From: Julia Thompson <[EMAIL PROTECTED]>
Russell Chapman wrote:
> Chad Cooper wrote:
>
> >This is new class of scam. They attempt to get your bank account info to put
> >the winnings into.... It is very fraudlent.
> >NFH
> >
> I don't understand this - every time I sell something on eBay I give
> away my bank account info for them to put the funds into. How does the
> bank account info help them?
There are 2 kinds of bank account routing numbers: 1 for deposits, 1 for withdrawals. If you give them the routing number for depositing stuff in your account, they ask for the *other* number. At least, this is my understanding as to how they clean out bank accounts.
They also might be able to use your bank account numbers to apply for credit cards and perpetrate other types of identity fraud. Pretty scary stuff, because your wrecked credit can keep coming back to haunt you, years after it's supposedly straightened out.
-bry
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