan BANK, ada yang tertolong banyak juga yang kena karena tidak paham risikonya. TIDAK ADA YANG FREE DI DUNIA INI DAN PASTINYA TIDAK DARI SEBUAH BANK.
Suatu hal yang perlu di pahami juga bahwa masyarakat kita sudah terbenam jauh dalam dunia UANG dan belum bisa berpikir lebih jauh dari pada itu. Fight ignorance! v ----- Original Message ----- From: Ketut Astawa To: [email protected] Sent: Thursday, June 19, 2008 7:17 PM Subject: [bali] Re: [bali-bali] Bank of Banks in Bali Dear rekan Beni, dan semeton lain. Maka kehidupan akan betul2 dicontrol oleh pemberi PINJAMAN. Saya tdk tahu di USA, namun di negara2 Eropa (Eropa-commision) banyak sekali uang yang tersedia maksudnya dana2 yg tersedia dari pembayaran seluruh negara anggota. dan itu akan diputar kembali utk mendapatkan profit yg lebih besar. misal menggaet semakin banyak student from abroad (mulanya tawaran beberapa scolarship, namun setelahnya diharapkan semakin tergantung dan semakin banyak student from abroad). - Banyak Research2 utk negara2 berkembang, namun seluruh staff, meterial, supervising harus dari negara anggota komisi ini, dan ini tidak gratis, pasti ada sisi yg harus bayar meskipun di cicil, yg akhirnya sangat mahal. Dan itu tdk mungkin diberi ke negara2 afrika yg tdk punya potensi alam. - Bantuan, pinjaman, dll dan masih banyak lagi. Contoh di bidang saya di renewable enrgy ini. Saat Stunami menghantam aceh, kita ikut buat stand alone solar cell, solar water pumping. dimana saat itu do Aceh tdk ada listrik dan semua alir asin. sehingga program2 spt ini sungguh ampuh. Nah seluruh dana yg didapat mutlah dari Eropean komision ini dan sebagian besar UN. Dana2 itu adalh bantuan yang angka2nya dicatat, ehm.. kalau ikhlas ya di sumbang dan tdk ada pamrih,. la wong ini jelas kok berapa pengeluarannya dan Eropa juga meminta ke UN,.. saya tdk tahu setelahnya (rantai ..permohonan uang dari UN..) juga saat ini banyak kerjasama, renewable energy dgn pakistan dan bangladesh. Jadi kembali ke ide Bank of Banks ini saya tdk yakin. Sejauh ini bagi saya system KOPERASI adalah yg terbaik, kalau kita lihat perusahaan2 besar di UK, & Eropa sebetulnya secara tdk sengaja mereka menerapkan konsep ini. contoh. HANSON PLC (perusahaan aspal, baja, beton dan semen terbesar di Dunia). menerapkan konsep kepemilikan saham oleh seluruh karyawan, konsekuensinya... seluruh staff bekerja lebih giat agar perusaan untung dan sahamnya akan naik juga, begitu pula setiap pejabatnya berlomba2 berprestasi. sehingga saat ini ketika HANSON dan Heidelberg join bersama (banyak project2 gedung olimpyade LONDON) semakin banyak lagi saham yg lepas ke karyawan, dan sekali lagi sebelum ke pasar stock, di beri prioritas karyawan utk mendapatnya. jadi kalau konsep KOPERASi diterapkan dalam setiap usaha, maka saya sangat yakin setiap anggota akan bekerja keras, dan juga korupsi akan mudah di hapus dan diawasi, sebab setiap anggota bisa dgn jelas melihat aliran dana dan keuntungan hasil usaha. ehm..demikian pandangan tyang,.. silakan dilanjut rekan2 sekalian salam k astawa CREST (center renewable energy systemn and technology) Loughborough University UK ------------------------------------------------------------------------------ From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of ngurah beni setiawan Sent: 19 June 2008 03:30 To: [EMAIL PROTECTED]; [email protected] Subject: [bali] Re: [bali-bali] Bank of Banks in Bali Mbo Vieb dan semeton lain... Kira-kira apa akibat dari hal ini ya? saya kok ga nangkep? mohon pencerahan... ngurah beni setiawan P Save a tree...please don't print this e-mail unless you really need to ----- Original Message ---- From: Asana Viebeke Lengkong <[EMAIL PROTECTED]> To: [EMAIL PROTECTED]; [email protected] Sent: Wednesday, June 18, 2008 10:42:37 AM Subject: [bali-bali] Bank of Banks in Bali > The Oregonian > (USA) June 16, 2008 > > Portland-based Mercy Corps buying Indonesian bank to help poor > > The