RE: looking for a good US merchant account/credit card processing deal

[Michael David]

I can highly recommend:   ASSOCIATED MERCHANT SERVICES [EMAIL PROTECTED] / http://ProcessUSA.com   Our deal was 2.2%, 25 cent processing fee, $8.50 monthly statement fee.  App fee was $199 (refundable if not approved). Most importantly, Richard was very helpful, and walked us through the entire process.  I definitely felt like he was our advocate from beginning to end.   If you contact him, please mention that Michael David sent you.  J   Cheers!   Michael David [EMAIL PROTECTED]         -----Original Message----- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]]On Behalf Of Steve Hsieh Sent: Tuesday, August 01, 2000 4:43 PM To: [EMAIL PROTECTED] Subject: looking for a good US merchant account/credit card processing deal   Hi,   Can anyone suggest a good merchant account/credit card processing gateway? It seems that authorizenet is a pretty popular gateway on this list.   I saw one place that had a 2.15% discount rate + 30 cent fee (AVS included), $20 monthly minimum and $10/month statement fee, but then they charge $495 as a one time fee for authorizenet "software" and a $15/month gateway fee.   Are there better deals than that?  Any places that don't charge onetime setup fees?   My concern right now is primarily regarding refund policies. It's still not clear if it is possible to enforce a no-refund policy with any bank, or if as a merchant, we are required to provide a refund within 30 days (i'm not talking about chargebacks) no matter what our site says.   I don't need any kind of shopping card or stuff - I'm quite capable of dealing with the realtime authorization coding myself.   Thanks for any leads.