I was looking into this over the weekend and started working with the
Nordigen API:
https://nordigen.com/en/

The code I wrote is in goledger and in Go (Starling and Monzo you can see
here <https://github.com/mescanne/goledger/tree/master/cmd/download>) and
will look to publish it.

Nordigen looks like they're focused *only* on open banking APIs (no
password stuff) and keeping their infrastructure lean and simple. And
they're being generous with you using it for personal stuff right now.

Mark



On Mon, 10 Oct 2022 at 08:18, Red S <[email protected]> wrote:

> I'm guessing the OP was asking specifically about the *downloading* part,
> not ofx itself. Chase continues to provide ofx files, but you have to login
> to their website and hit the download button now (supremely annoying
> IMHO) , where in the past, you could download from the command line. I use
> ofxget + bean-download, seen here
> <https://reds-rants.netlify.app/personal-finance/direct-downloads/>.
>
> This is likely to happen more and more as banks move on to Open Banking
> <https://en.wikipedia.org/wiki/Open_banking> / (US: Financial Data
> Exchange <https://financialdataexchange.org/>). In theory, these are a
> huge upgrade, but so far, it's been disappointing for FOSS and Beancount
> users as only commercial players seem to have access to this system,
> leaving no option for the end user.
>
> I imagine most banks would not remove ofx support though, even if they
> remove direct downloads for security reasons. Schwab has been an exception,
> and I hope they remain the exception. For the latter, I might reluctantly
> start looking into Selenium and the likes at some point. If anyone here
> uses it, please do share your experience.
>
>
> On Friday, October 7, 2022 at 11:50:04 AM UTC-7 [email protected] wrote:
>
>> The only options I know of:
>> - Use mint.com and get their low fidelity CSVs via mintapi project
>> - Use plaid or yodlee, though many banks require prod path flow which I
>> couldn't do on a dev account.
>> - Scrape statements or the web interface manually.
>> - Gaze longingly towards Europe and their data portability regulations.
>>
>> Would love to know if you come up with something better.
>>
>>
>>
>> On Fri, Oct 7, 2022, 06:46 Stefano Mihai Canta <[email protected]>
>> wrote:
>>
>>> Hello,
>>> Does anyone have a solution for downloading OFX files from banks that
>>> are moving away from Direct Connect? For example, using ofxtools to access
>>> my Chase transactions does not work anymore.
>>>
>>>
>>> https://www.banktivity.com/support/articles/banktivity-7/ofx-direct-connect-will-no-longer-be-supported-by-chase-as-of-october-6th-2022/
>>>
>>> Thanks!
>>> Stefano
>>>
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