humanitarian agency will start the Bank of Banks to help > Indonesian agencies provide insurance, mortgage finance, > remittance services and mobile banking > Monday, June 16, 2008 > > Richard Read The Oregonian Staff > > Nonprofit Mercy Corps is buying a commercial bank in Bali, > Indonesia's tourist paradise, in a novel $33 million deal that > could move tens of millions of people out of poverty in the next > decade -- and create a new economic-developmen t model. > > Using a $19.4 million grant from the Bill & Melinda Gates > Foundation, Mercy Corps will head a consortium to create > Indonesia's first microfinance wholesale bank -- provisionally > titled the "Bank of Banks," nicknamed BoB. > > The deal, to be announced today, capitalizes on Mercy Corps' > experience with microfinance programs, which typically extend > small-business loans to people too poor to be served by regular > banks. It also propels the Portland-based relief-and-developm ent > organization to a new frontier where nonprofits, foundations, > government agencies and commercial entities collaborate to move > beyond handouts in less-developed nations. > > Mercy Corps, with investment from an arm of the World Bank and a > Dutch fund, plans to convert a struggling Bali bank into an > institution that can help thousands of small microfinance > organizations attain stability and boost services. The Bank of > Banks will enable the Indonesian organizations to move beyond > offering microloans and savings accounts to provide insurance, > mortgage finance, remittance services and mobile banking. > > The bank and supporting institutions aim to help 16 million > Indonesians build financial security by 2011, reaching them in > new ways, via cell phones, ATMs and the Internet. Mercy Corps > managers say that if successful, the strategy -- to be expanded > to the Philippines -- could help 45 million people permanently > move out of poverty during the next 10 years. > > "Bank of Banks is expected to revolutionize the way microfinance > works in Indonesia and beyond," said Neal Keny-Guyer, chief > executive of Mercy Corps. > > Biggest, first > > The deal represents several firsts for Mercy Corps. The Gates > grant is the biggest it has received from the Seattle-based > foundation. While Gates has supported Mercy Corps > disaster-response initiatives, the foundation hadn't yet backed > one of the humanitarian organization' s non-emergency programs. > > Mercy Corps has years of experience in microfinance, an approach > that became widely known when Bangladeshi banker Muhammad Yunus > and his Grameen Bank won the 2006 Nobel Peace Prize for their > grass-roots financial programs. > > In 2001, Mercy Corps co-founded XacBank, a commercial bank in > Mongolia that extends financial services to yak herders and > others across one of the world's most sparsely populated > countries. Microfinance institutions started by Mercy Corps in > Kazakhstan, Kyrgyzstan and Tajikistan have disbursed $240 > million in loans during 10 years to businesses and communities. > > > > ------ End of Forwarded Message > > > Messages in this topic ____________ _________ _________ _________ _________ _________ _ Easily publish your photos to your Spaces with Photo Gallery. http://get.live. com/photogallery /overview __._,_.___ Messages in this topic (1) Reply (via web post) | Start a new topic Messages | Files | Photos | Links | Database | Polls | Members | Calendar MARKETPLACE ------------------------------------------------------------------------------ Blockbuster is giving away a FREE trial of - Blockbuster Total Access. Change settings via the Web (Yahoo! ID required) Change settings via email: Switch delivery to Daily Digest | Switch format to Traditional Visit Your Group | Yahoo! Groups Terms of Use | Unsubscribe Recent Activity a.. 9New Members Visit Your Group New business? 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