>
> I've insured my barge with Michael for quite a few years. At renewal
> time, I usually check around a few other insurers, but seem to find
> that Michael's is the lowest price, not least because of a good
> no-claims bonus system and coverage designed specifically for inland
> craft (i.e. not yachts or ski boats).
>
> Yes, he has surcharges for tidal trips. However, they are not that
> high (I think I paid GBP70 to cover a recent Channel crossing to
> Belgium and back; my several months of travelling in the Belgian and
> French waterways was already covered by the original premium).
> Overall, even adding the occasional surcharge, Michael still seems to
> come out best price.
>
> Michael is very cautious about narrow boats on tideways, and tends to
> want two or more to travel together for such trips. A sensible
> precaution IMHO, as I have seen conditions well up the Thames Estuary
> that I think many narrow boats would have trouble surviving. Also,
> based on a trip I once took on the keel Comrade on the Humber, I
> wouldn't want to take a narrow boat out there either. Perhaps this
> caution is one reason he can keep his premiums down.
>
> His ready acceptance of old boats, rivetted boats, residential boats,
> foreign trips, etc., and his good understanding inland boating, is, in
> my experience, very uncommon in the boat insurance industry.
>
> But, then, yer pays yer money, and yer takes yer choice.
>
> Adrian
>
> Adrian Stott
> 07956-299966
>
Have you tried claiming? The only claimant I know about had trouble, but
then they were the only ones I was likely to hear about.
Sue nb Nackered Navvy
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