All Australian banks have a code called the BSB code, which stands for Bank/State/Branch.When you say you give away your "bank account info", what exactly are you talking about? (I don't mean post the numbers, I mean the descriptive terms for what you give, like routing number, account number, bank name, etc.)
So my account with ANZ has a BSB of 014-592 (0=nationwide bank, 1=ANZ, 4=Queensland and 592 is the Townsville branch where my account is). At that branch I have a standard cheque account, with a 9 digit account number. So if I give you my BSB and account number, you can pay into my account. You can pay it at any Australian bank or Post Office, but there will be fees and a day's delay compared to paying it into a branch of my bank. You can also add the eBay auction number as the transaction reference, and that will show on my statement. But it won't help you withdraw any.
There are plenty of ways of drawing money out of my account without a cheque, online, in person, or even by phone, but this information isn't anywhere near sufficient. This information I've given out to eBay buyers is written on the bottom of every cheque I write as well, so it's hardly secret ...
We don't have routing numbers, though - what are they used for?
Cheers Russell C.
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