On 17 Nov 2006, at 11:56, Jason King wrote:
> So far the tricky things have been boat insurance and mobile phone
> bills. There's Internet banking these days which helps and the bank
> don't send me any statements. I don't want junk mail and anyone who
> knows me can phone or send a text or email. I recently registered as
> a director of a charity and my lack of address was accepted without
> question. But the library's computer system couldn't handle a change
> of address to "somewhere on a canal". I'm not registered to vote but
> then I've not voted in years anyway. Credit worthiness and loans
> could be a problem in the future.
>
AIUI, under the anti money laundering rules, a bank (including an
internet bank) is not allowed in law to allow you to operate an account
without having proved a) your identity, and b) via a separate document,
your address. For many banking purposes this must be a UK address.
Credit reference agencies normally reduce your rating to zero if you
are NFA.
I'm surprised the charity concerned could allow you to become a
director, unless being a director is not the same as being a trustee of
the charity. Trustees are personally liable for the charities
compliance with Charity Commission accounting rules, and as it's hard
to sue someone who is NFA, again this wouold make it hard for you to be
acceptable to the CC and the auditors.
> I'm going freelance from January so I'll have to get a PO box sorted
> out soon because I want to receive cheques! Unfortunately the Post
> Office have to ask for your address before they give you a PO box:
> catch 22.
>
Not only that, it must be an address in the same delivery district as
the PO where you want your mail held.
> I'd be very interested to know how other continuous cruisers deal
> with their correspondance.
>
>
I think most are like ourselves - we have an official address (our
daughter's) for legal purposes. We also borrow an address from another
member of this list for NHS purposes (I won't embarrass the chap by
identifying him here, but he's a good bloke) because the GP practice
concerned is very boater friendly, unlike our daughter's.
Best source of advice on all this stuff is the RBOA, IMHO
All the best
Bruce
––
Bruce Napier
[EMAIL PROTECTED]
www.nbsanity.net
07884 003581
Save Our Waterways: visit www.saveourwaterways.org.uk
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