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You are approved for up to $500 in seconds. Known for having the MOST liberal lending policy! Even if you already have an outstanding loan! No FAX NEEDED - CLICK HERE - http://ultracashadvance.com This weeks finance news: Saving Money today at home! Owning a home is an American dream, but without careful planning homeownership can turn a family budget into a nightmare. From the beginning of the homeownership process -- securing a mortgage -- to the monthly expenditures such as heating and cooling costs, expenses add up quickly. Savvy homeowners look for ways to stretch their buck -- and we are here to help. We rounded up dozens of savings tips to make it easy for both homeowners and renters to save money. You'll also discover ways to save on energy bills and telephone expenses. Happy saving! > Get an intstant loan - Loan Till Payday- Get $1000 in 30 seconds! No Fax needed and > no Hassles! - CLICK HERE - http://www.kqzyfj.com/click-1277700-10356743 Consumer adviser Clark Howard has made a vocation of getting the best deals on everything from clothing to electronics without relying on those colorful sale signs. His secret: research. "I want to know a product category upfront," says Howard, co-author of "Clark's Big Book of Bargains." Consumers need to take a similar approach to make sure that sale sign means savings: What's the product quality? What do similar items sell for in other venues? Is it this year's merchandise or last? Are the goods the store has been carrying or were they brought in just for the sale? "If you just go by what the advertising says, you'll be totally misled," says Howard. 1. Get a home energy audit every couple of years with your power company to find ways to cut costs. 2. Check with your utility company for rebates whenever you install energy-saving equipment. 3. Add more energy-efficient insulation to your attic, preferably with a resistance rating of R-21 to R-30. 4. Turn down your home thermostat two degrees and save 24 kilowatt hours a month. It might not sound like much, but it adds up. 5. Buy a programmable thermostat, especially if your home is vacant most of the day. Set it to turn on a half hour before anyone arrives home. 6. Adjust your thermostat to a comfortable temperature and wait. Turning your thermostat up or down dramatically wastes energy and increases your heating costs. > Need extra money? - Refill at the Cash Station - You are approved up to $500 in > minutes and you get your cash the next day! - CLICK HERE - > http://www.anrdoezrs.net/click-1277700-10357584 7. Lower your hot water thermostat 10 degrees, but no lower than 120 degrees. You'll still get all the hot water you need and save 25 kilowatt hours a month. 8. Fix leaky faucets -- one drip a second is 20 kilowatts a month. 9. Invest in weather-stripping kits if you've got drafty doors. 10. Trade your standard candescent bulbs for compact fluorescent bulbs. They are more energy-efficient, last for years instead of months, consume little power and generate little heat. 11. Turn off your computer when not in use, or use the energy-saving "sleep" mode. 12. Seal energy leaks. Caulk over cracks and small holes around windows and exterior walls. Look carefully around plumbing pipes, telephone wires, dryer vents, sink and bathtub drains and under countertops. 13. Participate in your power company's special energy-saving program. Some programs shut down electric appliances for short bursts of time during peak hours. You hardly notice the difference -- except in your bill. > Save your money and MAKE more money on it everyday! - ING Direct Orange Savings - > CLICK HERE - http://www.tkqlhce.com/click-1277700-10295763 14. Buy major appliances that sport the "Energy Star" sticker. That shows the appliance meets or exceeds standards set by the U.S. Department of Energy and the Environmental Protection Agency. 15. Consider a front-loading washing machine. They use 50 percent less energy and one-third less water. Plus, they remove far more water in the rinse cycle, and that translates into big savings in dryer time. 16. When building a home or replacing a roof, select a roof based more on energy efficiency than on how it looks. Light-colored roofs, such as white, galvanized metal or cement tile, do the best job of reflecting the sun, and cool quickly at night. 17. Landscaping with the right mix of trees and shrubs can lower your energy bills by blocking winter winds or the summer sun. > Lower your mortgage payments - BAD CREDIT OK - CLICK HERE - > http://www.dpbolvw.net/click-1277700-10297451 --------------------------------------------------- WIN a flat screen TV now!! 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