fyi Bank of  America tells me that they process deposits first, THEN
checks and check card transactions. But yes, as Bill says, if you hand
cash to a teller it becomes available immediately. I have gotten my
child support organized to where it is deposited in Virgina around 12
EST on Thursdays. If I need it it is available right away.

Dana

On Fri, 6 Aug 2004 15:40:13 -0500, brobborb <[EMAIL PROTECTED]> wrote:
> actually I put the correct amount in, but being the first time, I was curious asto how it worked.  Also, I was kinda feeling socially anxious today, so instead of going to teller I went to ATM.  hheh
>
>
>   ----- Original Message -----
>   From: dana tierney
>   To: CF-Community
>   Sent: Friday, August 06, 2004 3:39 PM
>   Subject: Re: ATM question
>
>   yes you will have an overdraft, or the transaction will be refused if
>   the overdraft is not authorized. It sounds like you are thinking of
>   depositing an empty envelope. Bad bad idea, also known as fraud. You
>   are better off with the overdraft :)
>
>   ----- Original Message -----
>   From: brobborb <[EMAIL PROTECTED]>
>   Date: Fri, 6 Aug 2004 15:23:37 -0500
>   Subject: Re: ATM question
>   To: CF-Community <[EMAIL PROTECTED]>
>
>   lets say that the reason I am depositing money is cos I don't have
>   enough funds, knowing that I am about to be billed by Company A for
>   some fee.  I guess that this transaction is still pending.  What
>   happens if company A requests their transaction for the fee at this
>   moment?  what happens?  I will go overdraft?  ::dies::!!!
>
>     ----- Original Message -----
>     From: Howie Hamlin
>     To: CF-Community
>     Sent: Friday, August 06, 2004 3:27 PM
>     Subject: Re: ATM question
>
>     The transaction gets logged in a journal and then all of the
>   deposits are processed by hand usually at the end of the business day.
>       ----- Original Message -----
>       From: brobborb
>       To: CF-Community
>       Sent: Friday, August 06, 2004 4:16 PM
>       Subject: ATM question
>
>       today i went to ATM and deposited money into the ATM (for the
>   first time in my life!)
>       it told me to put the money in a provided envelope, and enter how
>   much I put in there, and slip the envelope
>       does it know what i really put in the enevelope?
>       or does someone come at the end of the day and check the envelope
>   with the the corresponding deposit transaction?  if so, when does this
>   happen?
>       it's Wells Fargo :-D________________________________________________________________
>
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