If the debit arrives before the credit is actually verified and posted, yes you
are in overdraft!

-----
  From: brobborb

  lets say that the reason I am depositing money is cos I don't have enough
funds, knowing that I am about to be billed by Company A for some fee.  I guess
that this transaction is still pending.  What happens if company A requests
their transaction for the fee at this moment?  what happens?  I will go
overdraft?  ::dies::!!!
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