Would you mind letting us know who you are.  I saw your title, but I do not
think you ever signed your e-mails.  When you started writing, you did not
introduce yourself.  
Terry Powers


-----Original Message-----
From: Lysander [mailto:[EMAIL PROTECTED]
Sent: Wednesday, September 14, 2005 2:41 PM
To: Braillenote List
Subject: Re: [Braillenote] Transplant customers with debit cards BE WARE


Don't be afraid, I think that's something important a lot of people needed 
to be aware of.
----- Original Message ----- 
From: "Rusty Perez" <[EMAIL PROTECTED]>
To: "'Braillenote List'" <[email protected]>
Sent: Wednesday, September 14, 2005 9:44 AM
Subject: [Braillenote] Transplant customers with debit cards BE WARE


> Hi folks, at the risk of getting stomped on again, I want to make those 
> who
> are considering an Mpower transplant aware.
> If you use a debit card, be ware that Humanware's system will 
> "preauthorize"
> your card. As I understand it, a charge is done in two stages. The request
> for the charge--to make sure the money is there--and then a finalization 
> of
> the charge--to request the funds. In my case, this meant that they charged
> my debit card for nearly $2200--to see if I had enough money--but they
> didn't plan to "finalize" the charge. I wasn't made aware of this; it 
> could
> be that I did not tell them I was using a debit card.
> My bank puts the funds on hold in preparation for the finalization. Two 
> days
> after calling Humanware, I spoke to my bank and discovered that my 
> checking
> account was $2000 overdrawn because of the Humanware "preauthorization." I
> was surprised. Of course the funds will be in place when Humanware does 
> the
> work, but I didn't expect to need them now.
> After understanding the process, I wished that Humanware had explained 
> what
> might happen.
>
> So, if you are using a debit card, just be aware of this issue.
>
> Rusty
>
>
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> 

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